111 Victoria Street, Georgina, ON

Pefferlaw, Georgina · MLS® N13859858

$3,699,900
For Sale
Listed 16 days agoNo offer date stated
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4Bedrooms
2Bathrooms
1Garage
1500-2000Sq ft

About this home

In short

  • Welcome to this stunning 150.4 acre farm nestled in the charming town of Udora in Georgina.
  • Boasting an impressive 4,500 feet of road frontage, this expansive property offers a uniqueblend of agricultural productivity & natural beauty.
  • Approx 100 acres of fertile, workable landare currently being farmed with corn & soybeans w/remaining acreage features a beautifulPine/Mixed forest.
  • Property features a well maintained 4 Bed & 2 Bath bungalow w/approx 1,780sqft of above grade living space & spacious 1.5 car garage w/direct access to the backyard.
  • Aseparate side entrance leads to an unfinished basement, offering excellent potential foradditional living space, an in-law suite, or ample storage.

Welcome to this stunning 150.4 acre farm nestled in the charming town of Udora in Georgina.Boasting an impressive 4,500 feet of road frontage, this expansive property offers a uniqueblend of agricultural productivity & natural beauty. Approx 100 acres of fertile, workable landare currently being farmed with corn & soybeans w/remaining acreage features a beautifulPine/Mixed forest. Formerly operated as a pig farm, the property includes multiple barns, agrain bin, silo, workshop, and various outbuildings ideal for a range of agricultural orbusiness ventures. Property features a well maintained 4 Bed & 2 Bath bungalow w/approx 1,780sqft of above grade living space & spacious 1.5 car garage w/direct access to the backyard. Aseparate side entrance leads to an unfinished basement, offering excellent potential foradditional living space, an in-law suite, or ample storage. Southeast corner of the propertyborders the serene Uxbridge Creek, providing direct access to swimming, canoeing, and fishing.A turquoise pond and a private walking trail through the woods add to the natural charm.Located close to Newmarket, Pefferlaw, Uxbridge, Highway 12 & just an hour drive from Toronto,this farm offers both convenience and seclusion. Whether you're looking to expand youragricultural operations, invest in a recreational retreat, or enjoy peaceful country livingwith income generating potential, this remarkable property presents an exceptional opportunity.

Key facts

Property type
Other, Bungalow
MLS®
N13859858
Bedrooms
4
Bathrooms
2
Size
1500-2000 sq ft
Lot
100 + ac
Cross streets
Victoria Rd And Ravenshoe Rd
Parking
1 garage (attached)
Driveway
Private
Basement
Unfinished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$5,614 / 2026
Days on market
16
Listing brokerage
RE/MAX REALTRON REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Pefferlaw, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$16,863/mo
$654KIncome needed
5.7×Price ÷ income
$3,891Weekly cost
$78,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $16,863Property tax $468Total carry $17,331

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,366per month

Mortgage amount $2,959,920 · 4.49% over 25 years

$739,980Down payment (20.0%)
$2,959,920Loan before insurance
$0CMHC premium
$16,834Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,366
Property tax
$468
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,834

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$78,973
Estimated closing costs
$78,973

Plus your down payment of $739,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$19,808/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,949,852Total interest paid
$4,909,772Total of all payments
Principal $2,959,920 Interest $1,949,852
YearPrincipalInterestBalance
1$66,053$130,338$2,893,867
2$69,052$127,339$2,824,815
3$72,187$124,204$2,752,628
4$75,465$120,926$2,677,164
5$78,891$117,500$2,598,272
6$82,473$113,918$2,515,799
7$86,218$110,173$2,429,582
8$90,132$106,259$2,339,449
9$94,225$102,166$2,245,225
10$98,503$97,888$2,146,722
11$102,975$93,416$2,043,747
12$107,651$88,740$1,936,096
13$112,539$83,852$1,823,557
14$117,648$78,743$1,705,909
15$122,990$73,401$1,582,919
16$128,574$67,817$1,454,345
17$134,412$61,979$1,319,933
18$140,515$55,876$1,179,418
19$146,895$49,496$1,032,524
20$153,564$42,827$878,959
21$160,537$35,854$718,422
22$167,826$28,565$550,597
23$175,446$20,945$375,151
24$183,412$12,979$191,739
25$191,739$4,652$0

At the end of your 5-year term

Total paid over the term
$981,954
Principal paid down
$361,648
Interest paid
$620,307
Balance remaining
$2,598,272

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
0.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.0%
Gross yield
− Property tax $5,614− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,628

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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