404 Baker Hill Boulevard, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13821942

$1,560,000
For Sale
Listed 25 days agoNo offer date stated

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5Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Welcome to 404 Baker Hill Blvd, a beautiful detached home in the sought-after community of Stouffville.
  • This spacious 5-bedroom home offers approximately 3,000 sq ft. of comfortable living space, featuring a bright and functional layout designed for modern family living.
  • The gourmet kitchen serves as the home's centerpiece with its sleek granite countertops, custom center island, and high-end appliances, while a main-floor study...

Welcome to 404 Baker Hill Blvd, a beautiful detached home in the sought-after community of Stouffville. Beautiful park facing views. This spacious 5-bedroom home offers approximately 3,000 sq ft. of comfortable living space, featuring a bright and functional layout designed for modern family living. The home boasts a welcoming brick exterior, double-car garage, ample parking, and a charming front porch. The gourmet kitchen serves as the home's centerpiece with its sleek granite countertops, custom center island, and high-end appliances, while a main-floor study provides a quiet, professional workspace. Spacious principal rooms and well-proportioned bedrooms provide plenty of space for the whole family and a dedicated second-floor laundry room. Perfectly situated directly facing a park and within walking distance to school, this residence offers a rare combination of luxury finishes and a prime, family-oriented location near the GO Train.

Key facts

Property type
Detached, 2-Storey
MLS®
N13821942
Bedrooms
5
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
40.03 × 98.43 ft
Cross streets
Hwy.48 & Millard
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Separate Entrance, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,782 / 2025
Days on market
25
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

BreakfastGround5.18 × 2.89 m

centre island · porcelain floor

KitchenGround4.39 × 2.74 m

porcelain floor · granite counters

LibraryGround3.35 × 2.93 m

hardwood floor · separate room

Bedroom 5Second3.35 × 2.80 m

hardwood floor · window · closet

Primary BedroomSecond5.18 × 3.66 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 3Second4.08 × 3.05 m

hardwood floor · semi ensuite · walk-in closet(s)

Dining RoomGround4.08 × 3.96 m

hardwood floor · window

Bedroom 4Second3.35 × 3.05 m

hardwood floor · window · closet

Bedroom 2Second4.27 × 3.23 m

hardwood floor · semi ensuite · walk-in closet(s)

Family RoomGround5.18 × 3.96 m

gas fireplace · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

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Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$7,110/mo
$295KIncome needed
5.3×Price ÷ income
$1,641Weekly cost
$27,675Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,110Property tax $648Total carry $7,758

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,900per month

Mortgage amount $1,248,000 · 4.49% over 25 years

$312,000Down payment (20.0%)
$1,248,000Loan before insurance
$0CMHC premium
$7,549Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,900
Property tax
$649
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,549

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,675
Estimated closing costs
$27,675

Plus your down payment of $312,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,352/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$822,122Total interest paid
$2,070,122Total of all payments
Principal $1,248,000 Interest $822,122
YearPrincipalInterestBalance
1$27,850$54,955$1,220,150
2$29,115$53,690$1,191,035
3$30,436$52,368$1,160,599
4$31,818$50,986$1,128,781
5$33,263$49,542$1,095,517
6$34,773$48,032$1,060,744
7$36,352$46,453$1,024,392
8$38,003$44,802$986,389
9$39,728$43,077$946,661
10$41,532$41,273$905,129
11$43,418$39,387$861,711
12$45,389$37,416$816,322
13$47,450$35,355$768,872
14$49,604$33,200$719,268
15$51,857$30,948$667,411
16$54,211$28,594$613,200
17$56,673$26,132$556,527
18$59,246$23,559$497,282
19$61,936$20,869$435,346
20$64,748$18,057$370,598
21$67,688$15,117$302,911
22$70,761$12,044$232,150
23$73,974$8,831$158,176
24$77,332$5,472$80,844
25$80,844$1,961$0

At the end of your 5-year term

Total paid over the term
$414,024
Principal paid down
$152,483
Interest paid
$261,542
Balance remaining
$1,095,517

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $7,782− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,888

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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