700 Catering Road, Georgina, ON

Baldwin, Georgina · MLS® N13843242

$688,000
For Sale
Listed 20 days agoNo offer date stated
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2Bedrooms
1Bathrooms
5Parking
2000-2500Sq ft

About this home

In short

  • A Rare Blend of Rural Tranquility and Convenience.
  • Nestled on a secluded, level 2.155-acre lot, this charming 2-bedroom bungalow offers the ultimate escape while remaining just minutes from town amenities and the 404.
  • Renovate the existing bungalow, build your dream custom estate home, or explore the potential for a new build with accessory dwelling unit-ideal for...

A Rare Blend of Rural Tranquility and Convenience. Discover this truly unique opportunity! Nestled on a secluded, level 2.155-acre lot, this charming 2-bedroom bungalow offers the ultimate escape while remaining just minutes from town amenities and the 404. Set in a desirable rural area characterized by newer estate homes and farms, this property promises both privacy and prestige. The flat, expansive front yard leads to a captivating rear setting, where the land gently slopes to meet the scenic, meandering Black River. Enjoy breathtaking, private views and abundant wildlife sightings from your dedicated sunroom or the spacious rear deck. Secluded, peaceful rural setting with quick access to local conveniences. Located in a neighbourhood of high-value, newer custom homes. Large, flat front portion offers easy access and tremendous potential. Municipal road access with desirable river frontage. Builders and Investors, This expansive, rare lot in a sought-after location presents limitless possibilities. Renovate the existing bungalow, build your dream custom estate home, or explore the potential for a new build with accessory dwelling unit-ideal for multi-generational living, rental income, or a private guest suite. Don't miss the chance to own a piece of peaceful, riverfront paradise with exceptional future potential!

Key facts

Property type
Other, Bungalow
MLS®
N13843242
Bedrooms
2
Bathrooms
1
Size
2000-2500 sq ft
Lot
126.49 × 712.82 ft
Cross streets
Catering Road/Baldwin Road
Parking
5 parking
Basement
Crawl Space
Heating
Baseboard
A/C
None
Exterior
Vinyl Siding, Metal/Steel Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$4,057 / 2025
Days on market
20
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

WorkshopMain3.59 × 5.74 m
Primary BedroomMain4.37 × 3.51 m
Family RoomMain8.85 × 5.73 m

Hardwood Floor

SunroomMain9.71 × 3.74 m
KitchenMain3.23 × 3.86 m
Living RoomMain3.88 × 5.74 m
WorkshopMain3.81 × 3.80 m
KitchenMain3.23 × 3.86 m
BathroomMain3.30 × 1.79 m
BathroomMain3.30 × 1.79 m
Living RoomMain3.88 × 5.74 m
SunroomMain9.71 × 3.74 m
Primary BedroomMain4.37 × 3.51 m
WorkshopMain3.59 × 5.74 m
Family RoomMain8.85 × 5.73 m

hardwood floor · w/o to deck

WorkshopMain3.81 × 3.80 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Baldwin, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$3,136/mo
$134KIncome needed
5.1×Price ÷ income
$724Weekly cost
$10,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,136Property tax $338Total carry $3,474

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,043per month

Mortgage amount $550,400 · 4.49% over 25 years

$137,600Down payment (20.0%)
$550,400Loan before insurance
$0CMHC premium
$3,381Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,043
Property tax
$338
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,381

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,235
Estimated closing costs
$10,235

Plus your down payment of $137,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,683/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$362,577Total interest paid
$912,977Total of all payments
Principal $550,400 Interest $362,577
YearPrincipalInterestBalance
1$12,283$24,236$538,117
2$12,840$23,679$525,277
3$13,423$23,096$511,854
4$14,033$22,486$497,821
5$14,670$21,849$483,151
6$15,336$21,183$467,815
7$16,032$20,487$451,783
8$16,760$19,759$435,023
9$17,521$18,998$417,502
10$18,317$18,202$399,185
11$19,148$17,371$380,037
12$20,018$16,501$360,019
13$20,927$15,592$339,092
14$21,877$14,642$317,215
15$22,870$13,649$294,345
16$23,908$12,611$270,437
17$24,994$11,525$245,443
18$26,129$10,390$219,314
19$27,315$9,204$191,999
20$28,555$7,964$163,443
21$29,852$6,667$133,591
22$31,207$5,312$102,384
23$32,624$3,895$69,760
24$34,106$2,413$35,654
25$35,654$865$0

At the end of your 5-year term

Total paid over the term
$182,595
Principal paid down
$67,249
Interest paid
$115,347
Balance remaining
$483,151

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
5.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.3%
Gross yield
− Property tax $4,057− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $39,399

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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