135 Windrow Street, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13844306

$948,000
For Sale
Listed 20 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 135 Windrow Street.
  • This charming 3+1 bedroom, 4-bathroom townhouse is located in a wonderful family-friendly neighbourhood, close to shops, schools, restaurants, and parks.
  • Built by Aspen Ridge, this beautiful home features a unique open-concept layout, 9-foot smooth ceilings on the main floor, and plenty of natural light.
  • Enjoy a beautiful kitchen with a backsplash and new quartz countertops, a spacious breakfast area with a walkout to the backyard, hardwood floors throughout, and a...
  • Just a 5-minute walk to MOVATI Athletic.

Welcome to 135 Windrow Street! This charming 3+1 bedroom, 4-bathroom townhouse is located in a wonderful family-friendly neighbourhood, close to shops, schools, restaurants, and parks. Built by Aspen Ridge, this beautiful home features a unique open-concept layout, 9-foot smooth ceilings on the main floor, and plenty of natural light. Enjoy a beautiful kitchen with a backsplash and new quartz countertops, a spacious breakfast area with a walkout to the backyard, hardwood floors throughout, and a finished basement. Just a 5-minute walk to MOVATI Athletic! 1 year Canadian Home Shield SafeCloseTM Home Systems & Appliance Warranty Coverage.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13844306
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
19.7 × 114.8 ft
Cross streets
Yonge & Stouffville
Parking
1 garage · 3 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,813 / 2025
Days on market
20
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

KitchenMain3.75 × 2.68 m

ceramic floor · stainless steel appl · quartz counter

RecreationBasement2.00 × 2.00 m

Laminate

Living RoomMain6.80 × 3.30 m

hardwood floor · picture window · combined w/dining

Primary BedroomSecond4.81 × 3.38 m

hardwood floor · 2 pc ensuite · walk-in closet(s)

Bedroom 2Second3.35 × 2.75 m

hardwood floor · window · closet

Bedroom 3Second3.55 × 2.77 m

hardwood floor · window · closet

BedroomBasement3.00 × 2.60 m

laminate · 3 pc bath · window

FoyerMain4.20 × 1.82 m

ceramic floor · 2 pc bath · closet

BreakfastMain9.84 × 9.84 m

ceramic floor · w/o to yard · sliding doors

Dining RoomMain6.80 × 3.30 m

hardwood floor · california shutters · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,321/mo
$181KIncome needed
5.2×Price ÷ income
$997Weekly cost
$15,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,321Property tax $401Total carry $4,722

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,193per month

Mortgage amount $758,400 · 4.49% over 25 years

$189,600Down payment (20.0%)
$758,400Loan before insurance
$0CMHC premium
$4,594Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,193
Property tax
$401
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,594

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,435
Estimated closing costs
$15,435

Plus your down payment of $189,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,075/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$499,597Total interest paid
$1,257,997Total of all payments
Principal $758,400 Interest $499,597
YearPrincipalInterestBalance
1$16,924$33,396$741,476
2$17,693$32,627$723,783
3$18,496$31,824$705,287
4$19,336$30,984$685,951
5$20,214$30,106$665,738
6$21,132$29,188$644,606
7$22,091$28,229$622,515
8$23,094$27,226$599,421
9$24,143$26,177$575,279
10$25,239$25,081$550,040
11$26,385$23,935$523,655
12$27,583$22,737$496,073
13$28,835$21,485$467,238
14$30,144$20,176$437,093
15$31,513$18,807$405,581
16$32,944$17,376$372,637
17$34,439$15,880$338,197
18$36,003$14,317$302,194
19$37,638$12,682$264,556
20$39,347$10,973$225,210
21$41,133$9,187$184,076
22$43,001$7,319$141,076
23$44,953$5,367$96,122
24$46,994$3,326$49,128
25$49,128$1,192$0

At the end of your 5-year term

Total paid over the term
$251,599
Principal paid down
$92,662
Interest paid
$158,937
Balance remaining
$665,738

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $4,813− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,429

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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