710 Wendy Culbert Crescent, Newmarket, ON

Stonehaven-Wyndham, Newmarket · MLS® N13871466

$978,000
For Sale
Listed 6 days agoNo offer date stated

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3Bedrooms
4Bathrooms
1Garage · 2 parking
1400-1599Sq ft

About this home

In short

  • Stunning renovated and upgraded end unit.
  • Lovely 3 bedroom townhome in exclusive " The Highlands " St Andrew's Valley enclave.

Stunning renovated and upgraded end unit! Lovely 3 bedroom townhome in exclusive " The Highlands " St Andrew's Valley enclave! Upgrades include modern wall Gas Fireplace in LR and custom built direct access door to garage from foyer. Fabulous custom built cabinetry and shelving in primary w/i clothes closet! Ground level w/o to private decorated patio from family room in basement. Freshly painted ! No need to inspect. Shows to perfection. Won't last. See today.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
N13871466
Bedrooms
3
Bathrooms
4 (1 half)
Size
1400-1599 sq ft
Cross streets
Bayview /St. John's
Parking
1 garage · 2 parking (built-in)
Basement
Full, Finished with Walk-Out, Separate Entrance, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Roof
Asphalt Shingle
Maintenance
$313/mo
Exposure
North East
Property tax
$4,852 / 2026
Days on market
6
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Utility RoomBasement2.92 × 1.87 m
Primary BedroomSecond5.62 × 3.50 m

3 pc ensuite · walk-in closet(s) · overlook patio

KitchenMain4.12 × 2.91 m

modern kitchen · centre island · open concept

Living RoomMain5.52 × 3.63 m

gas fireplace · hardwood floor · combined w/dining

FoyerMain5.38 × 2.27 m

2 pc ensuite · tile floor · mirrored closet

LaundryBasement2.71 × 1.96 m
Bedroom 2Second4.95 × 2.98 m

hardwood floor · double closet

Family RoomBasement4.00 × 4.91 m

walk-out · laminate · 4 pc bath

Dining RoomMain3.11 × 2.19 m

open concept · hardwood floor · w/o to sundeck

Bedroom 3Second4.48 × 3.41 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Stonehaven-Wyndham, Newmarket, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,457/mo
$192KIncome needed
5.1×Price ÷ income
$1,029Weekly cost
$16,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%mortgage
Mortgage $4,457Property tax $404Condo fee $313Total carry $5,175

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,326per month

Mortgage amount $782,400 · 4.49% over 25 years

$195,600Down payment (20.0%)
$782,400Loan before insurance
$0CMHC premium
$5,043Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,326
Property tax
$404
Condo / maintenance fees
$313
Heating
$0
Estimated monthly cost
$5,043

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,035
Estimated closing costs
$16,035

Plus your down payment of $195,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,236/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$515,407Total interest paid
$1,297,807Total of all payments
Principal $782,400 Interest $515,407
YearPrincipalInterestBalance
1$17,460$34,452$764,940
2$18,253$33,660$746,688
3$19,081$32,831$727,606
4$19,948$31,965$707,659
5$20,853$31,059$686,805
6$21,800$30,112$665,005
7$22,790$29,122$642,215
8$23,825$28,087$618,390
9$24,907$27,006$593,484
10$26,037$25,875$567,446
11$27,220$24,693$540,227
12$28,455$23,457$511,771
13$29,747$22,165$482,024
14$31,098$20,814$450,925
15$32,510$19,402$418,415
16$33,986$17,926$384,429
17$35,529$16,383$348,900
18$37,142$14,770$311,757
19$38,829$13,083$272,928
20$40,592$11,320$232,337
21$42,435$9,477$189,902
22$44,362$7,551$145,540
23$46,376$5,536$99,164
24$48,481$3,431$50,683
25$50,683$1,230$0

At the end of your 5-year term

Total paid over the term
$259,561
Principal paid down
$95,595
Interest paid
$163,967
Balance remaining
$686,805

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
4.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $4,852− Condo fees $3,755− Insurance $600− Vacancy & upkeep $6,270Net operating income $41,523

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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