155 Stephen Street, Richmond Hill, ON
North Richvale, Richmond Hill · MLS® N13846384
About this home
In short
- Nestled in a beautiful natural setting, this tranquil and private property sits on a premium oversized lot in a highly desirable, mature neighbourhood.
- The open-concept family room flows seamlessly into the dining area, making it ideal for entertaining and family gatherings.
- The spacious primary bedroom includes a private ensuite, walk-in closet, and a rarely offered private balcony - the perfect spot to enjoy your morning coffee or...
- The professionally finished basement features a newly completed apartment with a separate entrance, offering excellent flexibility and potential rental income.
- Recent updates include renovated bathrooms and kitchen, along with fresh paint throughout many of the principal rooms.
Nestled in a beautiful natural setting, this tranquil and private property sits on a premium oversized lot in a highly desirable, mature neighbourhood. Featuring a double-car garage, parking for 4+ vehicles, and a move-in-ready interior, this home offers comfort, space, and exceptional versatility.Step into the inviting sunken living room, complete with a cozy gas fireplace that creates the perfect space to relax and unwind. The spacious kitchen is filled with natural light from a charming bay window and features granite countertops, pot lights, a ceiling fan, centre island, and a comfortable sitting area. Overlooking the living room, the layout creates a warm and connected feel.The open-concept family room flows seamlessly into the dining area, making it ideal for entertaining and family gatherings. A large bay window showcases beautiful views of the backyard and surrounding scenery.The award-worthy backyard is a true private sanctuary, featuring a deck, pergola, interlocking patio, pond, mature landscaping, and fruit trees - an exceptional space for outdoor entertaining or peaceful relaxation.The spacious primary bedroom includes a private ensuite, walk-in closet, and a rarely offered private balcony - the perfect spot to enjoy your morning coffee or unwind at the end of the day. The second bedroom is also generously sized.The professionally finished basement features a newly completed apartment with a separate entrance, offering excellent flexibility and potential rental income.Recent updates include renovated bathrooms and kitchen, along with fresh paint throughout many of the principal rooms. A wonderful opportunity to enjoy privacy, space, and a beautifully maintained home in an established location. Just minutes away from all major amenities, transit,schools, stores, banks, well-sought after schools nearby and much more. This is a hard location to beat!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13846384
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 66.71 × 124.29 ft
- Cross streets
- Bathurst/Carrville
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Apartment, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,054 / 2026
- Days on market
- 18
- Listing brokerage
- RE/MAX EXPERTS
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
North Richvale, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $998,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,520
- Property tax
- $588
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,108
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,435
- Estimated closing costs
- $21,435
Plus your down payment of $249,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $331,219
- Principal paid down
- $121,986
- Interest paid
- $209,233
- Balance remaining
- $876,414
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.