6038 Main Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13820884

$1,149,000
For Sale
Listed 26 days agoNo offer date stated
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5Bedrooms
3Bathrooms
1Garage · 5 parking
2000-2500Sq ft

About this home

In short

  • A rare opportunity to own a piece of Stouffville's Main Street history.
  • Proudly set on one of the town's most recognizable corners, this distinguished two storey brick Victorian has stood here since 1913 and still turns heads.
  • A sweeping wraparound porch draws you into a home rich with original character: hardwood floors, warm wood trim, and two fireplaces that make the colder months...
  • With approximately 2,294 sq. ft. above grade, 5 bedrooms and 3 bathrooms, the layout offers a sense of space rarely found in a home of this era.
  • Just a 5 minute walk to the GO Train and close to the heart of Stouffville, the location pairs everyday convenience with true Main Street presence.

A rare opportunity to own a piece of Stouffville's Main Street history. Proudly set on one of the town's most recognizable corners, this distinguished two storey brick Victorian has stood here since 1913 and still turns heads. A sweeping wraparound porch draws you into a home rich with original character: hardwood floors, warm wood trim, and two fireplaces that make the colder months something to look forward to. With approximately 2,294 sq. ft. above grade, 5 bedrooms and 3 bathrooms, the layout offers a sense of space rarely found in a home of this era. There is room for a growing family, a home office, or guests who never want to leave. A 200 amp electrical panel adds an important modern upgrade. Just a 5 minute walk to the GO Train and close to the heart of Stouffville, the location pairs everyday convenience with true Main Street presence. A detached garage and parking for 5 vehicles complete this exceptional setting. Zoned CG9; buyer to verify permitted uses with the Town. Character, space, visibility, and location come together in a property that is truly difficult to replicate.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
N13820884
Bedrooms
5
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
66 × 101 ft
Cross streets
Ninth Line & Main St
Parking
1 garage · 5 parking (detached)
Driveway
Private
Basement
Full, Unfinished
Heating
Radiant
A/C
Central Air, Window Unit(s)
Exterior
Brick
Foundation
Concrete
Roof
Metal
Sewer
Sewer
Property tax
$5,481 / 2025
Days on market
26
Listing brokerage
Royal LePage Our Neighbourhood Realty

Rooms

BathroomSecond1.88 × 2.67 m

4 Pc Ensuite

Utility RoomBasement3.94 × 5.59 m
Bedroom 5Third3.89 × 3.30 m

closet · window

Bedroom 2Second3.63 × 3.30 m

hardwood floor · bay window · fireplace

Utility RoomBasement7.16 × 5.00 m
Dining RoomMain4.14 × 4.37 m

bay window · hardwood floor

Utility RoomBasement3.58 × 5.59 m
KitchenMain3.48 × 4.83 m

stainless steel appl · tile floor · breakfast area

Living RoomMain4.04 × 4.06 m

hardwood floor · fireplace · casement windows

FoyerMain2.97 × 4.06 m

picture window · hardwood floor

Primary BedroomSecond3.78 × 4.50 m

4 pc ensuite · hardwood floor · casement windows

PantryMain3.58 × 1.12 m

tile floor · casement windows

LaundrySecond2.54 × 2.82 m

Window

Bedroom 3Second3.38 × 3.30 m

hardwood floor · casement windows

BathroomSecond2.57 × 4.78 m

5 pc bath · casement windows · tile floor

BathroomMain1.35 × 1.19 m

2 Pc Bath

Bedroom 4Third3.89 × 3.30 m

closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$5,237/mo
$217KIncome needed
5.3×Price ÷ income
$1,208Weekly cost
$19,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,237Property tax $457Total carry $5,694

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,082per month

Mortgage amount $919,200 · 4.49% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$5,539Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,082
Property tax
$457
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,539

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Estimated closing costs
$19,455

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,151/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$605,524Total interest paid
$1,524,724Total of all payments
Principal $919,200 Interest $605,524
YearPrincipalInterestBalance
1$20,513$40,476$898,687
2$21,444$39,545$877,243
3$22,418$38,571$854,826
4$23,435$37,553$831,390
5$24,500$36,489$806,891
6$25,612$35,377$781,279
7$26,775$34,214$754,504
8$27,990$32,998$726,514
9$29,261$31,728$697,252
10$30,590$30,399$666,662
11$31,979$29,010$634,683
12$33,431$27,558$601,253
13$34,949$26,040$566,304
14$36,536$24,453$529,768
15$38,194$22,795$491,574
16$39,929$21,060$451,645
17$41,741$19,247$409,904
18$43,637$17,352$366,267
19$45,618$15,371$320,649
20$47,689$13,300$272,960
21$49,855$11,134$223,105
22$52,118$8,871$170,987
23$54,484$6,504$116,503
24$56,958$4,031$59,544
25$59,544$1,445$0

At the end of your 5-year term

Total paid over the term
$304,945
Principal paid down
$112,309
Interest paid
$192,636
Balance remaining
$806,891

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $5,481− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,975

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Our Neighbourhood Realty. MLS®/PropTx.

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