32 Louisa Street, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13842362
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About this home
In short
- Solid Brick Sidesplit Steps to the Lake.
- This spacious 4-bedroom, 3-bathroom brick sidesplit has great bones and a bright, sun-filled layout that just works.
Solid Brick Sidesplit Steps to the Lake! Looking for a solid home with great potential in an unbeatable lakeside location? This spacious 4-bedroom, 3-bathroom brick sidesplit has great bones and a bright, sun-filled layout that just works. Tucked away on a quiet, local-traffic-only street, the home sits on a large lot with neighbours comfortably spread out, giving you the breathing room you've been looking for. An extra-long interlocking driveway means no more shuffling cars, and the double-car garage with a built-in workshop is perfect for weekend projects. Inside, natural light pours through the home, with great flow and practical spaces throughout, including an oversized main-floor laundry room and a bright family room with a walkout to the deck. The lifestyle is the real star here. Stroll to the lake, beaches, and parks, and enjoy the convenience of a York Region Transit stop right at the corner. Full of opportunity, this home is ready for its next owners to bring their vision to life and make it their own!
Key facts
- Property type
- Detached, Sidesplit 3
- MLS®
- N13842362
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 112.03 × 134.53 ft
- Cross streets
- Metro & Louisa
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Private
- Basement
- Partially Finished
- Heating
- Baseboard
- A/C
- None
- Exterior
- Brick
- Foundation
- Block
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,596 / 2026
- Days on market
- 17
- Listing brokerage
- EXP REALTY
Rooms
wood stove · hot tub
parquet · w/o to deck
parquet · double closet
parquet · double closet
ceramic floor · closet
parquet · overlooks frontyard
parquet · double closet
parquet · 3 pc ensuite · walk-in closet(s)
ceramic floor · closet
vinyl floor · overlooks family
parquet · open concept
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $567,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,136
- Property tax
- $466
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,602
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,655
- Estimated closing costs
- $10,655
Plus your down payment of $141,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $188,169
- Principal paid down
- $69,301
- Interest paid
- $118,867
- Balance remaining
- $497,899
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.