39 Stoyell Drive, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13838264

$919,900
For Sale
Listed 20 days agoNo offer date stated
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◎ Directions
3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 39 Stoyell Drive in Macleod's Landing, a family-friendly neighbourhood in Richmond Hill's Jefferson community.
  • The main floor features hardwood floors, California shutters and updated light fixtures.
  • Upstairs, the primary bedroom has hardwood floors, two closets, including a walk-in, and a 4- piece ensuite.
  • The two additional bedrooms also have hardwood floors and good-sized closets.
  • The unfinished basement has painted floors, a laundry tub, cold storage, and rough-ins for a bathroom and fireplace, offering an opportunity to add value and build...

Welcome to 39 Stoyell Drive in Macleod's Landing, a family-friendly neighbourhood in Richmond Hill's Jefferson community. This 1,684 sq. ft. freehold townhome offers three bedrooms, three bathrooms and a built-in garage. The main floor features hardwood floors, California shutters and updated light fixtures. The living room has a gas fireplace, while the kitchen features granite countertops, stainless steel appliances and an undermount sink. The adjacent breakfast area overlooks the backyard and has a walkout to the deck. Upstairs, the primary bedroom has hardwood floors, two closets, including a walk-in, and a 4- piece ensuite. The two additional bedrooms also have hardwood floors and good-sized closets. The fully fenced backyard has a deck and direct access to the garage. The unfinished basement has painted floors, a laundry tub, cold storage, and rough-ins for a bathroom and fireplace, offering an opportunity to add value and build equity by finishing the space to suit your needs. The location is close to parks, trails, Lake Wilcox, golf courses, equestrian facilities, shopping and public transit. The area is also home to schools offering French Immersion and IB programs, with Highways 404 and 400 providing convenient connections throughout the GTA. A straightforward, well-kept home in a neighbourhood that works well for everyday family life.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13838264
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
24.61 × 88.58 ft
Cross streets
Bathurst St. & King Vaughan Rd.
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,709 / 2025
Days on market
20
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

KitchenMain3.40 × 2.30 m

ceramic floor · stainless steel appl · granite counters

Living RoomMain5.50 × 3.30 m

hardwood floor · fireplace · overlooks backyard

BreakfastMain2.60 × 2.30 m

ceramic floor · w/o to yard · california shutters

Dining RoomMain4.00 × 3.00 m

hardwood floor · open concept · california shutters

Primary BedroomSecond5.50 × 3.10 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Bedroom 2Second3.50 × 3.00 m

hardwood floor · large window · large closet

Bedroom 3Second4.20 × 3.70 m

hardwood floor · large window · large closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges
$1.08M
Westbrook
$1.07M
Oak Ridges Lake Wilcox
$1.02M
Rural Richmond Hill
$1.10M
Rouge Woods
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,193/mo
$176KIncome needed
5.2×Price ÷ income
$968Weekly cost
$14,873Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,193Property tax $392Total carry $4,585

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,069per month

Mortgage amount $735,920 · 4.49% over 25 years

$183,980Down payment (20.0%)
$735,920Loan before insurance
$0CMHC premium
$4,461Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,069
Property tax
$392
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,461

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,873
Estimated closing costs
$14,873

Plus your down payment of $183,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,925/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$484,788Total interest paid
$1,220,708Total of all payments
Principal $735,920 Interest $484,788
YearPrincipalInterestBalance
1$16,423$32,406$719,497
2$17,168$31,660$702,329
3$17,948$30,881$684,381
4$18,763$30,066$665,619
5$19,615$29,214$646,004
6$20,505$28,323$625,499
7$21,436$27,392$604,063
8$22,409$26,419$581,653
9$23,427$25,401$558,226
10$24,491$24,338$533,736
11$25,603$23,226$508,133
12$26,765$22,063$481,368
13$27,980$20,848$453,388
14$29,251$19,578$424,137
15$30,579$18,250$393,559
16$31,967$16,861$361,591
17$33,419$15,410$328,173
18$34,936$13,892$293,237
19$36,522$12,306$256,715
20$38,180$10,648$218,534
21$39,914$8,914$178,620
22$41,726$7,102$136,894
23$43,621$5,208$93,273
24$45,601$3,227$47,672
25$47,672$1,157$0

At the end of your 5-year term

Total paid over the term
$244,142
Principal paid down
$89,916
Interest paid
$154,226
Balance remaining
$646,004

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $4,709− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,533

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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