28 Kincardine Street, Vaughan, ON

Kleinburg, Vaughan · MLS® N13823894

$1,179,000
For Sale
Listed 25 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • WritingWelcome to 28 Kincardine Street, Kleinburg.
  • This beautiful detached home offers 3 bedrooms and 3 washrooms on a deep lot in one of Kleinburg's most sought-after, family-friendly neighbourhoods.
  • Situated on a quiet street with no sidewalk, this thoughtfully designed home features 9-foot smooth ceilings, elegant crown moulding, pot lights, upgraded light...
  • Ideally located near parks, walking trails, schools, shopping, restaurants, and everyday amenities, the home also provides convenient access to Highway 427 and other...

WritingWelcome to 28 Kincardine Street, Kleinburg! This beautiful detached home offers 3 bedrooms and 3 washrooms on a deep lot in one of Kleinburg's most sought-after, family-friendly neighbourhoods. Situated on a quiet street with no sidewalk, this thoughtfully designed home features 9-foot smooth ceilings, elegant crown moulding, pot lights, upgraded light fixtures, and a spacious open-concept layout.The inviting family room showcases a beautiful stone fireplace, while the modern kitchen features a brand-new backsplash, a centre island with a new stainless steel sink, and ample cabinetry, perfect for everyday living and entertaining. The upper level offers generously sized bedrooms and convenient second-floor laundry. The interior has also been freshly painted by professionals, making this home truly turnkey.Boasting exceptional curb appeal, the home features a timeless brick and stone exterior that combines style, comfort, and convenience. The premium deep backyard offers plenty of space for outdoor entertaining, family gatherings, and future enjoyment.Ideally located near parks, walking trails, schools, shopping, restaurants, and everyday amenities, the home also provides convenient access to Highway 427 and other major transportation routes for an easy commute.This is a fantastic opportunity to own a beautifully maintained home in the prestigious Kleinburg community.

Key facts

Property type
Detached, 2-Storey
MLS®
N13823894
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
9.2 × 31 ft
Cross streets
Major Mackenzie / Hwy 27
Parking
1 garage · 3 parking (built-in)
Driveway
Available
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,872 / 2025
Days on market
25
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Bedroom 2Upper3.05 × 3.00 m

broadloom · casement windows · double closet

Living RoomMain3.95 × 3.65 m

hardwood floor · pot lights

LaundryMain2.74 × 1.83 m

Broadloom

BreakfastMain3.64 × 2.00 m

ceramic floor · breakfast bar · walk-out

Family RoomMain5.33 × 3.65 m

hardwood floor · fireplace · bay window

FoyerMain1.65 × 1.45 m

ceramic floor · access to garage · closet

Bedroom 3Upper3.64 × 3.32 m

broadloom · casement windows · double closet

Primary BedroomUpper3.51 × 3.15 m

broadloom · 4 pc bath · walk-in closet(s)

KitchenMain3.50 × 3.05 m

ceramic floor · breakfast bar · walk-out

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.12Mlikely sale price

Listed at $1,179,000. Going by how homes in Kleinburg have actually closed against their asking prices (about 95%, 41 local closings in 90 days), the likely sale price is near $1.12M, if it sells. A realistic range is $1.05M to $1.26M.

Independent value check: $1.14M. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $1.07M and $1.19M).

Why $1.14M. The typical detached home sold in Kleinburg over the past year went for about $1.72M (151 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 1,500 to 2,000 sq ft; the typical home sold here is 3,000 to 3,500.
  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,872 a year; the typical home sold here pays about $7,200.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it1 garage and 3 total parking spaces, against 2 and 6 typically.
List price
$1.05MBelow recent closings$1.26MAbove recent closings

Total price vs nearby homes. Likely closing about $1.12M, from 41 recent closings in this pocket.

The market behind the math:

41sold nearby · 90 days
$1.90Mmedian sold price
93%of asking, on average
+7%prices vs a year ago
~33 dayshomes like this take to sell
25days on market so far
$3,319/moest. rent · 11 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 26 detached homes for sale in the area against 41 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $674/sqft against an area asking average of $724/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 41 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.25M. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Kleinburg, so I widened the search to the surrounding area.

Based on 41 comparable homes that sold in Kleinburg over the past two years, from 277 closings there.

What sellers nearby are askingCurrently listed nearby in Kleinburg · asking prices
$2.03Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.14M, which is where my estimate comes from.

Per square foot, these ask about $1,060/sqft; this home lists at $674/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.18MThis home1.19M1.53M1.59M3.80MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Kleinburg: $1.99M in September 2026, up 10% from a year ago, on 151 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.69M13
November 2025$1.74M9
December 2025$1.81M6
January 2026$1.69M8
February 2026$1.61M11
March 2026$1.68M13
April 2026$1.60M12
May 2026$1.71M13
June 2026$1.68M15
July 2026$1.65M18
August 2026$2.05M15
September 2026$1.99M18

Neighbourhood & location

Kleinburg, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sonoma Heights
$1.47M
West Woodbridge
$1.45M
Vellore Village
$1.67M
East Woodbridge
$1.44M
Maple
$1.63M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,373/mo
$220KIncome needed
5.3×Price ÷ income
$1,240Weekly cost
$20,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,373Property tax $406Total carry $5,779

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,215per month

Mortgage amount $943,200 · 4.49% over 25 years

$235,800Down payment (20.0%)
$943,200Loan before insurance
$0CMHC premium
$5,621Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,215
Property tax
$406
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,621

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,055
Estimated closing costs
$20,055

Plus your down payment of $235,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,312/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$621,334Total interest paid
$1,564,534Total of all payments
Principal $943,200 Interest $621,334
YearPrincipalInterestBalance
1$21,048$41,533$922,152
2$22,004$40,577$900,148
3$23,003$39,578$877,145
4$24,047$38,534$853,098
5$25,139$37,442$827,958
6$26,281$36,301$801,678
7$27,474$35,107$774,204
8$28,721$33,860$745,483
9$30,025$32,556$715,457
10$31,389$31,193$684,069
11$32,814$29,768$651,255
12$34,304$28,278$616,951
13$35,861$26,720$581,090
14$37,489$25,092$543,600
15$39,192$23,390$504,409
16$40,971$21,610$463,438
17$42,831$19,750$420,606
18$44,776$17,805$375,830
19$46,809$15,772$329,021
20$48,934$13,647$280,087
21$51,156$11,425$228,931
22$53,479$9,102$175,452
23$55,907$6,674$119,545
24$58,445$4,136$61,099
25$61,099$1,482$0

At the end of your 5-year term

Total paid over the term
$312,907
Principal paid down
$115,242
Interest paid
$197,665
Balance remaining
$827,958

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Kleinburg$3,319/mo
$39,828Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,053 to $3,814Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Kleinburg signed at a median of $3,813 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,319. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $4,872− Insurance $1,400− Vacancy & upkeep $4,381Net operating income $29,175

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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