431 Eagle Street, Newmarket, ON

Central Newmarket, Newmarket · MLS® N13868664

$779,000
For Sale
Listed 13 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq ft

About this home

In short

  • Step into the warmth and character of this charming century home, where timeless architectural details blend beautifully with today's modern conveniences.
  • From the moment you enter the front foyer, you'll appreciate the rich hardwood floors, classic wood trim, and stunning staircase that showcase the home's enduring...
  • Step into the sunroom, insulated for 3 season use, also works well as a year round workout room.
  • Two second floor bedrooms share a 4 piece bathroom featuring a timeless clawfoot tub.

Step into the warmth and character of this charming century home, where timeless architectural details blend beautifully with today's modern conveniences. From the moment you enter the front foyer, you'll appreciate the rich hardwood floors, classic wood trim, and stunning staircase that showcase the home's enduring craftsmanship. The main floor living area is accented with wooden shelves flanking the main window overlooking the front porch; while a connected Dining space offers a formal space for entertaining. The kitchen features updated granite counters to modernize the space along with a separate pantry and a generous eat-in space. Step into the sunroom, insulated for 3 season use, also works well as a year round workout room. Two second floor bedrooms share a 4 piece bathroom featuring a timeless clawfoot tub. Separate garage gives you flexible space for a car or storage and workshop. Side entry to the home direct to the basement or kitchen for convenience. Incredible walkability location.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
N13868664
Bedrooms
2
Bathrooms
2 (1 half)
Size
700-1100 sq ft
Lot
40 × 100 ft
Cross streets
Lorne/Eagle/Church
Parking
1 garage · 3 parking (detached)
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Wood
Foundation
Stone
Roof
Shingles
Sewer
Sewer
Property tax
$3,741 / 2026
Days on market
13
Listing brokerage
KELLER WILLIAMS REALTY CENTRES

Rooms

SunroomMain2.89 × 1.71 m

window · w/o to yard · overlooks backyard

Primary BedroomSecond3.51 × 2.78 m

Hardwood Floor

Living RoomMain3.30 × 3.04 m

hardwood floor · wood trim · glass doors

Bedroom 2Second3.56 × 2.76 m

Hardwood Floor

BreakfastMain4.92 × 3.01 m

combined w/kitchen · hardwood floor · w/o to sunroom

Dining RoomMain3.27 × 3.04 m

hardwood floor · ceiling fan(s)

KitchenMain4.92 × 3.01 m

stainless steel appl · granite counters · pantry

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Central Newmarket, Newmarket, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gorham-College Manor
$1.04M
Bristol-London
$993K
Armitage
$1.21M
Huron Heights-Leslie Valley
$1.10M
Stonehaven-Wyndham
$1.47M

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,550/mo
$149KIncome needed
5.2×Price ÷ income
$819Weekly cost
$12,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,550Property tax $312Total carry $3,862

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,446per month

Mortgage amount $623,200 · 4.49% over 25 years

$155,800Down payment (20.0%)
$623,200Loan before insurance
$0CMHC premium
$3,758Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,446
Property tax
$312
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,758

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,055
Estimated closing costs
$12,055

Plus your down payment of $155,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,171/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$410,534Total interest paid
$1,033,734Total of all payments
Principal $623,200 Interest $410,534
YearPrincipalInterestBalance
1$13,907$27,442$609,293
2$14,539$26,811$594,754
3$15,199$26,151$579,555
4$15,889$25,461$563,667
5$16,610$24,739$547,056
6$17,364$23,985$529,692
7$18,153$23,197$511,539
8$18,977$22,372$492,562
9$19,839$21,511$472,724
10$20,739$20,610$451,984
11$21,681$19,668$430,303
12$22,665$18,684$407,638
13$23,695$17,655$383,943
14$24,770$16,579$359,173
15$25,895$15,454$333,278
16$27,071$14,279$306,207
17$28,300$13,049$277,907
18$29,585$11,764$248,322
19$30,928$10,421$217,394
20$32,332$9,017$185,062
21$33,800$7,549$151,261
22$35,335$6,014$115,926
23$36,939$4,410$78,987
24$38,617$2,733$40,370
25$40,370$979$0

At the end of your 5-year term

Total paid over the term
$206,747
Principal paid down
$76,144
Interest paid
$130,603
Balance remaining
$547,056

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $3,741− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,345

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.

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