300 Annsheila Drive, Georgina, ON

Keswick South, Georgina · MLS® N13838310

$580,000
For Sale
Listed 21 days agoNo offer date stated
Request a showing
◎ Directions
3+1Bedrooms
2Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Bright, spotless & spacious 3 + 1 bedroom, two bathroom raised bungalow with separate entrance to finished basement.
  • Accessible to Toronto via Hwy 404 in around 45 minutes.

Bright, spotless & spacious 3 + 1 bedroom, two bathroom raised bungalow with separate entrance to finished basement. Located down the street from beautiful Lake Simcoe in sought-after South Keswick in a quiet neighborhood. Set on a deep fully fenced lot with a wood deck, overlooking a mature yard. Extremely well-maintained home featuring numerous upgrades to appliances and improvements throughout (new stove and washer, freshly painted, and more). The house has two gas fireplaces which heat the house (no need to use the electric baseboards). Minutes from schools, parks, local restaurants, fast food, shopping, marinas, public boat launches, FreshCo, Walmart, Canadian Tire, Banks, and much more. Accessible to Toronto via Hwy 404 in around 45 minutes! Don't miss this great opportunity to purchase a move in ready, detached property with lots of land.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13838310
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
63.01 × 192.7 ft
Cross streets
The Queensway S & Annsheila Dr.
Parking
4 parking
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Baseboard
A/C
Other
Exterior
Aluminum Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,982 / 2026
Days on market
21
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Primary BedroomMain3.73 × 3.45 m

laminate · double closet · overlooks backyard

Bedroom 3Main3.10 × 2.44 m

laminate · closet

Dining RoomMain3.43 × 2.67 m

laminate · l-shaped room · overlooks backyard

Living RoomMain5.94 × 3.43 m

laminate · picture window · gas fireplace

Bedroom 2Main3.20 × 2.80 m

laminate · double closet

RecreationBasement6.50 × 9.45 m

above grade window · concrete floor · gas fireplace

LaundryBasement3.15 × 2.93 m

above grade window · b/i shelves · window

BedroomBasement3.15 × 3.12 m

above grade window · 2 pc bath

KitchenMain3.43 × 3.00 m

ceramic floor · w/o to deck · overlooks backyard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,643/mo
$118KIncome needed
4.9×Price ÷ income
$610Weekly cost
$8,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%mortgage
Mortgage $2,643Property tax $415Total carry $3,059

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,566per month

Mortgage amount $464,000 · 4.49% over 25 years

$116,000Down payment (20.0%)
$464,000Loan before insurance
$0CMHC premium
$2,981Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,566
Property tax
$415
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,981

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,075
Estimated closing costs
$8,075

Plus your down payment of $116,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,105/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$305,661Total interest paid
$769,661Total of all payments
Principal $464,000 Interest $305,661
YearPrincipalInterestBalance
1$10,355$20,432$453,645
2$10,825$19,962$442,821
3$11,316$19,470$431,505
4$11,830$18,957$419,675
5$12,367$18,419$407,308
6$12,929$17,858$394,379
7$13,516$17,271$380,864
8$14,129$16,657$366,734
9$14,771$16,016$351,964
10$15,441$15,345$336,522
11$16,143$14,644$320,380
12$16,875$13,911$303,504
13$17,642$13,145$285,863
14$18,443$12,344$267,420
15$19,280$11,506$248,140
16$20,155$10,631$227,985
17$21,071$9,716$206,914
18$22,027$8,759$184,887
19$23,027$7,759$161,859
20$24,073$6,714$137,787
21$25,166$5,621$112,621
22$26,309$4,478$86,312
23$27,503$3,283$58,809
24$28,752$2,035$30,057
25$30,057$729$0

At the end of your 5-year term

Total paid over the term
$153,932
Principal paid down
$56,692
Interest paid
$97,240
Balance remaining
$407,308

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $4,982− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,182

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

CallRequest a showing