21 English Oak Drive, Richmond Hill, ON
Oak Ridges, Richmond Hill · MLS® N13827796
About this home
In short
- Welcome to 21 English Oak Drive, a spacious and beautifully maintained 4-bedroom detached home with a bright and functional layout.
- The main and second floors offer 3 bathrooms, including 2 full bathrooms upstairs and a convenient main-floor powder room.
- Enjoy the large glass-enclosed front porch with elegant marble flooring, a beautiful recent addition to the home.
- The fully finished basement features a separate entrance, additional bedroom, kitchen and 3-piece bathroom, offering excellent flexibility for extended family.
Welcome to 21 English Oak Drive, a spacious and beautifully maintained 4-bedroom detached home with a bright and functional layout. Featuring a rare main-floor bedroom, ideal for elderly parents, in-laws, guests or anyone who prefers convenient main-level living. The main and second floors offer 3 bathrooms, including 2 full bathrooms upstairs and a convenient main-floor powder room. Enjoy the large glass-enclosed front porch with elegant marble flooring, a beautiful recent addition to the home. The fully finished basement features a separate entrance, additional bedroom, kitchen and 3-piece bathroom, offering excellent flexibility for extended family. Additional convenience includes an EV charging station. A spacious and versatile home designed for comfortable family and multi-generational living.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13827796
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 10.5 × 37.06 ft
- Cross streets
- Yonge/Old Colony
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Available
- Basement
- Apartment, Separate Entrance, Full, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $6,408 / 2026
- Days on market
- 24
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
Hardwood Floor
hardwood floor · open concept · combined w/dining
hardwood floor · combined w/library · combined w/living
hardwood floor · closet
Hardwood Floor
hardwood floor · l-shaped room
hardwood floor · closet
ceramic floor · backsplash
hardwood floor · gas fireplace
hardwood floor · 3 pc bath
hardwood floor · granite counters · w/o to deck
hardwood floor · closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $572/sqft; this home lists at $545/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,198,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,626
- Property tax
- $534
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,160
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,435
- Estimated closing costs
- $26,435
Plus your down payment of $299,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $397,570
- Principal paid down
- $146,422
- Interest paid
- $251,147
- Balance remaining
- $1,051,978
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.