17 Cynthia Crescent, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13848996

$3,888,000
For Sale
Listed 18 days agoNo offer date stated
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4+2Bedrooms
4Bathrooms
3Garage · 11 parking
2500-3000Sq ft

About this home

In short

  • A discreet façade only hints what lies beyond; beginning with a substantial glass entry vestibule & a sophisticated security system that announces the approaching...
  • At the heart of the home, a chef's kitchen and thoughtfully conceived interior flow make entertaining effortless, whether for intimate gatherings or larger occasions.
  • With walk-out effective space is 4,296 sf (M2709+LL1587)

True Wealth Whispers. A discreet façade only hints what lies beyond; beginning with a substantial glass entry vestibule & a sophisticated security system that announces the approaching visitors. The front door opens to an awe-inspiring interior: bright & naturally illuminated. The immediate impression is one of solid & exceptional craftsmanship finished to the minutest details. The aesthetic is at once refined & contemporary, yet warm and inviting. Jewel-like expanses of thick glass appear throughout, from the interior railings of the staircase rising to the second floor to the exterior glass balustrades and staircase descending from the expansive terrace into the park-like grounds, lending the home an extraordinary sense of lightness and transparency. Thoughtfully designed equally for restoration & entertaining, the home offers a serene primary bedroom suite overlooking a lush, park-like setting of mature greenery and treetops. The outdoor spaces become an extension of the home itself: a tranquil swing tucked into the landscaped surroundings invites quiet moments of retreat, complete with an outdoor Jacuzzi, creates a private setting for relaxation beneath open skies. At the heart of the home, a chef's kitchen and thoughtfully conceived interior flow make entertaining effortless, whether for intimate gatherings or larger occasions. A custom-blt wardrobe anchors an expansive walk-in dressing room, a space that may also be reimagined as a private sitting room, nursery, or adjoining caregiver's room, allowing the home to evolve gracefully with changing needs.The lower level adds yet another dimension of flexibility. With its own walkout to the outdoors, it can remain seamlessly integrated with the main residence or be closed off to create a private nanny suite or comfortable accommodation for live-in domestic help-offering privacy and independence without sacrificing connection to the rest of the home. With walk-out effective space is 4,296 sf (M2709+LL1587)

Key facts

Property type
Detached, 2-Storey
MLS®
N13848996
Bedrooms
4+2 (6 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
222.39 × 247.36 ft
Cross streets
HWY 404/Bloomington
Parking
3 garage · 11 parking (attached)
Driveway
Private Double
Basement
Finished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$10,976 / 2026
Days on market
18
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.
Our TakeTeam Asgarian · Broker
No automatic estimate

This is a rare parcel: about 1.26 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Oak Ridges · asking prices
$1.84Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.19M, which is where my estimate comes from.

Per square foot, these ask about $593/sqft; this home lists at $1,414/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
3.89MThis home1.99M1.45M2.08MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Oak Ridges: $1.36M in September 2026, down 5% from a year ago, on 105 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.44M9
December 2025$1.49M8
February 2026$1.47M8
March 2026$1.60M9
April 2026$1.50M6
May 2026$1.34M14
June 2026$1.42M15
July 2026$1.52M14
August 2026$1.36M12
September 2026$1.36M10

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.50M
Jefferson
$1.41M
Rural Richmond Hill
$1.66M
Westbrook
$1.58M
Mill Pond
$1.56M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$17,720/mo
$703KIncome needed
5.5×Price ÷ income
$4,089Weekly cost
$83,675Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $17,720Property tax $915Total carry $18,635

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,198per month

Mortgage amount $3,110,400 · 4.49% over 25 years

$777,600Down payment (20.0%)
$3,110,400Loan before insurance
$0CMHC premium
$18,113Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,198
Property tax
$915
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,113

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$83,675
Estimated closing costs
$83,675

Plus your down payment of $777,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$20,815/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,048,981Total interest paid
$5,159,381Total of all payments
Principal $3,110,400 Interest $2,048,981
YearPrincipalInterestBalance
1$69,411$136,964$3,040,989
2$72,562$133,813$2,968,427
3$75,857$130,518$2,892,570
4$79,301$127,074$2,813,268
5$82,902$123,473$2,730,367
6$86,666$119,709$2,643,701
7$90,601$115,774$2,553,100
8$94,715$111,661$2,458,385
9$99,015$107,360$2,359,370
10$103,511$102,865$2,255,860
11$108,210$98,165$2,147,649
12$113,124$93,252$2,034,525
13$118,260$88,115$1,916,266
14$123,629$82,746$1,792,636
15$129,243$77,133$1,663,394
16$135,111$71,264$1,528,283
17$141,245$65,130$1,387,037
18$147,658$58,717$1,239,379
19$154,363$52,012$1,085,016
20$161,371$45,004$923,645
21$168,698$37,677$754,947
22$176,358$30,017$578,589
23$184,365$22,010$394,223
24$192,736$13,639$201,487
25$201,487$4,888$0

At the end of your 5-year term

Total paid over the term
$1,031,876
Principal paid down
$380,033
Interest paid
$651,843
Balance remaining
$2,730,367

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 68 whole-home leases in Oak Ridges$5,649/mo
$67,788Gross annual rent
1.2%Cap rate after taxes and upkeep
$5,079 to $5,932Typical rent range
~38 daysTo find a tenant, on average

The suite is real income here: basements rent in Oak Ridges (27 of 182 recent detached leases were basement units, around $1,750 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,750 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 68 whole-home leases in Oak Ridges signed at a median of $5,470 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,649. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.7%
Gross yield
− Property tax $10,976− Insurance $1,400− Vacancy & upkeep $7,457Net operating income $47,955

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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