14 Lund Street, Richmond Hill, ON
North Richvale, Richmond Hill · MLS® N13847454
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About this home
In short
- Welcome to 14 Lund St in a prime Richmond Hill location.
- This beautifully and fully renovated 3-bedroom, 3-bathroom home offers a spacious, modern layout with quality finishes throughout.
- The fully finished basement features a separate entrance and its own laundry, offering excellent flexibility for extended family, guests, a home office, or potential...
- Move-in ready with tasteful upgrades throughout, this home combines comfort, functionality, and a luxury feel in a highly desirable neighborhood close to everyday...
Welcome to 14 Lund St in a prime Richmond Hill location! This beautifully and fully renovated 3-bedroom, 3-bathroom home offers a spacious, modern layout with quality finishes throughout. The bright family room and updated kitchen feature a walkout to the deck, creating a seamless indoor-outdoor living space. Enjoy brand-new appliances, two-car garage parking, and the convenience of two separate laundry areas. The fully finished basement features a separate entrance and its own laundry, offering excellent flexibility for extended family, guests, a home office, or potential supplementary use. Move-in ready with tasteful upgrades throughout, this home combines comfort, functionality, and a luxury feel in a highly desirable neighborhood close to everyday amenities, schools, parks, shopping, transit, and major routes.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13847454
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 56.14 × 105.22 ft
- Cross streets
- Yonge St./Major Mackenzie Dr. E
- Parking
- 2 garage · 7 parking (attached)
- Driveway
- Available
- Basement
- Apartment, Separate Entrance, Walk-Up, Full, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,430 / 2026
- Days on market
- 18
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
closet · window · hardwood floor
closet · window · hardwood floor
window · pot lights · hardwood floor
large window · pot lights · hardwood floor
closet · window · hardwood floor
w/o to deck · pot lights · fireplace
walk-in closet(s) · 3 pc bath · hardwood floor
pot lights · hardwood floor
overlooks living · pot lights · w/o to deck
window · pot lights · hardwood floor
Listed at $1,458,000. Going by how homes in North Richvale and the wider GTA have actually closed against their asking prices (about 97%, 16 local closings in 90 days), the likely sale price is near $1.41M, if it sells. A realistic range is $1.32M to $1.59M.
Independent value check: $1.28M. Without looking at the asking price, our model values the home itself about 12% below the ask (homes like it typically land between $1.20M and $1.34M).
Why $1.28M. The typical detached home sold in North Richvale over the past year went for about $1.28M (60 sales). What sets this one apart:
- ▲ Raises itThe listing describes it as fully renovated or newly built.
Total price vs nearby homes. Likely closing about $1.41M, from 16 recent closings in this pocket.
The market behind the math:
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in North Richvale: 32 of the 119 detached leases here lately were basement units, around $1,725 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Richmond Hill.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.16M. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Based on 16 comparable homes that sold in North Richvale over the past two years, from 147 closings there.
Sold price trend
Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.58M | 86 |
| November 2025 | $1.47M | 77 |
| December 2025 | $1.68M | 48 |
| January 2026 | $1.48M | 52 |
| February 2026 | $1.52M | 57 |
| March 2026 | $1.49M | 70 |
| April 2026 | $1.50M | 73 |
| May 2026 | $1.46M | 114 |
| June 2026 | $1.50M | 119 |
| July 2026 | $1.50M | 92 |
| August 2026 | $1.48M | 80 |
| September 2026 | $1.44M | 80 |
Neighbourhood & location
North Richvale, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,166,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,449
- Property tax
- $536
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,985
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,635
- Estimated closing costs
- $25,635
Plus your down payment of $291,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $386,954
- Principal paid down
- $142,513
- Interest paid
- $244,441
- Balance remaining
- $1,023,887
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in North Richvale (32 of 119 recent detached leases were basement units, around $1,725 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,725 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 35 whole-home leases in North Richvale signed at a median of $3,120 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,565. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.