34 Banshee Lane, Richmond Hill, ON
Oak Ridges, Richmond Hill · MLS® N13831144
About this home
In short
- Experience refined luxury in this exceptionally private south-facing end-unit townhome, offering over 2,000 sq. ft. of living space in an Oak Ridges enclave, set back...
- Built by Fifth Avenue Homes, renowned for craftsmanship and timeless Italian-inspired design, the residence is surrounded by nature trails and just minutes from Lake...
- The south-facing orientation enhances natural light and creates a welcoming atmosphere year-round. The gourmet kitchen features a premium Sub-Zero refrigerator with...
- A walk-out leads to a balcony with a gas BBQ line, ideal for dining and entertaining. The family room opens to a private garden terrace, creating an outdoor retreat.
- The primary bedroom offers a walk-in closet with custom organizer, while two additional bedrooms each feature walk-out balconies.
Experience refined luxury in this exceptionally private south-facing end-unit townhome, offering over 2,000 sq. ft. of living space in an Oak Ridges enclave, set back from the main road. Built by Fifth Avenue Homes, renowned for craftsmanship and timeless Italian-inspired design, the residence is surrounded by nature trails and just minutes from Lake Wilcox, where luxury, comfort, and nature meet. * Upgraded throughout, this home features expansive windows, 10-ft smooth ceilings on the main level, smooth ceilings throughout, 5-inch baseboards, and a remote-controlled natural gas fireplace. The south-facing orientation enhances natural light and creates a welcoming atmosphere year-round. * The gourmet kitchen features a premium Sub-Zero refrigerator with built-in wine storage, Wolf gas range, ASKO dishwasher, Sirius wall-mounted chimney-style range hood, quartz countertops, waterfall island, extended upper cabinetry, and abundant storage. A walk-out leads to a balcony with a gas BBQ line, ideal for dining and entertaining. * The family room opens to a private garden terrace, creating an outdoor retreat. The primary bedroom offers a walk-in closet with custom organizer, while two additional bedrooms each feature walk-out balconies.Control4 smart home automation provides remote control of indoor and outdoor lighting, automatic climate control, and front-door monitoring for convenience and security. Residents enjoy a private parkette within the enclave, providing a space to relax and connect with neighbours, complemented by an active resident WhatsApp group fostering community spirit. * Families will appreciate educational options nearby, including reputable public and Catholic schools, as well as private schools Holy Trinity School, The Country Day School, and St. Andrew's College in Aurora. * This residence combines premium finishes, sophisticated technology, and timeless design in one of Oak Ridges' most desirable natural settings.
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- N13831144
- Bedrooms
- 3
- Bathrooms
- 4 (2 half)
- Size
- 2000-2500 sq ft
- Lot
- 23.82 × 69.09 ft
- Cross streets
- King St & Parker Ave
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,169 / 2026
- Days on market
- 24
- Listing brokerage
- HOMELIFE GOLCONDA REALTY INC.
Rooms
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $597/sqft; this home lists at $556/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,000,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,529
- Property tax
- $431
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,960
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,475
- Estimated closing costs
- $21,475
Plus your down payment of $250,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $331,750
- Principal paid down
- $122,182
- Interest paid
- $209,569
- Balance remaining
- $877,818
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE GOLCONDA REALTY INC.. MLS®/PropTx.


