89 Greenwood Road, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13837356

$1,399,000
For Sale
Listed 21 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Rarely offered home on a highly sought-after 50' lot.
  • Set within vast green space, the location is second to none - just steps to schools, parks, walking trails, a pond, transit, and festive main street.
  • The large finished basement offers superior versatility and function, currently outfitted with a gym, media and recreation area with a bar, and a premium bath with...
  • The backyard is a true family paradise: a composite deck porch, an in-ground heated salt-water pool with waterfall feature, and a beautifully placed cherry blossom tree.
  • Take in the sights and sounds of this private oasis from the eat-in kitchen and family room.

Rarely offered home on a highly sought-after 50' lot. Magnificent residence offers just under 4,300 sq ft of living space and a rarely available floor plan of its size, lovingly maintained by its original owner. Filled with love and joy, this is truly a family home, perfect for families of any size.Bright, spacious, and beautifully balanced, the home delivers an open yet comfortable feel from top to bottom. Large windows, modern design, and premium finishes flow throughout, anchored by a sizeable, upgraded modern kitchen.Set within vast green space, the location is second to none - just steps to schools, parks, walking trails, a pond, transit, and festive main street. The property is beautifully landscaped front to back, with an extra-large 2-car driveway with 2-car garage with new doors. Premium French doors, a large Jewelstone porch and beautiful landscaping and exterior pot-lights all-around create a stunning first impression, while convenient interior garage access adds everyday ease.Upstairs, the spacious principal bedroom features a walk-in closet and an exquisite 5-piece ensuite with a smart toilet, frameless glass-enclosed rainfall shower. Three additional generously sized bedrooms, a premium 5-piece bath with smart toilet and glass-enclosed shower, a dedicated laundry room, and a rare open-to-below. The large finished basement offers superior versatility and function, currently outfitted with a gym, media and recreation area with a bar, and a premium bath with steam sauna. The backyard is a true family paradise: a composite deck porch, an in-ground heated salt-water pool with waterfall feature, and a beautifully placed cherry blossom tree. Take in the sights and sounds of this private oasis from the eat-in kitchen and family room. Extra notables: Large 200amp breaker, and 2 ESA approved EV installations.

Key facts

Property type
Detached, 2-Storey
MLS®
N13837356
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
49.81 × 86.31 ft
Cross streets
10th and Main St.
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Outdoor, Salt
Property tax
$6,927 / 2026
Days on market
21
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomMain3.51 × 3.66 m

hardwood floor · window

Bedroom 3Second4.11 × 3.66 m

hardwood floor · window · closet

Dining RoomMain4.11 × 3.35 m

hardwood floor · window

Primary BedroomSecond5.79 × 4.11 m

hardwood floor · window · 5 pc ensuite

Family RoomMain4.11 × 4.27 m

hardwood floor · overlooks pool · gas fireplace

RecreationBasement13.26 × 6.63 m
LaundrySecond2.31 × 1.85 m
Bedroom 4Second3.66 × 3.66 m

hardwood floor · bay window · closet

KitchenMain7.62 × 3.51 m

family size kitchen · eat-in kitchen · w/o to patio

Bedroom 2Second4.11 × 3.66 m

hardwood floor · window · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.36Mlikely sale price

Listed at $1,399,000. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 57 local closings in 90 days), the likely sale price is near $1.36M, if it sells. A realistic range is $1.28M to $1.54M.

Independent value check: $1.31M. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $1.23M and $1.37M).

Why $1.31M. The typical detached home sold in Stouffville over the past year went for about $1.20M (252 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $6,927 a year; the typical home sold here pays about $6,000.
  • ▲ Raises itThe listing presents it as a home to renovate or rebuild.
  • ▲ Raises it slightlyIt is 2,500 to 3,000 sq ft; the typical home sold here is 2,000 to 2,500.
List price
$1.28MBelow recent closings$1.54MAbove recent closings

Total price vs nearby homes. Likely closing about $1.36M, from 57 recent closings in this pocket.

The market behind the math:

57sold nearby · 90 days
$1.17Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~36 dayshomes like this take to sell
21days on market so far
$3,800/moest. rent · 75 leases
3.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 36 detached homes for sale in the area against 57 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $509/sqft against an area asking average of $527/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 57 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.28M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($509/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 57 comparable homes that sold in Stouffville over the past two years, from 483 closings there.

Sold price trend

Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.26M31
November 2025$1.15M32
December 2025$1.23M14
January 2026$1.28M12
February 2026$1.21M13
March 2026$1.29M15
April 2026$1.19M18
May 2026$1.08M22
June 2026$1.20M23
July 2026$1.13M26
August 2026$1.23M22
September 2026$1.17M21

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,376/mo
$265KIncome needed
5.3×Price ÷ income
$1,471Weekly cost
$24,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,376Property tax $577Total carry $6,953

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,188per month

Mortgage amount $1,119,200 · 4.49% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,765Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,188
Property tax
$577
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,765

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Estimated closing costs
$24,455

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,490/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,275Total interest paid
$1,856,475Total of all payments
Principal $1,119,200 Interest $737,275
YearPrincipalInterestBalance
1$24,976$49,283$1,094,224
2$26,110$48,149$1,068,114
3$27,295$46,964$1,040,819
4$28,535$45,724$1,012,285
5$29,830$44,429$982,454
6$31,185$43,074$951,270
7$32,600$41,659$918,669
8$34,081$40,178$884,589
9$35,628$38,631$848,961
10$37,246$37,013$811,715
11$38,937$35,322$772,778
12$40,705$33,554$732,073
13$42,553$31,706$689,520
14$44,485$29,774$645,035
15$46,505$27,754$598,531
16$48,616$25,643$549,915
17$50,824$23,435$499,091
18$53,131$21,128$445,960
19$55,544$18,715$390,416
20$58,065$16,193$332,351
21$60,702$13,557$271,649
22$63,458$10,801$208,191
23$66,339$7,920$141,851
24$69,351$4,908$72,500
25$72,500$1,759$0

At the end of your 5-year term

Total paid over the term
$371,295
Principal paid down
$136,746
Interest paid
$234,549
Balance remaining
$982,454

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 75 whole-home leases in Stouffville$3,800/mo
$45,600Gross annual rent
2.3%Cap rate after taxes and upkeep
$3,574 to $3,990Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 75 whole-home leases in Stouffville signed at a median of $3,637 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,800. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.3%
Gross yield
− Property tax $6,927− Insurance $1,400− Vacancy & upkeep $5,016Net operating income $32,257

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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