45 Crestwood Road, Vaughan, ON

Crestwood-Springfarm-Yorkhill, Vaughan · MLS® N13839542

$3,625,000
For Sale
Listed 21 days agoNo offer date stated
4+1Bedrooms
7Bathrooms
3Garage · 7 parking
5,000Sq ft

About this home

In short

  • Set on an extraordinary 73 x 296 ft lot, this spectacular residence offers a rare blend of elegance, privacy, and resort-style living in the heart of the city.
  • Completely renovated from top to bottom, the home boasts over 5,000 sq. ft. of refined living space, showcasing exceptional craftsmanship, top-of-the-line appliances...
  • The show stopping backyard is a true private oasis, featuring a stunning pool, elegant cabana, dedicated sports field, and beautifully manicured landscaping - an...
  • A grand circular driveway and 3-car garage further enhance the impressive exterior.
  • The primary suite is a luxurious retreat, complete with an oversized walk-in closet and spectacular 6-piece spa-inspired ensuite.

Set on an extraordinary 73 x 296 ft lot, this spectacular residence offers a rare blend of elegance, privacy, and resort-style living in the heart of the city. Completely renovated from top to bottom, the home boasts over 5,000 sq. ft. of refined living space, showcasing exceptional craftsmanship, top-of-the-line appliances, sophisticated finishes, and an expansive open-concept design.The show stopping backyard is a true private oasis, featuring a stunning pool, elegant cabana, dedicated sports field, and beautifully manicured landscaping - an incredible setting for entertaining or simply enjoying your own private retreat. It offers the feeling and privacy of a luxury resort, remarkably situated in a central city location. A grand circular driveway and 3-car garage further enhance the impressive exterior.Inside, four generously proportioned bedrooms each feature a private ensuite. The primary suite is a luxurious retreat, complete with an oversized walk-in closet and spectacular 6-piece spa-inspired ensuite. A breathtaking sunroom overlooks the resort-like grounds, creating a seamless connection between indoor and outdoor living.The expansive lower level is designed for effortless entertaining, featuring a huge recreation room and sophisticated bar, with ample space for family gatherings, movie nights, and hosting guests.An extraordinary estate of rare scale, privacy, and sophistication - offering a resort-like lifestyle in the heart of the city. A truly remarkable property that must be experienced in person. The lot may be severed at the rear.

Key facts

Property type
Detached, 2-Storey
MLS®
N13839542
Bedrooms
4+1 (5 total)
Bathrooms
7 (2 half)
Size
5,000 sq ft
Lot
73.41 × 296 ft
Cross streets
Yonge & Steeles
Parking
3 garage · 7 parking (built-in)
Driveway
Circular Drive, Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$19,330 / 2026
Days on market
21
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

KitchenMain6.60 × 5.94 m

stainless steel appl · centre island · combined w/family

Bedroom 3Second7.00 × 4.18 m

3 pc ensuite · walk-in closet(s) · hardwood floor

LaundryMain3.53 × 6.04 m
SittingLower7.04 × 5.46 m
Dining RoomMain4.34 × 5.75 m

hardwood floor · combined w/living · large window

SunroomMain6.12 × 4.03 m

vaulted ceiling(s) · walk-out · overlooks backyard

Family RoomMain6.12 × 5.65 m

combined w/kitchen · hardwood floor · open concept

Bedroom 4Second5.72 × 5.77 m

4 pc ensuite · hardwood floor · walk-in closet(s)

Bedroom 2Second4.88 × 4.16 m

3 pc ensuite · walk-in closet(s) · hardwood floor

OfficeMain4.23 × 4.94 m

overlooks frontyard · french doors · hardwood floor

Living RoomMain4.34 × 4.57 m

hardwood floor · combined w/dining · open concept

RecreationLower15.35 × 12.98 m

open concept · b/i bar

BreakfastMain6.60 × 3.28 m

combined w/kitchen · overlooks backyard · open concept

BedroomLower4.34 × 4.36 m

Window

Primary BedroomSecond6.99 × 5.73 m

6 pc ensuite · fireplace · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Crestwood-Springfarm-Yorkhill, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$16,522/mo
$684KIncome needed
5.3×Price ÷ income
$3,813Weekly cost
$77,100Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $16,522Property tax $1,611Total carry $18,132

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,035per month

Mortgage amount $2,900,000 · 4.49% over 25 years

$725,000Down payment (20.0%)
$2,900,000Loan before insurance
$0CMHC premium
$17,645Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,035
Property tax
$1,611
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,645

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$77,100
Estimated closing costs
$77,100

Plus your down payment of $725,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$19,407/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,910,379Total interest paid
$4,810,379Total of all payments
Principal $2,900,000 Interest $1,910,379
YearPrincipalInterestBalance
1$64,716$127,700$2,835,284
2$67,654$124,761$2,767,630
3$70,726$121,689$2,696,905
4$73,937$118,478$2,622,968
5$77,294$115,121$2,545,674
6$80,803$111,612$2,464,870
7$84,472$107,943$2,380,398
8$88,308$104,107$2,292,090
9$92,317$100,098$2,199,773
10$96,509$95,906$2,103,264
11$100,891$91,525$2,002,373
12$105,471$86,944$1,896,902
13$110,260$82,155$1,786,642
14$115,267$77,149$1,671,375
15$120,500$71,915$1,550,875
16$125,971$66,444$1,424,904
17$131,691$60,724$1,293,213
18$137,670$54,745$1,155,542
19$143,921$48,494$1,011,621
20$150,456$41,960$861,166
21$157,287$35,128$703,879
22$164,428$27,987$539,451
23$171,894$20,521$367,556
24$179,699$12,716$187,858
25$187,858$4,557$0

At the end of your 5-year term

Total paid over the term
$962,076
Principal paid down
$354,326
Interest paid
$607,749
Balance remaining
$2,545,674

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $19,330− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $91,410

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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