5 Donald Ingram Crescent, Georgina, ON

Keswick North, Georgina · MLS® N13825984

$991,900
For Sale
Listed 25 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Pre-Construction Home to be Built in Keswick North Featuring 9-Ft Ceilings and Time Remaining to Select Your Interior Finishes.
  • Features Granite Countertops, Undermount Sinks, Select Natural Pre-Finished Hardwood Flooring on the Main Floor in Non-Tiled Areas, and a $10,000.00 Upgrade Credit.
  • Conveniently Located Minutes from Lake Simcoe, Schools, Shopping, Restaurants, the Community Centre and Hwy 404, with a Park Just Steps Away.

Brand-New 3,165 Sq. Ft. Pre-Construction Home to be Built in Keswick North Featuring 9-Ft Ceilings and Time Remaining to Select Your Interior Finishes! Features Granite Countertops, Undermount Sinks, Select Natural Pre-Finished Hardwood Flooring on the Main Floor in Non-Tiled Areas, and a $10,000.00 Upgrade Credit. Closing August 2027. Conveniently Located Minutes from Lake Simcoe, Schools, Shopping, Restaurants, the Community Centre and Hwy 404, with a Park Just Steps Away. Eligible Purchasers May Qualify for HST Rebates Under New Government Relief Programs, Subject to Purchaser Qualifications. A Great Opportunity in Growing Georgina!

Key facts

Property type
Detached, 2-Storey
MLS®
N13825984
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
45 × 98 ft
Cross streets
Woodbine Ave & Church St
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
None
Heating
Forced Air
A/C
None
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
25
Listing brokerage
METROPARK REALTY INC.

Rooms

OfficeMain3.81 × 3.25 m

Window

Bedroom 3Second3.96 × 3.35 m

walk-in closet(s) · window · 3 pc ensuite

Bedroom 2Second4.47 × 3.35 m

walk-in closet(s) · window · 3 pc ensuite

Dining RoomMain4.27 × 3.35 m

window · open concept

BreakfastMain5.13 × 3.05 m

window · sliding doors

KitchenMain5.13 × 2.90 m

tile floor · breakfast bar

LoftSecond2.64 × 2.59 m

Window

Primary BedroomSecond5.03 × 4.88 m

walk-in closet(s) · window · ensuite bath

Bedroom 4Second3.81 × 3.66 m

closet · window · 4 pc ensuite

Family RoomMain5.94 × 3.66 m

fireplace · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick North · asking prices
$967kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $297/sqft; this home lists at $305/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
992kThis home1000k950k950kThis home vs active comparables

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$684K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,521/mo
$197KIncome needed
5.0×Price ÷ income
$1,043Weekly cost
$16,313Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,521Estimated property tax $620Total carry $5,141

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,388per month

Mortgage amount $793,520 · 4.49% over 25 years

$198,380Down payment (20.0%)
$793,520Loan before insurance
$0CMHC premium
$5,007Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,388
Estimated property tax
$620
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,007

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,313
Estimated closing costs
$16,313

Plus your down payment of $198,380. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,310/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$522,732Total interest paid
$1,316,252Total of all payments
Principal $793,520 Interest $522,732
YearPrincipalInterestBalance
1$17,708$34,942$775,812
2$18,512$34,138$757,300
3$19,353$33,298$737,947
4$20,231$32,419$717,716
5$21,150$31,500$696,567
6$22,110$30,540$674,456
7$23,114$29,536$651,342
8$24,163$28,487$627,179
9$25,261$27,390$601,919
10$26,407$26,243$575,511
11$27,606$25,044$547,905
12$28,860$23,790$519,045
13$30,170$22,480$488,874
14$31,540$21,110$457,334
15$32,972$19,678$424,362
16$34,469$18,181$389,893
17$36,034$16,616$353,859
18$37,670$14,980$316,188
19$39,381$13,269$276,808
20$41,169$11,481$235,639
21$43,038$9,612$192,601
22$44,992$7,658$147,609
23$47,035$5,615$100,574
24$49,171$3,480$51,403
25$51,403$1,247$0

At the end of your 5-year term

Total paid over the term
$263,250
Principal paid down
$96,953
Interest paid
$166,297
Balance remaining
$696,567

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
5.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $6,943− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $58,941

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of METROPARK REALTY INC.. MLS®/PropTx.

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