221 Harding Park Street, Newmarket, ON

Glenway Estates, Newmarket · MLS® N13853286

$780,000
For Sale
Listed 17 days agoNo offer date stated
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3+1Bedrooms
5Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

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Key facts

Property type
Townhouse, 3-Storey
MLS®
N13853286
Bedrooms
3+1 (4 total)
Bathrooms
5 (1 half)
Size
1100-1500 sq ft
Lot
23.52 × 68.24 ft
Cross streets
Yonge and Davis
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,815 / 2025
Days on market
17
Listing brokerage
RE/MAX COMMUNITY REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Glenway Estates, Newmarket, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodland Hill
$841K
Summerhill Estates
$874K
Gorham-College Manor
$769K

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,555/mo
$152KIncome needed
5.1×Price ÷ income
$820Weekly cost
$12,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,555Property tax $401Total carry $3,956

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,450per month

Mortgage amount $624,000 · 4.49% over 25 years

$156,000Down payment (20.0%)
$624,000Loan before insurance
$0CMHC premium
$3,851Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,450
Property tax
$401
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,851

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,075
Estimated closing costs
$12,075

Plus your down payment of $156,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,176/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$411,061Total interest paid
$1,035,061Total of all payments
Principal $624,000 Interest $411,061
YearPrincipalInterestBalance
1$13,925$27,477$610,075
2$14,557$26,845$595,518
3$15,218$26,184$580,299
4$15,909$25,493$564,390
5$16,632$24,771$547,759
6$17,387$24,016$530,372
7$18,176$23,226$512,196
8$19,001$22,401$493,195
9$19,864$21,538$473,330
10$20,766$20,636$452,564
11$21,709$19,694$430,856
12$22,695$18,708$408,161
13$23,725$17,677$384,436
14$24,802$16,600$359,634
15$25,928$15,474$333,705
16$27,106$14,297$306,600
17$28,336$13,066$278,264
18$29,623$11,780$248,641
19$30,968$10,435$217,673
20$32,374$9,029$185,299
21$33,844$7,559$151,455
22$35,380$6,022$116,075
23$36,987$4,416$79,088
24$38,666$2,736$40,422
25$40,422$981$0

At the end of your 5-year term

Total paid over the term
$207,012
Principal paid down
$76,241
Interest paid
$130,771
Balance remaining
$547,759

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $4,815− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,349

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX COMMUNITY REALTY INC.. MLS®/PropTx.

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