100 Rockport Crescent, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N13845208

$1,280,000
For Sale
Listed 19 days agoNo offer date stated
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3+2Bedrooms
2Bathrooms
6Parking
1100-1500Sq ft

About this home

In short

  • Fully upgraded, energy-efficient detached bungalow on a deep 50' x 130' lot, on a quiet crescent near Bayview & Major Mackenzie.
  • The main floor offers 3 bright bedrooms with European Tilt & Turn triple-glazed windows and doors.
  • The home has been renovated for comfort and low running costs: exterior R20 insulation under new siding from footings to rafters, BlueSkin waterproofing around the...
  • The finished basement has a separate entrance, 2 more bedrooms and a second kitchen, ideal for extended family or potential income.
  • About a 5-minute walk to Bayview Secondary School (IB program) and a 10-minute walk to Richmond Hill GO Station.

Fully upgraded, energy-efficient detached bungalow on a deep 50' x 130' lot, on a quiet crescent near Bayview & Major Mackenzie. The main floor offers 3 bright bedrooms with European Tilt & Turn triple-glazed windows and doors. The home has been renovated for comfort and low running costs: exterior R20 insulation under new siding from footings to rafters, BlueSkin waterproofing around the entire home, R60 attic insulation, and an updated AC and HRV system. It is future-ready with a Microfit solar panel system (not a rental), EV charger, 200 Amp service, upgraded 1" water main and new plumbing supply lines. Heated washroom floor. The finished basement has a separate entrance, 2 more bedrooms and a second kitchen, ideal for extended family or potential income. Outside, enjoy a huge private fenced backyard with mature trees and gardens, a patio, and a storage shed on a concrete pad. Parking for 5 vehicles. About a 5-minute walk to Bayview Secondary School (IB program) and a 10-minute walk to Richmond Hill GO Station. Minutes to Mackenzie Health Hospital, shopping, banks and groceries. Move-in ready!

Key facts

Property type
Detached, Bungalow
MLS®
N13845208
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
50 × 130 ft
Cross streets
Bayview & Major Mackenzie
Parking
6 parking
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Metal/Steel Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,432 / 2025
Days on market
19
Listing brokerage
RE/MAX NOBLECORP REAL ESTATE
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Observatory
$2.02M
Bayview Hill
$2.52M
Mill Pond
$1.47M
North Richvale
$1.46M
Westbrook
$1.58M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,834/mo
$239KIncome needed
5.3×Price ÷ income
$1,346Weekly cost
$22,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,834Property tax $453Total carry $6,286

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,662per month

Mortgage amount $1,024,000 · 4.49% over 25 years

$256,000Down payment (20.0%)
$1,024,000Loan before insurance
$0CMHC premium
$6,115Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,662
Property tax
$453
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,115

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,075
Estimated closing costs
$22,075

Plus your down payment of $256,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,853/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$674,562Total interest paid
$1,698,562Total of all payments
Principal $1,024,000 Interest $674,562
YearPrincipalInterestBalance
1$22,851$45,091$1,001,149
2$23,889$44,054$977,260
3$24,974$42,969$952,286
4$26,107$41,835$926,179
5$27,293$40,650$898,886
6$28,532$39,410$870,354
7$29,827$38,115$840,527
8$31,182$36,761$809,345
9$32,598$35,345$776,747
10$34,078$33,865$742,670
11$35,625$32,318$707,045
12$37,242$30,700$669,803
13$38,933$29,009$630,869
14$40,701$27,241$590,168
15$42,549$25,393$547,619
16$44,481$23,462$503,138
17$46,501$21,442$456,638
18$48,612$19,331$408,026
19$50,819$17,123$357,207
20$53,126$14,816$304,081
21$55,539$12,404$248,542
22$58,060$9,882$190,482
23$60,696$7,246$129,785
24$63,452$4,490$66,333
25$66,333$1,609$0

At the end of your 5-year term

Total paid over the term
$339,712
Principal paid down
$125,114
Interest paid
$214,598
Balance remaining
$898,886

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $5,432− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,732

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX NOBLECORP REAL ESTATE. MLS®/PropTx.

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