85 Catering Road, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13831890

$545,000
For Sale
Listed 24 days agoNo offer date stated
2Bedrooms
1Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 85 Catering Road.
  • This home has 2 bedrooms and one large bathroom.
  • This home needs a bit of love and is perfect for a Handyman or someone looking to build their own new home (Buyer to do their own due diligence regarding building).
  • Great location just minutes to downtown Sutton and lots of shopping, schools, place of worship, restaurants, community pool and library.

Welcome to 85 Catering Road. This home has 2 bedrooms and one large bathroom. Large eat-in kitchen and storage room at back of home. Large living room with fireplace for those cold winter nights. This is a large property with so much potential. Treed backyard for privacy. Nice front deck leading from the front door. Side entrance that has roof area to get to side entrance of garage. Detached single car garage and nice long driveway for additional parking. Part of the front yard is fenced so perfect for the family dog. This home needs a bit of love and is perfect for a Handyman or someone looking to build their own new home (Buyer to do their own due diligence regarding building). Great location just minutes to downtown Sutton and lots of shopping, schools, place of worship, restaurants, community pool and library. Come take a look and see the potential.

Key facts

Property type
Detached, Bungalow
MLS®
N13831890
Bedrooms
2
Bathrooms
1
Size
1100-1500 sq ft
Lot
150.04 × 150.04 ft
Cross streets
Dalton Rd/Catering
Parking
1 garage · 4 parking (detached)
Driveway
Private
Basement
Crawl Space
Heating
Baseboard
A/C
None
Exterior
Aluminum Siding
Foundation
Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$2,120 / 2026
Days on market
24
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Primary BedroomGround4.75 × 2.90 m

Broadloom

Bedroom 2Ground5.25 × 3.01 m

Laminate

Living RoomGround5.08 × 4.87 m

laminate · w/o to deck

KitchenGround3.75 × 3.83 m

laminate · backsplash

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,484/mo
$104KIncome needed
5.3×Price ÷ income
$573Weekly cost
$7,375Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $2,484Property tax $177Total carry $2,661

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,411per month

Mortgage amount $436,000 · 4.49% over 25 years

$109,000Down payment (20.0%)
$436,000Loan before insurance
$0CMHC premium
$2,587Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,411
Property tax
$177
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,587

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,375
Estimated closing costs
$7,375

Plus your down payment of $109,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,918/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,216Total interest paid
$723,216Total of all payments
Principal $436,000 Interest $287,216
YearPrincipalInterestBalance
1$9,730$19,199$426,270
2$10,171$18,757$416,099
3$10,633$18,295$405,466
4$11,116$17,813$394,350
5$11,621$17,308$382,729
6$12,148$16,780$370,580
7$12,700$16,229$357,880
8$13,277$15,652$344,604
9$13,879$15,049$330,724
10$14,510$14,419$316,215
11$15,168$13,760$301,046
12$15,857$13,072$285,189
13$16,577$12,352$268,612
14$17,330$11,599$251,283
15$18,117$10,812$233,166
16$18,939$9,989$214,227
17$19,799$9,130$194,428
18$20,698$8,231$173,730
19$21,638$7,291$152,092
20$22,620$6,308$129,472
21$23,647$5,281$105,825
22$24,721$4,208$81,104
23$25,843$3,085$55,260
24$27,017$1,912$28,243
25$28,243$685$0

At the end of your 5-year term

Total paid over the term
$144,643
Principal paid down
$53,271
Interest paid
$91,372
Balance remaining
$382,729

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $2,120− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $21,044

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

CallRequest a showing