10951 Woodbine Avenue, Markham, ON

Victoria Square, Markham · MLS® N13866418

$969,999
For Sale
Listed 7 days agoNo offer date stated

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3Bedrooms
3Bathrooms
1Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Space, Style, and Smart Ownership in Prime Markham Welcome to 10951 Woodbine Ave - a stunning 3-storey freehold townhome that gives you the vertical space and corner...
  • Spread across three thoughtfully designed levels, this home offers 3 spacious bedrooms and 3 washrooms - ideal for growing families, professionals working from home...
  • Why Woodbine Ave Delivers: This address puts you close to Markham's key arteries - quick access to Highway 404 and 407, minutes from transit, top schools, shopping...

Space, Style, and Smart Ownership in Prime Markham Welcome to 10951 Woodbine Ave - a stunning 3-storey freehold townhome that gives you the vertical space and corner unit, without the price tag or the condo fees. This is freehold ownership: no maintenance fees, no shared corporation, just full control of your property from the ground up. Spread across three thoughtfully designed levels, this home offers 3 spacious bedrooms and 3 washrooms - ideal for growing families, professionals working from home, or anyone who wants room to breathe. Each floor creates natural separation between living, sleeping, and entertaining spaces, giving everyone in the household their own zone. The main level opens into a bright, functional living and dining space that flows naturally toward the kitchen - perfect for both everyday living and hosting guests. Upstairs levels offer generously sized bedrooms and well-placed washrooms, making busy mornings simple and stress-free. Why Woodbine Ave Delivers: This address puts you close to Markham's key arteries - quick access to Highway 404 and 407, minutes from transit, top schools, shopping plazas, and everyday conveniences. Freehold townhomes on this stretch of Woodbine are consistently sought after, making this a strong opportunity for both end-users and long-term investors. The Bottom Line: Three storeys of freehold living. Three bedrooms. Three bathrooms. A location that works as hard as you do. Homes like this move fast - schedule your private showing today

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13866418
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
38.48 × 121.3 ft
Cross streets
Woodbine and Elgin Mills
Parking
1 garage · 4 parking (built-in)
Driveway
Available
Basement
Finished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,203 / 2025
Days on market
7
Listing brokerage
CENTURY 21 ATRIA REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Victoria Square, Markham, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,421/mo
$186KIncome needed
5.2×Price ÷ income
$1,020Weekly cost
$15,875Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,421Property tax $434Total carry $4,855

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,291per month

Mortgage amount $775,999 · 4.49% over 25 years

$194,000Down payment (20.0%)
$775,999Loan before insurance
$0CMHC premium
$4,724Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,291
Property tax
$434
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,724

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,875
Estimated closing costs
$15,875

Plus your down payment of $194,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,193/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$511,191Total interest paid
$1,287,190Total of all payments
Principal $775,999 Interest $511,191
YearPrincipalInterestBalance
1$17,317$34,171$758,682
2$18,103$33,384$740,579
3$18,925$32,562$721,654
4$19,785$31,703$701,869
5$20,683$30,805$681,186
6$21,622$29,866$659,565
7$22,604$28,884$636,961
8$23,630$27,858$613,331
9$24,703$26,785$588,628
10$25,824$25,663$562,804
11$26,997$24,491$535,807
12$28,223$23,265$507,584
13$29,504$21,983$478,080
14$30,844$20,644$447,236
15$32,244$19,243$414,992
16$33,708$17,779$381,284
17$35,239$16,249$346,046
18$36,839$14,649$309,207
19$38,511$12,976$270,696
20$40,260$11,228$230,436
21$42,088$9,400$188,348
22$43,999$7,489$144,349
23$45,996$5,491$98,353
24$48,085$3,403$50,268
25$50,268$1,219$0

At the end of your 5-year term

Total paid over the term
$257,438
Principal paid down
$94,813
Interest paid
$162,625
Balance remaining
$681,186

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,203− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,039

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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