32 Farley Circle, Georgina, ON
Historic Lakeshore Communities, Georgina · MLS® N13823372
About this home
In short
- Tucked into one of Willow Beach's most sought-after pockets, this beautifully updated home sits on a private, cedar-lined lot that feels like a retreat - while...
- Storage is plentiful throughout, and with three 3-piece bathrooms (including two ensuites) mean busy mornings are never a bottleneck.
- Sip your morning coffee on the front deck instead, taking in the tranquil, landscaped yard.
- There's parking for up to 9 cars, and a brand new horizontal privacy fence runs the full length of the property.
- Minutes to Sutton and Keswick for all your everyday needs, quick access to Hwy 404, and under an hour to Toronto.Recent Updates: Deck (2023) Paved Driveway (2023)...
Tucked into one of Willow Beach's most sought-after pockets, this beautifully updated home sits on a private, cedar-lined lot that feels like a retreat - while keeping you connected to everything that makes life on Lake Simcoe so special. The home has a fresh, modern feel with accent walls, abundant pot lights, and generous windows that keep every room bright and welcoming. A contemporary kitchen anchors the centre of the home, opening to both the living and family room spaces in a way that just *works* for real life. Storage is plentiful throughout, and with three 3-piece bathrooms (including two ensuites) mean busy mornings are never a bottleneck. Step outside through the charming French door walkouts - from either the primary bedroom or the living/dining area - onto a full-width deck overlooking a spacious backyard with a separate fire pit patio. Sip your morning coffee on the front deck instead, taking in the tranquil, landscaped yard. Outdoor perimeter pot lights and backyard lighting make the property glow after dark. There's parking for up to 9 cars, and a brand new horizontal privacy fence runs the full length of the property. Farley Circle isn't just a quiet, family-friendly street - it's a community. Residents enjoy private beach access at one end and a golf course at the other, with Lake Drive right there for morning walks or bike rides along the water. Minutes to Sutton and Keswick for all your everyday needs, quick access to Hwy 404, and under an hour to Toronto.**Recent Updates:** Deck (2023) Paved Driveway (2023) Fence (2024) Roof (2024) Hot Water Tank (2025)
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13823372
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1100-1500 sq ft
- Lot
- 50 × 163 ft
- Cross streets
- Metro/Farley
- Parking
- 1 garage · 10 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,768 / 2026
- Days on market
- 26
- Listing brokerage
- EXP REALTY
Rooms
hardwood floor · closet
3 pc ensuite · hardwood floor
pot lights · hardwood floor · combined w/dining
Hardwood Floor
hardwood floor · open concept · breakfast bar
w/o to deck · hardwood floor
Listed at $850,000. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 96%, 15 local closings in 90 days), the likely sale price is near $819K, if it sells. A realistic range is $768K to $923K.
Independent value check: $717K. Without looking at the asking price, our model values the home itself about 16% below the ask (homes like it typically land between $672K and $751K).
Why $717K. The typical detached home sold in Historic Lakeshore Communities over the past year went for about $780K (60 sales). What sets this one apart:
- ▲ Raises it stronglyThe listing describes it as fully renovated or newly built.
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,768 a year; the typical home sold here pays about $4,800.
- ▲ Raises it3 bedrooms and 3 baths, against 3+1 and 2 typically.
Total price vs nearby homes. Likely closing about $819K, from 15 recent closings in this pocket.
The market behind the math:
About 1.2 months of inventory: 6 detached homes for sale in the area against 15 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $654/sqft against an area asking average of $557/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 15 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $690K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Based on 15 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 132 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $665/sqft; this home lists at $654/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Georgina: $793K in September 2026, up 1% from a year ago, on 529 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $798K | 53 |
| November 2025 | $795K | 40 |
| December 2025 | $800K | 27 |
| January 2026 | $800K | 18 |
| February 2026 | $820K | 25 |
| March 2026 | $796K | 44 |
| April 2026 | $779K | 44 |
| May 2026 | $790K | 57 |
| June 2026 | $802K | 77 |
| July 2026 | $800K | 60 |
| August 2026 | $820K | 40 |
| September 2026 | $793K | 44 |
Neighbourhood & location
Historic Lakeshore Communities, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.
Mortgage amount $680,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,760
- Property tax
- $314
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,074
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,475
- Estimated closing costs
- $13,475
Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $225,590
- Principal paid down
- $83,083
- Interest paid
- $142,507
- Balance remaining
- $596,917
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 25 whole-home leases in Historic Lakeshore Communities signed at a median of $2,467 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,867. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.