123 Fallharvest Way, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13859486

$1,420,000
For Sale
Listed 14 days agoNo offer date stated

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4Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Welcome to 123 Fallharvest Way - a stunning 2023-built home offering 2,668 sq. ft. of beautifully designed living space and over $70,000 in builder and owner-selected...
  • This modern residence features a bright, open-concept layout with an exceptional flow for both everyday living and entertaining.
  • Enjoy upgraded hardwood flooring throughout, elegant upgraded front french doors, upgraded ceramic floor tiles, and a beautifully appointed kitchen featuring upgraded...
  • An impressive upgraded 4-car driveway with no sidewalk offers parking for up to 6 vehicles - a rare and highly desirable feature.

Welcome to 123 Fallharvest Way - a stunning 2023-built home offering 2,668 sq. ft. of beautifully designed living space and over $70,000 in builder and owner-selected upgrades. This modern residence features a bright, open-concept layout with an exceptional flow for both everyday living and entertaining. Enjoy upgraded hardwood flooring throughout, elegant upgraded front french doors, upgraded ceramic floor tiles, and a beautifully appointed kitchen featuring upgraded countertops, backsplash and wine fridge. All bathrooms have been enhanced with upgraded finishes, while extensive pot lights throughout the interior create a warm, contemporary ambiance. Exterior pot lights add an elegant touch to the home's curb appeal. Additional upgrades include a water softener and a Tesla EV charging port installed in the garage. The newly fenced backyard provides enhanced privacy and a wonderful outdoor space for relaxation and entertaining. An impressive upgraded 4-car driveway with no sidewalk offers parking for up to 6 vehicles - a rare and highly desirable feature. With its newer construction, extensive upgrades, modern design and exceptional parking, this beautiful home offers a wonderful opportunity to enjoy contemporary living with virtually nothing left to do but move in.

Key facts

Property type
Detached, 2-Storey
MLS®
N13859486
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
36.09 × 98.43 ft
Cross streets
Tenth line/19th Ave
Parking
2 garage · 6 parking (built-in)
Basement
Unfinished
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,355 / 2026
Days on market
14
Listing brokerage
RE/MAX EXCEL REALTY LTD.

Rooms

Bedroom 4Second3.35 × 3.05 m

large closet · hardwood floor · large window

Bedroom 3Second3.35 × 3.18 m

large closet · hardwood floor · large window

Living RoomMain4.83 × 4.45 m

pot lights · hardwood floor · open concept

Bedroom 2Second3.81 × 3.66 m

3 pc ensuite · hardwood floor · large window

KitchenMain4.37 × 3.99 m

pot lights · backsplash · stainless steel appl

Dining RoomMain4.01 × 3.66 m

pot lights · hardwood floor · open concept

BreakfastMain4.06 × 3.20 m

pot lights · w/o to yard · combined w/kitchen

Primary BedroomSecond5.18 × 3.86 m

4 pc ensuite · his and hers closets · french doors

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$6,472/mo
$269KIncome needed
5.3×Price ÷ income
$1,494Weekly cost
$24,875Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,472Property tax $613Total carry $7,085

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,281per month

Mortgage amount $1,136,000 · 4.49% over 25 years

$284,000Down payment (20.0%)
$1,136,000Loan before insurance
$0CMHC premium
$6,894Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,281
Property tax
$613
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,894

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,875
Estimated closing costs
$24,875

Plus your down payment of $284,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,602/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$748,342Total interest paid
$1,884,342Total of all payments
Principal $1,136,000 Interest $748,342
YearPrincipalInterestBalance
1$25,351$50,023$1,110,649
2$26,502$48,872$1,084,148
3$27,705$47,669$1,056,443
4$28,963$46,411$1,027,480
5$30,278$45,096$997,202
6$31,653$43,721$965,549
7$33,090$42,284$932,459
8$34,592$40,781$897,867
9$36,163$39,211$861,704
10$37,805$37,569$823,899
11$39,521$35,852$784,378
12$41,316$34,058$743,062
13$43,192$32,182$699,871
14$45,153$30,221$654,718
15$47,203$28,171$607,515
16$49,346$26,028$558,169
17$51,587$23,787$506,583
18$53,929$21,445$452,654
19$56,377$18,996$396,277
20$58,937$16,437$337,339
21$61,613$13,761$275,726
22$64,411$10,963$211,316
23$67,335$8,039$143,981
24$70,392$4,981$73,588
25$73,588$1,785$0

At the end of your 5-year term

Total paid over the term
$376,868
Principal paid down
$138,798
Interest paid
$238,070
Balance remaining
$997,202

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $7,355− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,315

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.

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