5-1 Bond Crescent, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13846794

$529,900
For Sale
Listed 19 days agoNo offer date stated
1Bedrooms
1Bathrooms
1Parking
500-599Sq ft

About this home

In short

  • Bright & Spacious Corner Bungalow-Style Condo Townhouse In Prime Richmond Hill (Oak Ridges).
  • Of Open-Concept Living Space With Floor-To-Ceiling Windows, 9' Ceilings & Carpet-Free Laminate Flooring Throughout.
  • Includes 1 Owned Parking Space + Ample Visitor Parking With Low Maintenance Fees.
  • Unbeatable Location-Steps To Public Transit & Minutes To GO Station, Shopping, Groceries, Banks & Oak Ridges Library.
  • Close To Parks, Scenic Trails, Lake Wilcox & Bond Lake.

Unobstructed View! Bright & Spacious Corner Bungalow-Style Condo Townhouse In Prime Richmond Hill (Oak Ridges). This Main-Floor Unit Features Approx. 600 Sq. Ft. Of Open-Concept Living Space With Floor-To-Ceiling Windows, 9' Ceilings & Carpet-Free Laminate Flooring Throughout. Modern Kitchen Comes Equipped With Quartz Countertops, Stainless Steel Appliances & Ample Cabinetry. Enjoy The Convenience Of In-Suite Laundry. Ideal For First-Time Homebuyers, Seniors, Working Professionals, Or Investors. Includes 1 Owned Parking Space + Ample Visitor Parking With Low Maintenance Fees! Unbeatable Location-Steps To Public Transit & Minutes To GO Station, Shopping, Groceries, Banks & Oak Ridges Library. Close To Parks, Scenic Trails, Lake Wilcox & Bond Lake. Move-In Ready!

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
N13846794
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Yonge/Bond
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Maintenance
$167/mo
Exposure
North West
Property tax
$2,843 / 2026
Days on market
19
Listing brokerage
RE/MAX REALTY SERVICES INC.

Rooms

Living RoomMain9.80 × 17.20 m
BedroomMain9.60 × 10.11 m
KitchenMain7.30 × 14.70 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$2,415/mo
$106KIncome needed
5.0×Price ÷ income
$557Weekly cost
$7,073Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%mortgage
Mortgage $2,415Property tax $237Condo fee $167Total carry $2,819

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,344per month

Mortgage amount $423,920 · 4.49% over 25 years

$105,980Down payment (20.0%)
$423,920Loan before insurance
$0CMHC premium
$2,748Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,344
Property tax
$237
Condo / maintenance fees
$167
Heating
$0
Estimated monthly cost
$2,748

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,073
Estimated closing costs
$7,073

Plus your down payment of $105,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,837/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$279,258Total interest paid
$703,178Total of all payments
Principal $423,920 Interest $279,258
YearPrincipalInterestBalance
1$9,460$18,667$414,460
2$9,890$18,238$404,570
3$10,339$17,788$394,232
4$10,808$17,319$383,424
5$11,299$16,828$372,125
6$11,812$16,315$360,313
7$12,348$15,779$347,965
8$12,909$15,218$335,056
9$13,495$14,632$321,561
10$14,108$14,020$307,454
11$14,748$13,379$292,706
12$15,418$12,709$277,288
13$16,118$12,009$261,170
14$16,850$11,278$244,320
15$17,615$10,512$226,706
16$18,414$9,713$208,291
17$19,250$8,877$189,041
18$20,125$8,003$168,916
19$21,038$7,089$147,878
20$21,993$6,134$125,885
21$22,992$5,135$102,893
22$24,036$4,091$78,857
23$25,127$3,000$53,729
24$26,268$1,859$27,461
25$27,461$666$0

At the end of your 5-year term

Total paid over the term
$140,636
Principal paid down
$51,795
Interest paid
$88,840
Balance remaining
$372,125

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $2,843− Condo fees $2,007− Insurance $600− Vacancy & upkeep $2,244Net operating income $12,706

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SERVICES INC.. MLS®/PropTx.

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