12 Railway Street, Vaughan, ON
Maple, Vaughan · MLS® N13871474
About this home
In short
- Rarely offered, this charming 3-bedroom home is set on an expansive, private, tree-lined lot that feels like your own backyard oasis.
- Inside, the bright open-concept main floor features a welcoming living room with built-in entertainment cabinetry and French doors leading into the dining area.
- The fully finished basement provides additional living space, a bedroom and ample storage.
- A rare combination of space, privacy and convenience, with the feel of a private retreat while still just minutes from the 400 and GO Train.
Rarely offered, this charming 3-bedroom home is set on an expansive, private, tree-lined lot that feels like your own backyard oasis. The generous outdoor space is truly the heart of this property, offering room to gather, entertain and create lasting memories. Enjoy summer dinners and BBQs on the large deck, relax in the swim spa, or host friends and family in the private covered BBQ area-there's space here to make the most of every season. Inside, the bright open-concept main floor features a welcoming living room with built-in entertainment cabinetry and French doors leading into the dining area. The spacious kitchen offers plenty of cupboard space, granite countertops and built-in appliances, with a walkout directly to the deck for effortless indoor-outdoor living. A large front porch adds to the home's welcoming curb appeal. The fully finished basement provides additional living space, a bedroom and ample storage. An oversized double-car garage offers exceptional storage and parking, while the private driveway accommodates up to six vehicles. A rare combination of space, privacy and convenience, with the feel of a private retreat while still just minutes from the 400 and GO Train.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13871474
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 51.48 × 198 ft
- Cross streets
- Major Mackenzie Dr W and Keele St.
- Parking
- 2 garage · 8 parking (detached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Insulated Concrete Form
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,398 / 2026
- Days on market
- 12
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
closet · window · hardwood floor
3 pc ensuite · walk-in closet(s) · hardwood floor
hardwood floor · window
closet · window · hardwood floor
hardwood floor · crown moulding · window
w/o to deck · tile floor · combined w/kitchen
stainless steel appl · quartz counter · tile floor
glass doors · hardwood floor
hardwood floor · window
hardwood floor · closet · window
Listed at $1,498,000. Going by how homes in Maple and the wider GTA have actually closed against their asking prices (about 98%, 37 local closings in 90 days), the likely sale price is near $1.47M, if it sells. A realistic range is $1.38M to $1.66M.
Independent value check: $1.38M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $1.30M and $1.45M).
Why $1.38M. The typical detached home sold in Maple over the past year went for about $1.30M (175 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $6,398 a year; the typical home sold here pays about $5,800.
Total price vs nearby homes. Likely closing about $1.47M, from 37 recent closings in this pocket.
The market behind the math:
About 1.4 months of inventory: 17 detached homes for sale in the area against 37 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $666/sqft against an area asking average of $628/sqft.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Maple: 50 of the 196 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Vaughan.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 37 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.34M. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Based on 37 comparable homes that sold in Maple over the past two years, from 330 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $591/sqft; this home lists at $666/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Maple: $1.19M in September 2026, down 7% from a year ago, on 170 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.40M | 13 |
| November 2025 | $1.39M | 14 |
| December 2025 | $1.38M | 10 |
| January 2026 | $1.25M | 17 |
| February 2026 | $1.28M | 8 |
| March 2026 | $1.30M | 7 |
| April 2026 | $1.28M | 18 |
| May 2026 | $1.35M | 20 |
| June 2026 | $1.29M | 23 |
| July 2026 | $1.32M | 17 |
| August 2026 | $1.28M | 13 |
| September 2026 | $1.19M | 10 |
Neighbourhood & location
Maple, Vaughan, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,198,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,626
- Property tax
- $533
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,159
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,435
- Estimated closing costs
- $26,435
Plus your down payment of $299,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $397,570
- Principal paid down
- $146,422
- Interest paid
- $251,147
- Balance remaining
- $1,051,978
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Maple (50 of 196 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 28 whole-home leases in Maple signed at a median of $3,869 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,221. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.