34 Banshee Lane, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13831144

$1,250,000
For Sale
Listed 24 days agoNo offer date stated
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3Bedrooms
4Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • Experience refined luxury in this exceptionally private south-facing end-unit townhome, offering over 2,000 sq. ft. of living space in an Oak Ridges enclave, set back...
  • Built by Fifth Avenue Homes, renowned for craftsmanship and timeless Italian-inspired design, the residence is surrounded by nature trails and just minutes from Lake...
  • The south-facing orientation enhances natural light and creates a welcoming atmosphere year-round. The gourmet kitchen features a premium Sub-Zero refrigerator with...
  • A walk-out leads to a balcony with a gas BBQ line, ideal for dining and entertaining. The family room opens to a private garden terrace, creating an outdoor retreat.
  • The primary bedroom offers a walk-in closet with custom organizer, while two additional bedrooms each feature walk-out balconies.

Experience refined luxury in this exceptionally private south-facing end-unit townhome, offering over 2,000 sq. ft. of living space in an Oak Ridges enclave, set back from the main road. Built by Fifth Avenue Homes, renowned for craftsmanship and timeless Italian-inspired design, the residence is surrounded by nature trails and just minutes from Lake Wilcox, where luxury, comfort, and nature meet. * Upgraded throughout, this home features expansive windows, 10-ft smooth ceilings on the main level, smooth ceilings throughout, 5-inch baseboards, and a remote-controlled natural gas fireplace. The south-facing orientation enhances natural light and creates a welcoming atmosphere year-round. * The gourmet kitchen features a premium Sub-Zero refrigerator with built-in wine storage, Wolf gas range, ASKO dishwasher, Sirius wall-mounted chimney-style range hood, quartz countertops, waterfall island, extended upper cabinetry, and abundant storage. A walk-out leads to a balcony with a gas BBQ line, ideal for dining and entertaining. * The family room opens to a private garden terrace, creating an outdoor retreat. The primary bedroom offers a walk-in closet with custom organizer, while two additional bedrooms each feature walk-out balconies.Control4 smart home automation provides remote control of indoor and outdoor lighting, automatic climate control, and front-door monitoring for convenience and security. Residents enjoy a private parkette within the enclave, providing a space to relax and connect with neighbours, complemented by an active resident WhatsApp group fostering community spirit. * Families will appreciate educational options nearby, including reputable public and Catholic schools, as well as private schools Holy Trinity School, The Country Day School, and St. Andrew's College in Aurora. * This residence combines premium finishes, sophisticated technology, and timeless design in one of Oak Ridges' most desirable natural settings.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13831144
Bedrooms
3
Bathrooms
4 (2 half)
Size
2000-2500 sq ft
Lot
23.82 × 69.09 ft
Cross streets
King St & Parker Ave
Parking
1 garage · 2 parking (built-in)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,169 / 2026
Days on market
24
Listing brokerage
HOMELIFE GOLCONDA REALTY INC.

Rooms

KitchenMain4.06 × 2.59 m
LaundryMain2.29 × 1.57 m
Bedroom 3Second2.74 × 2.74 m
Dining RoomMain3.45 × 3.05 m
Primary BedroomSecond4.09 × 3.35 m
DenMain2.44 × 1.75 m
Family RoomGround5.64 × 2.69 m
Living RoomMain4.72 × 3.86 m
Bedroom 2Second2.79 × 2.74 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Oak Ridges · asking prices
$1.34Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $597/sqft; this home lists at $556/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.25MThis home1.25M1.49M1.29MThis home vs active comparables

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.02M
Jefferson
$999K
Westbrook
$1.07M
Rural Richmond Hill
$1.10M
Rouge Woods
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,697/mo
$234KIncome needed
5.4×Price ÷ income
$1,315Weekly cost
$21,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,697Property tax $431Total carry $6,128

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,529per month

Mortgage amount $1,000,000 · 4.49% over 25 years

$250,000Down payment (20.0%)
$1,000,000Loan before insurance
$0CMHC premium
$5,960Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,529
Property tax
$431
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,960

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,475
Estimated closing costs
$21,475

Plus your down payment of $250,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,692/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,751Total interest paid
$1,658,751Total of all payments
Principal $1,000,000 Interest $658,751
YearPrincipalInterestBalance
1$22,316$44,034$977,684
2$23,329$43,021$954,355
3$24,388$41,962$929,967
4$25,496$40,855$904,472
5$26,653$39,697$877,818
6$27,863$38,487$849,955
7$29,128$37,222$820,827
8$30,451$35,899$790,376
9$31,834$34,517$758,542
10$33,279$33,071$725,263
11$34,790$31,560$690,474
12$36,369$29,981$654,104
13$38,021$28,329$616,083
14$39,747$26,603$576,336
15$41,552$24,798$534,784
16$43,438$22,912$491,346
17$45,411$20,939$445,935
18$47,472$18,878$398,463
19$49,628$16,722$348,835
20$51,881$14,469$296,954
21$54,237$12,113$242,717
22$56,699$9,651$186,017
23$59,274$7,076$126,744
24$61,965$4,385$64,779
25$64,779$1,572$0

At the end of your 5-year term

Total paid over the term
$331,750
Principal paid down
$122,182
Interest paid
$209,569
Balance remaining
$877,818

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $5,169− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,287

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE GOLCONDA REALTY INC.. MLS®/PropTx.

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