130 Santa Amato Crescent, Vaughan, ON

Patterson, Vaughan · MLS® N13825812

$2,499,999
For Sale
Listed 18 days agoNo offer date stated

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4+1Bedrooms
5Bathrooms
2Garage · 7 parking
3500-5000Sq ft

About this home

In short

  • A RARE RAVINE RETREAT WITH BREATHTAKING POND VIEWS IN THORNHILL WOODS Welcome to 130 Santa Amato Crescent, an exceptional 4+1 bedroom residence offering...
  • Beautifully renovated and thoughtfully designed, but what truly sets this property apart is the view.
  • Backing directly onto a spectacular ravine, the home enjoys unobstructed panoramic views of tranquil ponds, mature trees and lush greenery-a breath taking natural...
  • This home features a stunning glass-railing deck overlooking the ravine, preserving the uninterrupted sightlines and creating an incredible setting for morning...
  • Complete with a full kitchen, private bedroom and ensuite bathroom, generous living space and direct access to the backyard and ravine.

A RARE RAVINE RETREAT WITH BREATHTAKING POND VIEWS IN THORNHILL WOODS Welcome to 130 Santa Amato Crescent, an exceptional 4+1 bedroom residence offering approximately4,800 sq. ft. of beautifully finished living space, extensive upgrades throughout, and one of the most captivating settings in Thornhill Woods. Beautifully renovated and thoughtfully designed, but what truly sets this property apart is the view. At the heart of the home, the beautifully appointed kitchen features premium Gaggenau appliances, reflecting the quality and attention to detail found throughout the residence. Backing directly onto a spectacular ravine, the home enjoys unobstructed panoramic views of tranquil ponds, mature trees and lush greenery-a breath taking natural backdrop that changes beautifully with the seasons. With no homes immediately behind you, the setting offers an extraordinary sense of privacy and serenity. This home features a stunning glass-railing deck overlooking the ravine, preserving the uninterrupted sightlines and creating an incredible setting for morning coffee, sunset dinners and entertaining with a covered patio below, providing two levels of outdoor living from which to enjoy this exceptional setting. The fully finished walk-out lower level feels like a true extension of the home. Complete with a full kitchen, private bedroom and ensuite bathroom, generous living space and direct access to the backyard and ravine. A truly special Thornhill Woods residence where the setting isn't simply part of the home-it defines it.

Key facts

Property type
Detached, 2-Storey
MLS®
N13825812
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
33.79 × 100.13 ft
Cross streets
DUFFERIN ST/RUTHERFORD RD
Parking
2 garage · 7 parking (built-in)
Driveway
Available, Private
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete, Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$10,010 / 2026
Days on market
18
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

KitchenLower5.28 × 3.69 m
Family RoomLower6.49 × 4.97 m

w/o to patio · overlooks ravine

Family RoomMain3.84 × 5.90 m

hardwood floor · bay window · overlooks ravine

Dining RoomMain5.52 × 6.90 m

hardwood floor · pot lights

Primary BedroomUpper6.50 × 4.90 m

Hardwood Floor

Bedroom 3Upper4.98 × 4.25 m

Hardwood Floor

BreakfastMain2.99 × 5.26 m

hardwood floor · w/o to deck · overlooks ravine

Bedroom 4Upper4.51 × 6.07 m

Hardwood Floor

BedroomLower3.50 × 5.18 m

Bay Window

KitchenMain3.54 × 4.89 m

hardwood floor · pot lights

Bedroom 2Upper3.73 × 4.28 m

Hardwood Floor

OfficeMain3.03 × 3.66 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Patterson, Vaughan, ON

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Affordability & Mortgage

Affordability
$11,394/mo
$462KIncome needed
5.4×Price ÷ income
$2,629Weekly cost
$48,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $11,394Property tax $834Total carry $12,228

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,058per month

Mortgage amount $1,999,999 · 4.49% over 25 years

$500,000Down payment (20.0%)
$1,999,999Loan before insurance
$0CMHC premium
$11,893Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,058
Property tax
$834
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,893

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,975
Estimated closing costs
$48,975

Plus your down payment of $500,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$13,384/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,317,502Total interest paid
$3,317,502Total of all payments
Principal $1,999,999 Interest $1,317,502
YearPrincipalInterestBalance
1$44,631$88,069$1,955,368
2$46,658$86,042$1,908,710
3$48,776$83,924$1,859,933
4$50,991$81,709$1,808,942
5$53,306$79,394$1,755,636
6$55,727$76,974$1,699,910
7$58,257$74,443$1,641,653
8$60,902$71,798$1,580,751
9$63,667$69,033$1,517,084
10$66,558$66,142$1,450,526
11$69,580$63,120$1,380,947
12$72,739$59,961$1,308,208
13$76,042$56,658$1,232,166
14$79,494$53,206$1,152,672
15$83,104$49,597$1,069,568
16$86,877$45,823$982,692
17$90,821$41,879$891,870
18$94,945$37,755$796,925
19$99,256$33,444$697,670
20$103,762$28,938$593,907
21$108,474$24,226$485,434
22$113,399$19,301$372,035
23$118,548$14,152$253,487
24$123,930$8,770$129,557
25$129,557$3,143$0

At the end of your 5-year term

Total paid over the term
$663,500
Principal paid down
$244,363
Interest paid
$419,137
Balance remaining
$1,755,636

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $10,010− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $67,088

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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