308-285 Crydermans Side Road, Georgina, ON

Baldwin, Georgina · MLS® N13858332

$200,000
For Sale
Listed 17 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
2Parking
700-1100Sq ft

About this home

In short

  • Welcome to Lyndhurst Golf & Park, a 55+ adult community offering affordable, year-round living in a peaceful and private setting.
  • Beautifully renovated in 2023, this spacious, move-in-ready home combines modern updates with comfortable living.
  • Step outside to enjoy your private backyard oasis, complete with a gazebo, fire pit, and a brand-new storage shed.
  • Monthly land lease fees will be $595.00, which include road maintenance, water, and septic services.
  • Residents enjoy access to community amenities, including, 18-hole golf course, Outdoor swimming pool, Dog park and Walking trails.

Welcome to Lyndhurst Golf & Park, a 55+ adult community offering affordable, year-round living in a peaceful and private setting.Beautifully renovated in 2023, this spacious, move-in-ready home combines modern updates with comfortable living. A generous foyer welcomes you inside, where elegant French doors open into the bright living room featuring an electric fireplace and a walkout to the backyard, perfect for relaxing or entertaining.The updated kitchen and dining area is filled with natural light from multiple windows with custom blinds and showcases live-edge countertops, brand-new cabinetry with ample storage, and new appliances.The spacious primary bedroom comfortably accommodates a queen-size bed and includes a walk-in closet. An additional room offers flexibility as a home office, guest room, hobby space, or extra storage.Step outside to enjoy your private backyard oasis, complete with a gazebo, fire pit, and a brand-new storage shed.Monthly land lease fees will be $595.00, which include road maintenance, water, and septic services. Buyers are subject to the Lyndhurst Land Lease transfer fee of 5% of the purchase price.Residents enjoy access to community amenities, including, 18-hole golf course, Outdoor swimming pool, Dog park and Walking trails. Only a 15 minute drive to Lake Simcoe and nearby Amenities in Newmarket or Keswick.This beautifully updated home is truly move-in ready and offers a wonderful opportunity to enjoy an active, low-maintenance lifestyle in a welcoming community.

Key facts

Property type
Other, Bungalow
MLS®
N13858332
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-1100 sq ft
Cross streets
Highway 48 & Crydermans Sdrd
Parking
2 parking
Driveway
Mutual
Basement
None
Heating
Forced Air
A/C
Wall Unit(s)
Exterior
Aluminum Siding
Foundation
Perimeter Wall, Piers
Roof
Asphalt Shingle
Sewer
Septic
Pool
Inground
Property tax
$71 / 2026
Days on market
17
Listing brokerage
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

BedroomGround4.24 × 2.31 m

walk-in closet(s) · vinyl floor · large window

OtherGround3.41 × 2.51 m

vinyl floor · closet organizers

Living RoomGround6.86 × 3.70 m

fireplace · w/o to porch · vinyl floor

KitchenGround5.39 × 3.42 m

combined w/dining · vinyl floor · custom counter

FoyerGround3.70 × 2.08 m

ceramic floor · open concept · french doors

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Baldwin, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$912/mo
$38KIncome needed
5.2×Price ÷ income
$210Weekly cost
$1,725Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

99%mortgage
Mortgage $912Property tax $6Total carry $917

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$885per month

Mortgage amount $160,000 · 4.49% over 25 years

$40,000Down payment (20.0%)
$160,000Loan before insurance
$0CMHC premium
$891Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$885
Property tax
$6
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$891

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$1,725
Estimated closing costs
$1,725

Plus your down payment of $40,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,071/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$105,400Total interest paid
$265,400Total of all payments
Principal $160,000 Interest $105,400
YearPrincipalInterestBalance
1$3,571$7,045$156,429
2$3,733$6,883$152,697
3$3,902$6,714$148,795
4$4,079$6,537$144,715
5$4,264$6,352$140,451
6$4,458$6,158$135,993
7$4,661$5,955$131,332
8$4,872$5,744$126,460
9$5,093$5,523$121,367
10$5,325$5,291$116,042
11$5,566$5,050$110,476
12$5,819$4,797$104,657
13$6,083$4,533$98,573
14$6,360$4,256$92,214
15$6,648$3,968$85,566
16$6,950$3,666$78,615
17$7,266$3,350$71,350
18$7,596$3,020$63,754
19$7,940$2,676$55,814
20$8,301$2,315$47,513
21$8,678$1,938$38,835
22$9,072$1,544$29,763
23$9,484$1,132$20,279
24$9,914$702$10,365
25$10,365$251$0

At the end of your 5-year term

Total paid over the term
$53,080
Principal paid down
$19,549
Interest paid
$33,531
Balance remaining
$140,451

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
7.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.7%
Gross yield
− Property tax $71− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $14,015

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.

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