28 Canton Lane, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13852572

$649,999
For Sale
Listed 10 days agoNo offer date stated

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2Bedrooms
3Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this newly built (2024) end-unit townhome, thoughtfully designed for modern living with more privacy, more space, and room totruly make a home your own.
  • With no shared wall on one side and 1482 sq feet, a private entrance, multiple levels of bright living space, and an expansive private rooftop terrace, this home...
  • Offering 2 spacious bedrooms plus a versatile flex space and 3 bathrooms, the thoughtfully designed layout provides exceptional functionality and privacy.
  • Oversized windows fill the home with natural light, highlighting upgraded finishes and warm hardwood floors throughout the main living areas.
  • The primary bedroom is a true retreat, featuring large corner windows, a spacious walk-in closet, and a beautifully finished 3-piece ensuite.

Welcome to this newly built (2024) end-unit townhome, thoughtfully designed for modern living with more privacy, more space, and room totruly make a home your own. With no shared wall on one side and 1482 sq feet, a private entrance, multiple levels of bright living space, and an expansive private rooftop terrace, this home offers a rare combination of style, functionality, and independence.Offering 2 spacious bedrooms plus a versatile flex space and 3 bathrooms, the thoughtfully designed layout provides exceptional functionality and privacy. Oversized windows fill the home with natural light, highlighting upgraded finishes and warm hardwood floors throughout the main living areas.The sleek contemporary kitchen features quartz countertops, stainless steel appliances, a generous island, and a convenient pantry, creating a stylish and functional space for everything from quiet mornings to entertaining. Step outside to your private balcony off the kitchen formorning coffee or a breath of fresh air.The primary bedroom is a true retreat, featuring large corner windows, a spacious walk-in closet, and a beautifully finished 3-piece ensuite.The versatile flex space on the upper floor offers endless possibilities as a home office, den, yoga space, or additional storage area and leadsdirectly to the home's standout feature: a large private rooftop terrace.Complete with a gas BBQ hookup and sweeping open views, the rooftop terrace is an incredible extension of the home, perfect for summerdinners, entertaining, morning coffee, and sunset evenings. Outdoor living rarely gets better than this.Ideally located in the heart of Stouffville, you're just minutes from GO Transit, parks, schools, shops, restaurants, Metro, Tim Hortons, andeveryday essentials. Move-in ready and beautifully finished, this is a home designed for those who want modern style, privacy, and exceptional outdoor living without giving up the convenience of being close to everything.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13852572
Bedrooms
2
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
21.96 × 49.28 ft
Cross streets
Bakerhill and Main
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Unknown
Sewer
Sewer
Property tax
$4,554 / 2025
Days on market
10
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Living RoomSecond3.60 × 3.20 m

open concept · large window

Dining RoomSecond2.06 × 3.50 m

walk-out · open concept

KitchenSecond5.60 × 3.04 m

quartz counter · breakfast bar · stainless steel appl

Bedroom 2Third2.60 × 2.80 m

large window · large closet

Primary BedroomThird3.00 × 5.60 m

large window · walk-in closet(s) · 3 pc ensuite

DenUpper2.30 × 3.96 m

walk-out · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$2,962/mo
$129KIncome needed
5.0×Price ÷ income
$684Weekly cost
$9,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,962Property tax $380Total carry $3,342

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,875per month

Mortgage amount $519,999 · 4.49% over 25 years

$130,000Down payment (20.0%)
$519,999Loan before insurance
$0CMHC premium
$3,255Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,875
Property tax
$380
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,255

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,475
Estimated closing costs
$9,475

Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,480/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,550Total interest paid
$862,549Total of all payments
Principal $519,999 Interest $342,550
YearPrincipalInterestBalance
1$11,604$22,898$508,395
2$12,131$22,371$496,264
3$12,682$21,820$483,582
4$13,258$21,244$470,324
5$13,860$20,642$456,465
6$14,489$20,013$441,976
7$15,147$19,355$426,829
8$15,834$18,668$410,995
9$16,553$17,949$394,441
10$17,305$17,197$377,136
11$18,091$16,411$359,046
12$18,912$15,590$340,134
13$19,771$14,731$320,363
14$20,668$13,834$299,694
15$21,607$12,895$278,087
16$22,588$11,914$255,500
17$23,614$10,888$231,886
18$24,686$9,816$207,200
19$25,806$8,695$181,394
20$26,978$7,524$154,416
21$28,203$6,299$126,213
22$29,484$5,018$96,729
23$30,822$3,680$65,907
24$32,222$2,280$33,685
25$33,685$817$0

At the end of your 5-year term

Total paid over the term
$172,510
Principal paid down
$63,534
Interest paid
$108,976
Balance remaining
$456,465

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,554− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,610

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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