1326-498 Caldari Road, Vaughan, ON

Concord, Vaughan · MLS® N13850874

$425,000
For Sale
Listed 19 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

The Perfect 1+1 Bedroom Condominium *Clear Views* Includes 1 Owned Underground Parking* 1-Year-New Abeja District Condos* Built By Reputable Cortel Group* Enjoy A Functional Open Concept Layout* 9ft Ceilings* Open Covered Balcony* Modern Kitchen W/ White Tall Kitchen Cabinetry* Quartz Counters* Backsplash* Whirlpool Built-In Stainless Steel Appliances* Ample Storage Space* Spacious Living Room* Easy To Furnish* W/O To Private Covered Balcony* Multi-Use Den Area Perfect For Office / Study* Primary Bedroom W/ Tray Ceiling* Floor To Ceiling Windows* Double Closet* Can Fit Queen / King Size Bed* 4Pc Bathroom W/ Neutral Colour Palette* Ensuite Laundry Closet* Double Coat Closet* Hotel-Like Amenities Include 24-Hour Concierge* Fitness Centre / Gym* Yoga Studio* Sauna & Steam Room* Cold Plunge* Hot Tub / Spa Area* Party / Meeting Room* Theatre Room* Co-Working / Workstation Areas* Residents' Lounge* Indoor / Outdoor Lounge Spaces* BBQ Terrace / Rooftop Terrace* Pet Spa / Dog Wash Station* Bike Storage* Package Service* Visitor Parking* Minutes To HWY 400 & 407* Multiple Transit Options* Vaughan Mills* Schools & More* Must See* Don't Miss!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13850874
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
500-599 sq ft
Cross streets
Jane and Rutherford
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$496/mo
Exposure
North
Days on market
19
Listing brokerage
HOMELIFE EAGLE REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Concord, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$1,937/mo
$96KIncome needed
4.4×Price ÷ income
$447Weekly cost
$4,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $1,937Estimated property tax $266Condo fee $496Total carry $2,699

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,880per month

Mortgage amount $340,000 · 4.49% over 25 years

$85,000Down payment (20.0%)
$340,000Loan before insurance
$0CMHC premium
$2,642Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,880
Estimated property tax
$266
Condo / maintenance fees
$496
Heating
$0
Estimated monthly cost
$2,642

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,975
Estimated closing costs
$4,975

Plus your down payment of $85,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,275/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$223,976Total interest paid
$563,976Total of all payments
Principal $340,000 Interest $223,976
YearPrincipalInterestBalance
1$7,587$14,972$332,413
2$7,932$14,627$324,481
3$8,292$14,267$316,189
4$8,668$13,891$307,520
5$9,062$13,497$298,458
6$9,474$13,086$288,985
7$9,904$12,655$279,081
8$10,353$12,206$268,728
9$10,823$11,736$257,904
10$11,315$11,244$246,590
11$11,829$10,730$234,761
12$12,366$10,193$222,395
13$12,927$9,632$209,468
14$13,514$9,045$195,954
15$14,128$8,431$181,827
16$14,769$7,790$167,058
17$15,440$7,119$151,618
18$16,141$6,418$135,477
19$16,873$5,686$118,604
20$17,640$4,919$100,964
21$18,441$4,118$82,524
22$19,278$3,281$63,246
23$20,153$2,406$43,093
24$21,068$1,491$22,025
25$22,025$534$0

At the end of your 5-year term

Total paid over the term
$112,795
Principal paid down
$41,542
Interest paid
$71,253
Balance remaining
$298,458

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $2,975− Condo fees $5,952− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,629

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE EAGLE REALTY INC.. MLS®/PropTx.

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