89 Greenwood Road, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13837356

$1,399,000
For Sale
Listed 21 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Rarely offered home on a highly sought-after 50' lot.
  • Set within vast green space, the location is second to none - just steps to schools, parks, walking trails, a pond, transit, and festive main street.
  • The large finished basement offers superior versatility and function, currently outfitted with a gym, media and recreation area with a bar, and a premium bath with...
  • The backyard is a true family paradise: a composite deck porch, an in-ground heated salt-water pool with waterfall feature, and a beautifully placed cherry blossom tree.
  • Take in the sights and sounds of this private oasis from the eat-in kitchen and family room.

Rarely offered home on a highly sought-after 50' lot. Magnificent residence offers just under 4,300 sq ft of living space and a rarely available floor plan of its size, lovingly maintained by its original owner. Filled with love and joy, this is truly a family home, perfect for families of any size.Bright, spacious, and beautifully balanced, the home delivers an open yet comfortable feel from top to bottom. Large windows, modern design, and premium finishes flow throughout, anchored by a sizeable, upgraded modern kitchen.Set within vast green space, the location is second to none - just steps to schools, parks, walking trails, a pond, transit, and festive main street. The property is beautifully landscaped front to back, with an extra-large 2-car driveway with 2-car garage with new doors. Premium French doors, a large Jewelstone porch and beautiful landscaping and exterior pot-lights all-around create a stunning first impression, while convenient interior garage access adds everyday ease.Upstairs, the spacious principal bedroom features a walk-in closet and an exquisite 5-piece ensuite with a smart toilet, frameless glass-enclosed rainfall shower. Three additional generously sized bedrooms, a premium 5-piece bath with smart toilet and glass-enclosed shower, a dedicated laundry room, and a rare open-to-below. The large finished basement offers superior versatility and function, currently outfitted with a gym, media and recreation area with a bar, and a premium bath with steam sauna. The backyard is a true family paradise: a composite deck porch, an in-ground heated salt-water pool with waterfall feature, and a beautifully placed cherry blossom tree. Take in the sights and sounds of this private oasis from the eat-in kitchen and family room. Extra notables: Large 200amp breaker, and 2 ESA approved EV installations.

Key facts

Property type
Detached, 2-Storey
MLS®
N13837356
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
49.81 × 86.31 ft
Cross streets
10th and Main St.
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Outdoor, Salt
Property tax
$6,927 / 2026
Days on market
21
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomMain3.51 × 3.66 m

hardwood floor · window

Bedroom 3Second4.11 × 3.66 m

hardwood floor · window · closet

Dining RoomMain4.11 × 3.35 m

hardwood floor · window

Primary BedroomSecond5.79 × 4.11 m

hardwood floor · window · 5 pc ensuite

Family RoomMain4.11 × 4.27 m

hardwood floor · overlooks pool · gas fireplace

RecreationBasement13.26 × 6.63 m
LaundrySecond2.31 × 1.85 m
Bedroom 4Second3.66 × 3.66 m

hardwood floor · bay window · closet

KitchenMain7.62 × 3.51 m

family size kitchen · eat-in kitchen · w/o to patio

Bedroom 2Second4.11 × 3.66 m

hardwood floor · window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,376/mo
$265KIncome needed
5.3×Price ÷ income
$1,471Weekly cost
$24,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,376Property tax $577Total carry $6,953

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,188per month

Mortgage amount $1,119,200 · 4.49% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,765Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,188
Property tax
$577
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,765

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Estimated closing costs
$24,455

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,490/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,275Total interest paid
$1,856,475Total of all payments
Principal $1,119,200 Interest $737,275
YearPrincipalInterestBalance
1$24,976$49,283$1,094,224
2$26,110$48,149$1,068,114
3$27,295$46,964$1,040,819
4$28,535$45,724$1,012,285
5$29,830$44,429$982,454
6$31,185$43,074$951,270
7$32,600$41,659$918,669
8$34,081$40,178$884,589
9$35,628$38,631$848,961
10$37,246$37,013$811,715
11$38,937$35,322$772,778
12$40,705$33,554$732,073
13$42,553$31,706$689,520
14$44,485$29,774$645,035
15$46,505$27,754$598,531
16$48,616$25,643$549,915
17$50,824$23,435$499,091
18$53,131$21,128$445,960
19$55,544$18,715$390,416
20$58,065$16,193$332,351
21$60,702$13,557$271,649
22$63,458$10,801$208,191
23$66,339$7,920$141,851
24$69,351$4,908$72,500
25$72,500$1,759$0

At the end of your 5-year term

Total paid over the term
$371,295
Principal paid down
$136,746
Interest paid
$234,549
Balance remaining
$982,454

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $6,927− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,743

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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