123-481 Rupert Avenue, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13856420

$579,000
For Sale
Listed 16 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Ground-floor living, top-floor attitude.
  • This bright 2-bed, 2-bath suite offers a private entrance (no elevator small talk required) and an open-concept living/dining space with a walkout to your own balcony.
  • Stainless steel appliances in the kitchen, ensuite laundry, and a 4-piece ensuite off the primary keep mornings simple.
  • The building brings the fun - indoor pool, gym, and a party/games room for when your friends want proof this isn't a rumour.
  • Location does the rest: steps to the GO Train, Longo's, Main St shops, parks, schools, hospital and transit.

Ground-floor living, top-floor attitude. This bright 2-bed, 2-bath suite offers a private entrance (no elevator small talk required) and an open-concept living/dining space with a walkout to your own balcony. Stainless steel appliances in the kitchen, ensuite laundry, and a 4-piece ensuite off the primary keep mornings simple. One owned underground parking spot and a private locker handle the practical stuff. The building brings the fun - indoor pool, gym, and a party/games room for when your friends want proof this isn't a rumour. Location does the rest: steps to the GO Train, Longo's, Main St shops, parks, schools, hospital and transit.Approx. 1000-1199 sq ft in one of Stouffville's most walkable low-rise buildings. Quiet, newer, and ready for you to stop touring and start living. Book your showing.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13856420
Bedrooms
2
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Main Street/West Lawn Cres
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$697/mo
Exposure
North
Property tax
$3,000 / 2025
Days on market
16
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Dining RoomMain4.91 × 5.21 m

open concept · w/o to terrace · laminate

KitchenMain2.76 × 3.06 m

tile floor · quartz counter · stainless steel appl

Bedroom 2Main4.33 × 2.74 m

laminate · closet

Primary BedroomMain4.29 × 3.39 m

4 pc ensuite · laminate · closet

Living RoomMain4.91 × 5.21 m

open concept · w/o to terrace · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,639/mo
$125KIncome needed
4.6×Price ÷ income
$609Weekly cost
$8,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,639Property tax $250Condo fee $697Total carry $3,586

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,561per month

Mortgage amount $463,200 · 4.49% over 25 years

$115,800Down payment (20.0%)
$463,200Loan before insurance
$0CMHC premium
$3,508Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,561
Property tax
$250
Condo / maintenance fees
$697
Heating
$0
Estimated monthly cost
$3,508

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,055
Estimated closing costs
$8,055

Plus your down payment of $115,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,100/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$305,134Total interest paid
$768,334Total of all payments
Principal $463,200 Interest $305,134
YearPrincipalInterestBalance
1$10,337$20,397$452,863
2$10,806$19,927$442,057
3$11,297$19,437$430,761
4$11,810$18,924$418,951
5$12,346$18,388$406,606
6$12,906$17,827$393,699
7$13,492$17,241$380,207
8$14,105$16,628$366,102
9$14,745$15,988$351,357
10$15,415$15,319$335,942
11$16,115$14,619$319,827
12$16,846$13,887$302,981
13$17,611$13,122$285,370
14$18,411$12,322$266,959
15$19,247$11,487$247,712
16$20,121$10,613$227,591
17$21,034$9,699$206,557
18$21,989$8,744$184,568
19$22,988$7,746$161,580
20$24,031$6,702$137,549
21$25,123$5,611$112,426
22$26,263$4,470$86,163
23$27,456$3,278$58,708
24$28,702$2,031$30,005
25$30,005$728$0

At the end of your 5-year term

Total paid over the term
$153,667
Principal paid down
$56,594
Interest paid
$97,072
Balance remaining
$406,606

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.0%
Gross yield
− Property tax $3,000− Condo fees $8,364− Insurance $600− Vacancy & upkeep $4,488Net operating income $24,348

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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