31 Johnston Street, Georgina, ON
Pefferlaw, Georgina · MLS® N13840396
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About this home
In short
- Welcome to 31 Johnson Street, a raised bungalow situated on a lovely, quiet street in the heart of Pefferlaw on an impressive 80' x 200' lot.
- This 3-bedroom, 1-bathroom home offers a bright, open-concept layout with an eat-in kitchen featuring a walkout to a covered deck overlooking the expansive...
Welcome to 31 Johnson Street, a raised bungalow situated on a lovely, quiet street in the heart of Pefferlaw on an impressive 80' x 200' lot. This 3-bedroom, 1-bathroom home offers a bright, open-concept layout with an eat-in kitchen featuring a walkout to a covered deck overlooking the expansive backyard-an ideal spot to relax, entertain and enjoy the outdoors.A standout feature of the property is the detached garage/workshop, complete with hydro and a storage loft, offering excellent space for the hobbyist, tradesperson or additional storage.The partly finished lower level provides plenty of additional living space and potential, featuring a large recreation room with above-grade windows, an additional bedroom space and room to customize and finish to suit your needs.With its generous lot, functional layout, detached workshop and plenty of opportunity to make it your own, this property offers great potential in an established neighbourhood.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13840396
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 81 × 200 ft
- Cross streets
- Hwy 48 & Pefferlaw Rd
- Parking
- 1 garage · 5 parking (detached)
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $2,982 / 2025
- Days on market
- 20
- Listing brokerage
- Coldwell Banker 2M Realty
Rooms
laminate · window · overlooks frontyard
laminate · combined w/kitchen · w/o to yard
concrete floor · window · overlooks backyard
laminate · window · closet
laminate · ceramic backsplash · combined w/dining
Concrete Floor
laminate · window · closet
laminate · open concept · picture window
Concrete Floor
concrete floor · window · overlooks frontyard
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Pefferlaw, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.
Mortgage amount $511,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,827
- Property tax
- $249
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,075
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,255
- Estimated closing costs
- $9,255
Plus your down payment of $127,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $169,591
- Principal paid down
- $62,459
- Interest paid
- $107,132
- Balance remaining
- $448,741
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Coldwell Banker 2M Realty. MLS®/PropTx.