145 Lake Drive, Georgina, ON
Keswick North, Georgina · MLS® N13860612
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About this home
In short
- A Rare Blend Of Storybook Cottage Charm And Modern Urban Comfort, This Beautiful Home In Georgina Invites You To Slow Down, Breathe Deeply, And Savour Life By The Lake.
- Set On An Impressive Indirect Waterfront Lot With A 2nd Rear Lane Way Access, This Property Offers Room For All Your Toys And Unforgettable Sunsets Enjoyed Right From...
- Hardwood Flooring And Terra Cotta Tiles Through Out Most Of Main Floor.
- Dining Area Open Concept To Kitchen And Sliding Door To Rear Private Deck.
- This 3 Bedroom, Two Full Bathrooms Home Offers Plenty With Updated Roof Shingles In 2025, Some Newer Windows, Updated Seawall Wall, Full Unfinished Basement, 40 Foot...
A Rare Blend Of Storybook Cottage Charm And Modern Urban Comfort, This Beautiful Home In Georgina Invites You To Slow Down, Breathe Deeply, And Savour Life By The Lake. Set On An Impressive Indirect Waterfront Lot With A 2nd Rear Lane Way Access, This Property Offers Room For All Your Toys And Unforgettable Sunsets Enjoyed Right From Your Front Porch. Inside, The Home Radiates Warmth And Character. Living Room With Gas Fireplace And Views Overlooking The Lake. Hardwood Flooring And Terra Cotta Tiles Through Out Most Of Main Floor. Dining Area Open Concept To Kitchen And Sliding Door To Rear Private Deck. Primary Bedroom With Sitting Area Overlooking West Views Of Lake Simcoe. This 3 Bedroom, Two Full Bathrooms Home Offers Plenty With Updated Roof Shingles In 2025, Some Newer Windows, Updated Seawall Wall, Full Unfinished Basement, 40 Foot Seasonal Dock. From The Moment You Walk Onto The Front Porch And Glimpse Lake Simcoe Shimmering In The Distance, You Feel The Magic. This Is More Than A Home, It's A Feeling, A Memory In The Making, A Rare Opportunity To Own Indirect Waterfront Where Cottage Living Meets Everyday Convenience. Excellent Boating, Fishing, And Four-Season Recreation Are At Your Doorstep - All Less Than An Hour From Toronto.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13860612
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 2000-2500 sq ft
- Lot
- 50 × 244.29 ft
- Cross streets
- Lake Dr N & Old Homestead Rd
- Parking
- 4 parking
- Driveway
- Private
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Wood
- Foundation
- Concrete, Stone
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,288 / 2025
- Days on market
- 12
- Listing brokerage
- LPT REALTY
Rooms
tile floor · closet
Hardwood Floor
hardwood floor · closet · overlook water
tile floor · separate shower
Hardwood Floor
hardwood floor · closet · window
hardwood floor · gas fireplace
tile floor · 3 pc bath
tile floor · overlooks dining
hardwood floor · french doors
hardwood floor · combined w/sitting · overlook water
hardwood floor · dry bar
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
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Keswick North, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,119,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,188
- Property tax
- $524
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,712
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,455
- Estimated closing costs
- $24,455
Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $371,295
- Principal paid down
- $136,746
- Interest paid
- $234,549
- Balance remaining
- $982,454
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.