440 Sandford Street, Newmarket, ON
Central Newmarket, Newmarket · MLS® N13858642
About this home
In short
- The first thing you notice walking up to 440 Sandford is how much work has been done.
- Engineered hardwood on the main in 2024 and upstairs in 2025, basement and carpet in 2024, furnace 2023, water softener 2025, and a garage finished top to bottom.
- The back half of the 57 x 106 ft lot belongs to the saltwater pool.
- Pool equipment 2025, liner 2019, deck and fence 2020.
- A deck wraps the pool end to end, a pool bar sits to one side, and a covered dining area keeps the evening going when the sun gets heavy, or the weather turns.
The first thing you notice walking up to 440 Sandford is how much work has been done. Roof, windows, siding, soffit, fascia and eavestrough all new in 2021, brick painted white, windows in black, landscaping established with trees planted, and a new garage door in 2026. The sellers carried the same standard inside. Engineered hardwood on the main in 2024 and upstairs in 2025, basement and carpet in 2024, furnace 2023, water softener 2025, and a garage finished top to bottom. Most houses at this price come with a to-do list. Here, the list has been done. For the next owner, that means no roofers, no window quotes, and no first summer lost to contractors- just a house ready to be lived in. 4+1 bedrooms and 2.5 baths, with four well-proportioned bedrooms full of character. Curb appeal lands first, and the interior keeps that promise. The back half of the 57 x 106 ft lot belongs to the saltwater pool. Southern exposure keeps the sun on the water from morning through evening. Pool equipment 2025, liner 2019, deck and fence 2020. A deck wraps the pool end to end, a pool bar sits to one side, and a covered dining area keeps the evening going when the sun gets heavy, or the weather turns. Open the pool in spring, and the rest of summer takes care of itself: long weekends, late dinners outside, and a yard everyone gravitates to from May through September. Newmarket's Main Street is a 10 to 15-minute walk, with shops, restaurants, the Saturday farmers market, the splash pad and summer street festivals. Walking trails nearby, everyday retail minutes away.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13858642
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 57.95 × 106 ft
- Cross streets
- Yonge and Mulock
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Other
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $5,750 / 2026
- Days on market
- 16
- Listing brokerage
- BOSLEY REAL ESTATE LTD.
Rooms
4 Pc Bath
3 Pc Bath
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $632/sqft; this home lists at $605/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Central Newmarket, Newmarket, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $847,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,684
- Property tax
- $479
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,163
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,655
- Estimated closing costs
- $17,655
Plus your down payment of $211,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $281,059
- Principal paid down
- $103,512
- Interest paid
- $177,547
- Balance remaining
- $743,688
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.