15 Ridgley Court, Richmond Hill, ON

Bayview Hill, Richmond Hill · MLS® N13852864

$2,880,000
For Sale
Listed 18 days agoNo offer date stated
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5Bedrooms
7Bathrooms
3Garage · 9 parking
3500-5000Sq ft

About this home

In short

  • Wow, Rare High 10/9/9 Ft.
  • Ceilings & Open Concept With Soaring 20 Ft.
  • Lot In Prestigious Multi-Millions Bayview Hill Estates CommunityPerfect Layout With Open Concept With Soaring 20 Ft.
  • Ceiling On Splendid Hallway & Circle Staircases With SkylightDecent & Bright Living Room Over Looking FrontyardStuning Dining Room With Splendid ChandelierChef...
  • Furnace W/Humidifier, 2 Hot Water Tanks(Rental), CAC, Circuit Breaker PanelClose To Top Ranking Bayview Secondary School & Bayview Hill Elementary SchoolBayview Hill...

Wow, Rare High 10/9/9 Ft. Ceilings & Open Concept With Soaring 20 Ft. Hallways With Grand Skylight & Well Designed Circle Starcases**A True Masterpiece Custom-Built Approx. 7,500 Sq.Ft. Living Spaces Top-Tier Luxe Hm. Nestled On Premium 61 x165 Ft. Lot In Prestigious Multi-Millions Bayview Hill Estates Community**Perfect Layout With Open Concept With Soaring 20 Ft. Ceiling On Splendid Hallway & Circle Staircases With Skylight**Decent & Bright Living Room Over Looking Frontyard**Stuning Dining Room With Splendid Chandelier**Chef Inspired Gourmet Kitchen With Top Of Line Appliances Including Granite Counter Top, Backsplash & Pantry Over Looking Treed Backyard**Sunny & Spacious Breakfast Area W/O To Sunny Deck Over Looking Oasis Backyard**Magnificent Spacious Family Room With Marble Gas Fireplace & Large Windows Over Looking Treed Backyard**Home Office With French Doors**10 Feet Ceiling On Main, 9 Feet On 2nd Floor & Basement**Hardwood Floor, Crown Moulding, Countless Pot Lights Thru-Out**5 Spacious & Bright En-suite Bedrooms, Primary Bedroom With Large Walk-In Closet With Organizer Plus 7-Pc En-suite**Finished W/O Basement With Recreation Room, Wet Bar, Kitchen & Dining Area, Professional Family Theatre With Large Screen, Digital Projector & Sound System And 4-Pc Batht**Professional Landscaped Private Treed Backyard, Pavement Of interlock Driveway**Security System With Monitors**Water Softener **2 High-Effi. Furnace W/Humidifier, 2 Hot Water Tanks(Rental), CAC, Circuit Breaker Panel**Close To Top Ranking Bayview Secondary School & Bayview Hill Elementary School**Bayview Hill Community Ctentre & Swimming Pool, Parks & Greenway Trail, Hwy7 & 404 & All Amenities, All Top Of The Line Finishes & Fixtures, True Showcase In Bayview Hill Estates Community**Never To Be Missed & Must See!

Key facts

Property type
Detached, 2-Storey
MLS®
N13852864
Bedrooms
5
Bathrooms
7 (1 half)
Size
3500-5000 sq ft
Lot
61.31 × 164.67 ft
Cross streets
BAYVIEW/16TH AVE.
Parking
3 garage · 9 parking (attached)
Driveway
Private Triple
Basement
Walk-Out, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$16,435 / 2025
Days on market
18
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

BreakfastGround6.09 × 2.40 m

granite floor · pot lights · w/o to deck

Bedroom 3Ground4.57 × 3.65 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Media RoomBasement3.51 × 6.25 m

broadloom · wall sconce lighting · b/i shelves

RecreationBasement10.20 × 3.50 m

eat-in kitchen · b/i appliances · centre island

Furnace RoomBasement0.00 × 0.00 m
Bedroom 2Second5.66 × 4.95 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

OfficeGround5.18 × 3.30 m

hardwood floor · large window · french doors

Bedroom 5Ground5.02 × 3.94 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

KitchenGround7.62 × 6.09 m

granite floor · centre island · b/i appliances

Dining RoomGround5.20 × 3.58 m

hardwood floor · crown moulding · overlooks living

Bedroom 4Ground4.99 × 4.45 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Primary BedroomSecond6.40 × 6.10 m

hardwood floor · 7 pc ensuite · walk-in closet(s)

Living RoomGround5.20 × 3.50 m

hardwood floor · crown moulding · overlooks frontyard

Family RoomGround6.33 × 6.17 m

hardwood floor · gas fireplace · bay window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Bayview Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$13,126/mo
$547KIncome needed
5.3×Price ÷ income
$3,029Weekly cost
$58,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $13,126Property tax $1,370Total carry $14,496

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,739per month

Mortgage amount $2,304,000 · 4.49% over 25 years

$576,000Down payment (20.0%)
$2,304,000Loan before insurance
$0CMHC premium
$14,109Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,739
Property tax
$1,370
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,109

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$58,475
Estimated closing costs
$58,475

Plus your down payment of $576,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$15,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,517,763Total interest paid
$3,821,763Total of all payments
Principal $2,304,000 Interest $1,517,763
YearPrincipalInterestBalance
1$51,415$101,455$2,252,585
2$53,750$99,121$2,198,835
3$56,190$96,680$2,142,644
4$58,742$94,129$2,083,903
5$61,409$91,462$2,022,494
6$64,197$88,674$1,958,297
7$67,112$85,759$1,891,185
8$70,159$82,712$1,821,026
9$73,344$79,526$1,747,682
10$76,675$76,196$1,671,007
11$80,156$72,715$1,590,851
12$83,795$69,075$1,507,056
13$87,600$65,271$1,419,456
14$91,577$61,293$1,327,879
15$95,735$57,135$1,232,143
16$100,082$52,788$1,132,061
17$104,626$48,244$1,027,435
18$109,377$43,494$918,059
19$114,343$38,528$803,716
20$119,534$33,336$684,181
21$124,962$27,909$559,220
22$130,635$22,235$428,584
23$136,567$16,304$292,017
24$142,768$10,103$149,250
25$149,250$3,621$0

At the end of your 5-year term

Total paid over the term
$764,353
Principal paid down
$281,506
Interest paid
$482,846
Balance remaining
$2,022,494

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $16,435− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $60,663

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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