55 Kenneth Kirby Lane, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13838394

$758,800
For Sale
Listed 20 days agoNo offer date stated

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2Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • This one is bright from the front door all the way up to the rooftop.
  • Built in 2024, 55 Kenneth Kirby Lane is a 2 bed, 3 bath Freehold Townhouse that lives bigger than its footprint.
  • Plus it has an extra-long driveway (where size will always matter), giving you up to 3 parking spots on the driveway and another in the garage itself.
  • Upstairs, the primary ensuite has double sinks and an oversized shower with an upgrade glass door, and the hall linen closet is big enough to actually be useful.
  • Go Train, HWY 404, Library, Pool and Memorial Park are all close by.

Some homes are bright. This one is bright from the front door all the way up to the rooftop. Built in 2024, 55 Kenneth Kirby Lane is a 2 bed, 3 bath Freehold Townhouse that lives bigger than its footprint. Plus it has an extra-long driveway (where size will always matter), giving you up to 3 parking spots on the driveway and another in the garage itself. The main floor is fully open, with upgraded laminate flooring throughout (aka no carpet in sight), a powder room for guests and a balcony off the kitchen that will become your default spot for morning coffee and summer cocktails. The kitchen comes equipped with an upgraded KitchenAid double door fridge with water & ice, Whirlpool stove and dishwasher, and upgraded Fisher & Paykel range hood, plus an added water softener (2024). Upstairs, the primary ensuite has double sinks and an oversized shower with an upgrade glass door, and the hall linen closet is big enough to actually be useful. The second bedroom is the perfect nursery, office, or second bedroom. Then there's the roof. The private terrace has room for a full lounge set and dining space, a gas line for the BBQ, and, on a clear day, a peek of the CN Tower on the horizon. The home faces west, so light lasts all day without the sun hitting the windows until late-afternoon, keeping rooms cool through the summer without the AC needing to work overtime. On the ground level, you'll find direct garage entry, a deep storage room that holds more than you'd expect, two coat closets (one at the front door, one at the garage entry) so shoes and jackets always have a home. Outside your door is three grocery stores, a gym and great local restaurants all within walking distance, along with several parks with splash pads and a paved forest trail that leads to Madori Park. Go Train, HWY 404, Library, Pool and Memorial Park are all close by. A great fit for first time buyers, young families or downsizers who want easy living without giving up their own front door.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13838394
Bedrooms
2
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
18.86 × 70.51 ft
Cross streets
Baker Hill & Main St
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,815 / 2026
Days on market
20
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

FoyerGround2.41 × 2.26 m

closet · laminate

KitchenMain4.52 × 3.45 m

centre island · stainless steel appl · quartz counter

Living RoomMain3.30 × 3.66 m

large window · combined w/dining · laminate

Bedroom 2Third2.41 × 3.38 m

closet · large window · laminate

Dining RoomMain2.11 × 3.89 m

sliding doors · w/o to balcony · laminate

Primary BedroomThird2.90 × 4.60 m

walk-in closet(s) · 4 pc ensuite · laminate

Utility RoomGround4.52 × 1.65 m
Our TakeTeam Asgarian · Broker
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Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$3,458/mo
$148KIncome needed
5.1×Price ÷ income
$798Weekly cost
$11,651Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,458Property tax $401Total carry $3,860

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,356per month

Mortgage amount $607,040 · 4.49% over 25 years

$151,760Down payment (20.0%)
$607,040Loan before insurance
$0CMHC premium
$3,758Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,356
Property tax
$401
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,758

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,651
Estimated closing costs
$11,651

Plus your down payment of $151,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,062/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$399,889Total interest paid
$1,006,929Total of all payments
Principal $607,040 Interest $399,889
YearPrincipalInterestBalance
1$13,547$26,731$593,493
2$14,162$26,116$579,332
3$14,805$25,473$564,527
4$15,477$24,800$549,050
5$16,180$24,098$532,871
6$16,914$23,363$515,957
7$17,682$22,595$498,275
8$18,485$21,792$479,790
9$19,324$20,953$460,466
10$20,202$20,076$440,264
11$21,119$19,158$419,145
12$22,078$18,199$397,067
13$23,080$17,197$373,987
14$24,128$16,149$349,859
15$25,224$15,054$324,636
16$26,369$13,908$298,267
17$27,566$12,711$270,701
18$28,818$11,459$241,883
19$30,126$10,151$211,757
20$31,494$8,783$180,263
21$32,924$7,353$147,339
22$34,419$5,858$112,920
23$35,982$4,296$76,938
24$37,615$2,662$39,323
25$39,323$954$0

At the end of your 5-year term

Total paid over the term
$201,386
Principal paid down
$74,169
Interest paid
$127,217
Balance remaining
$532,871

Talk to Team Asgarian about your options

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.4%Cap rate after taxes and upkeep

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Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,815− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,349

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

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