40 Chiara Rose Lane, Richmond Hill, ON
Oak Ridges, Richmond Hill · MLS® N13838342
About this home
In short
- Refined Luxury Living In Prestigious Oak Ridges.
- Step Inside To Experience Airy 10 Ft Ceilings On The Main Floor And 9 Ft Ceilings On The Ground And Upper Levels, Complemented By Wide-Plank Hardwood Flooring, 8 Ft...
- The Chef-Inspired Kitchen Features A Sub-Zero And Wolf Appliance Package, Waterfall Quartz Island, And Designer Gold Hardware With Under-Cabinet Lighting, The Perfect...
- The Primary Retreat Impresses With A Spa-Inspired 5 Pc Ensuite, And A Custom Walk-In Closet.
- This Home Delivers A Lifestyle Of Comfort And Prestige...Over $150K In Upgrades.
Refined Luxury Living In Prestigious Oak Ridges. Welcome To 40 Chiara Rose Lane, An Elegant Semi Detached Residence Showcasing 2442 Sq Ft Of Modern Design Excellence In One Of Richmond Hill's Most Coveted Communities. Perfectly Blending Sophisticated Style With Timeless Comfort, This Home Offers A Rare Combination Of Luxury Finishes, Smart Home Technology, And A Prime Location Surrounded By Nature, Golf Courses, And Top-Rated Schools. Step Inside To Experience Airy 10 Ft Ceilings On The Main Floor And 9 Ft Ceilings On The Ground And Upper Levels, Complemented By Wide-Plank Hardwood Flooring, 8 Ft Doors, And Custom Millwork Throughout. The Chef-Inspired Kitchen Features A Sub-Zero And Wolf Appliance Package, Waterfall Quartz Island, And Designer Gold Hardware With Under-Cabinet Lighting, The Perfect Centerpiece For Entertaining. The Primary Retreat Impresses With A Spa-Inspired 5 Pc Ensuite, And A Custom Walk-In Closet. Enjoy The Outdoors With A Large Terrace And Two Additional Balconies, Ideal For Relaxation And Fresh Air. Flexible Lower Level With Walk-Up Access, Great Potential For An In-Law Or Nanny Suite Or Potential Income, Adding Versatility And Value To The Home. Located Minutes To Lake Wilcox, Bond Lake, Multiple Golf Courses, Boutiques, Fine Dining, Libraries, Top Schools And Scenic Trails. With Quick Access To Transit And Major Highways Ensures Effortless Commuting And Connectivity. This Home Delivers A Lifestyle Of Comfort And Prestige...Over $150K In Upgrades. Garage Door Opener Installed. Four Outdoor Spaces Including Terrace And Two Balconies
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- N13838342
- Bedrooms
- 3
- Bathrooms
- 4 (2 half)
- Size
- 2500-3000 sq ft
- Lot
- 24 × 90 ft
- Cross streets
- Yonge & King
- Parking
- 1 garage · 2 parking (built-in)
- Driveway
- Private
- Basement
- Walk-Up, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,218 / 2025
- Days on market
- 20
- Listing brokerage
- HOMELIFE FRONTIER REALTY INC.
Rooms
ceramic floor · stainless steel appl · breakfast bar
hardwood floor · 2 pc bath · w/o to yard
hardwood floor · closet · w/o to balcony
hardwood floor · walk-in closet(s) · 5 pc ensuite
hardwood floor · closet · w/o to balcony
ceramic floor · w/o to terrace · pot lights
hardwood floor · w/o to terrace · electric fireplace
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.
Per square foot, these ask about $830/sqft; this home lists at $465/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,024,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,662
- Property tax
- $435
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,097
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,075
- Estimated closing costs
- $22,075
Plus your down payment of $256,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $339,712
- Principal paid down
- $125,114
- Interest paid
- $214,598
- Balance remaining
- $898,886
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.