1609W-3 Rosewater Street, Richmond Hill, ON
South Richvale, Richmond Hill · MLS® N13848476
About this home
In short
- Experience sophisticated condo living in the heart of Richmond Hill.
- This beautifully appointed 3-bedroom, 3-bathroom residence offers an exceptional combination of space, style, and convenience.
- The bright open-concept layout creates a seamless flow between the living, dining, and kitchen areas, perfect for both entertaining and everyday living.
- The modern kitchen features quartz countertops, a large centre island, premium appliances, and plenty of storage with 2 balconies.
- The spacious primary bedroom offers two walk-in closets and a spa- inspired ensuite, creating the perfect private retreat.
Experience sophisticated condo living in the heart of Richmond Hill! This beautifully appointed 3-bedroom, 3-bathroom residence offers an exceptional combination of space, style, and convenience. The bright open-concept layout creates a seamless flow between the living, dining, and kitchen areas, perfect for both entertaining and everyday living. The modern kitchen features quartz countertops, a large centre island, premium appliances, and plenty of storage with 2 balconies. The spacious primary bedroom offers two walk-in closets and a spa- inspired ensuite, creating the perfect private retreat. Ideally located in the sought-after South Richvale community, with convenient access to Highway 7, Highway 407, shopping, dining, transit, and everyday amenities. A rare opportunity to enjoy luxury, comfort, and an unbeatable Richmond Hill location. Charles Howitt Public School & Langstaff S.S. school catchment.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13848476
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1000-1199 sq ft
- Cross streets
- YONGE & WESTWOOD LANE
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete Poured, Metal/Steel Siding
- Maintenance
- $1,125/mo
- Exposure
- South West
- Property tax
- $3,980 / 2025
- Days on market
- 19
- Listing brokerage
- CENTURY 21 ATRIA REALTY INC.
Rooms
laminate · open concept · combined w/living
centre island · stainless steel appl · quartz counter
laminate · window floor to ceiling · w/o to balcony
laminate · closet · 3 pc bath
laminate · 3 pc ensuite · large window
laminate · closet · large window
w/o to balcony · his and hers closets · 4 pc ensuite
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
South Richvale, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $798,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,414
- Property tax
- $332
- Condo / maintenance fees
- $1,125
- Heating
- $0
- Estimated monthly cost
- $5,871
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,435
- Estimated closing costs
- $16,435
Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $264,869
- Principal paid down
- $97,550
- Interest paid
- $167,320
- Balance remaining
- $700,850
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.