339-28 Prince Regent Street, Markham, ON

Cathedraltown, Markham · MLS® N13858536

$530,000
For Sale
Just listed todayNo offer date stated

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2+1Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Beautiful and Spacious Garden Court @ Cathedraltown, W/ 2 Bedrooms + Den, 2 Baths and 2 Balconies Condo, With The Lake/Pond View.
  • Ft, 9Ft Ceiling Functional Open Concept Layout With Modern Design.
  • Just Minutes To 407 & 404, Parks & Ponds, Grocery Shops, Theatre & Entertainments.
  • Amenities Included 24/7 Concierge, Party Room, And More.

Beautiful and Spacious Garden Court @ Cathedraltown, W/ 2 Bedrooms + Den, 2 Baths and 2 Balconies Condo, With The Lake/Pond View. Approx. 874 Sq.Ft, 9Ft Ceiling Functional Open Concept Layout With Modern Design. Most Desirable Neighborhood In Markham, Top-Rated School Zone: Nokiidaa Public School, Pierre Elliott Trudeau High School, etc. Just Minutes To 407 & 404, Parks & Ponds, Grocery Shops, Theatre & Entertainments. Amenities Included 24/7 Concierge, Party Room, And More.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13858536
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
800-899 sq ft
Cross streets
Elgin Mills Rd & Woodbine Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$833/mo
Exposure
South
Property tax
$2,716 / 2025
Listing brokerage
REAL ONE REALTY INC.

Rooms

Dining RoomFlat3.17 × 2.74 m

combined w/living · open concept · combined w/kitchen

Bedroom 2Flat2.44 × 2.28 m

walk-in closet(s) · window · broadloom

Living RoomFlat4.12 × 3.45 m

combined w/dining · w/o to balcony · laminate

Primary BedroomFlat3.23 × 3.05 m

4 pc ensuite · walk-in closet(s) · broadloom

DenFlat1.38 × 1.96 m

laminate · separate room · b/i shelves

KitchenFlat2.49 × 2.44 m

stainless steel appl · granite counters · combined w/dining

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Cathedraltown, Markham, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$2,416/mo
$118KIncome needed
4.5×Price ÷ income
$557Weekly cost
$7,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,416Property tax $226Condo fee $833Total carry $3,475

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,344per month

Mortgage amount $424,000 · 4.49% over 25 years

$106,000Down payment (20.0%)
$424,000Loan before insurance
$0CMHC premium
$3,404Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,344
Property tax
$226
Condo / maintenance fees
$833
Heating
$0
Estimated monthly cost
$3,404

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,075
Estimated closing costs
$7,075

Plus your down payment of $106,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,837/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$279,311Total interest paid
$703,311Total of all payments
Principal $424,000 Interest $279,311
YearPrincipalInterestBalance
1$9,462$18,671$414,538
2$9,891$18,241$404,647
3$10,341$17,792$394,306
4$10,810$17,322$383,496
5$11,301$16,832$372,195
6$11,814$16,318$360,381
7$12,350$15,782$348,031
8$12,911$15,221$335,119
9$13,497$14,635$321,622
10$14,110$14,022$307,512
11$14,751$13,382$292,761
12$15,421$12,712$277,340
13$16,121$12,012$261,219
14$16,853$11,280$244,367
15$17,618$10,514$226,749
16$18,418$9,715$208,331
17$19,254$8,878$189,077
18$20,128$8,004$168,948
19$21,042$7,090$147,906
20$21,998$6,135$125,908
21$22,996$5,136$102,912
22$24,041$4,092$78,871
23$25,132$3,000$53,739
24$26,273$1,859$27,466
25$27,466$666$0

At the end of your 5-year term

Total paid over the term
$140,662
Principal paid down
$51,805
Interest paid
$88,857
Balance remaining
$372,195

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $2,716− Condo fees $9,996− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,523

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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