4 Hubbard Street, Georgina, ON
Pefferlaw, Georgina · MLS® N13867048
About this home
In short
- Perfect for First-Time Buyers, Families & DIY Enthusiasts.
- Home Features 3 comfortable bedrooms and 1 full bathroom Functional layout ready for your personal touch A great opportunity for DIY projects, updates, or a full...
Perfect for First-Time Buyers, Families & DIY Enthusiasts! Welcome to 4 Hubbard Street - a rare opportunity to own a charming 3-bedroom home on a large, private lot in one of Pefferlaw's most peaceful neighbourhoods. Located on a quiet dead-end street with minimal traffic, this property offers the ideal setting for families, first-time buyers, downsizers, or anyone eager to create their dream space. Home Features 3 comfortable bedrooms and 1 full bathroom Functional layout ready for your personal touch A great opportunity for DIY projects, updates, or a full renovation Solid structure with endless potential to add value Room for Your Projects The expansive lot provides ample space for a workshop, garage, or additional storage - perfect for hobbyists, tradespeople, or anyone who needs extra room to create and build. Unbeatable Location. Just steps from the Pefferlaw Sports Complex, you'll enjoy an active lifestyle right in your backyard: Ball diamonds, Open fields, Pickleball courts, Bike park, Skate park, Outdoor ice rink, and Community events year-round. This is a fantastic setting for families, outdoor lovers, and anyone who values community living. A Smart Move in a Growing Community. Don't miss your chance to enter the market with a solid home on a fantastic lot in a neighbourhood that continues to grow and thrive. Whether you're starting out, investing, or looking for a project with serious potential, this property has tons of opportunity.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- N13867048
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 79.2 × 200 ft
- Cross streets
- Station Rd / Hubbard St
- Parking
- 3 garage · 6 parking (carport)
- Driveway
- Private, Private Double
- Basement
- Crawl Space
- Heating
- Baseboard
- A/C
- Window Unit(s)
- Exterior
- Wood , Board & Batten
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Pool
- Above Ground
- Property tax
- $2,970 / 2025
- Days on market
- 14
- Listing brokerage
- RE/MAX Jazz INC.
Rooms
window · closet · laminate
W/O To Yard
eat-in kitchen · tile floor
laminate · large window
window · closet · laminate
window · closet · laminate
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Pefferlaw, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $420,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,322
- Property tax
- $248
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,570
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,975
- Estimated closing costs
- $6,975
Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $139,335
- Principal paid down
- $51,316
- Interest paid
- $88,019
- Balance remaining
- $368,684
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Jazz INC.. MLS®/PropTx.