25 Reflection Road, Markham, ON

Cathedraltown, Markham · MLS® N13871562

$1,539,000
For Sale
Listed 13 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 3 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this bright and spacious detached home situated on a 45-ft premium lot overlooking tranquil parkland.
  • Designed for comfortable family living, this home features a welcoming foyer, 9-ft ceilings on the main floor, extensive pot lighting, maple hardwood flooring in the...
  • The open-concept kitchen offers granite countertops, a stylish backsplash, a 36-inch gas cooktop with grill, and stainless steel appliances.
  • The spacious primary bedroom offers a walk-in closet and a luxurious ensuite complete with a whirlpool tub and a frameless glass shower.
  • Ideally located just minutes from Highways 404 and 407, Costco, Home Depot, Canadian Tire, T&T Supermarket, banks, restaurants, parks, shops, and top-ranked schools...

Welcome to this bright and spacious detached home situated on a 45-ft premium lot overlooking tranquil parkland. Designed for comfortable family living, this home features a welcoming foyer, 9-ft ceilings on the main floor, extensive pot lighting, maple hardwood flooring in the living, dining and family rooms, and an elegant maple staircase with carpet runners and iron pickets extending to the basement landing. Large windows fill the home with natural light, complemented by custom window coverings. The open-concept kitchen offers granite countertops, a stylish backsplash, a 36-inch gas cooktop with grill, and stainless steel appliances. The bright breakfast area opens onto a spacious landscaped interlocking side yard. A butler's pantry with a wine cellar connects the kitchen to the formal dining room, making it ideal for entertaining. The family room boasts a dramatic open-to-above ceiling and a cozy gas fireplace. Upstairs, premium broadloom with upgraded underpadding adds comfort throughout. The spacious primary bedroom offers a walk-in closet and a luxurious ensuite complete with a whirlpool tub and a frameless glass shower. Ideally located just minutes from Highways 404 and 407, Costco, Home Depot, Canadian Tire, T&T Supermarket, banks, restaurants, parks, shops, and top-ranked schools including St. Augustine Catholic HS, Nokiidaa PS, and Richmond Green SS. This home offers the perfect combination of comfort, convenience, and a family-friendly location.

Key facts

Property type
Detached, 2-Storey
MLS®
N13871562
Bedrooms
3
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
44.95 × 84.97 ft
Cross streets
Woodbine / Major Mackenzie
Parking
2 garage · 3 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,728 / 2026
Days on market
13
Listing brokerage
LANDPOWER REAL ESTATE LTD.

Rooms

Bedroom 3Second0.00 × 0.00 m

closet · large window

Bedroom 2Second0.00 × 0.00 m

closet · large window

Family RoomMain0.00 × 0.00 m

hardwood floor · gas fireplace · large window

KitchenMain0.00 × 0.00 m

ceramic floor · granite counters · pantry

Living RoomMain0.00 × 0.00 m

hardwood floor · pot lights · large window

Primary BedroomSecond0.00 × 0.00 m

5 pc ensuite · walk-in closet(s) · large window

BreakfastMain0.00 × 0.00 m

ceramic floor · sliding doors · w/o to yard

Dining RoomMain0.00 × 0.00 m

hardwood floor · pot lights · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Cathedraltown, Markham, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$7,014/mo
$291KIncome needed
5.3×Price ÷ income
$1,619Weekly cost
$27,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,014Property tax $644Total carry $7,658

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,808per month

Mortgage amount $1,231,200 · 4.49% over 25 years

$307,800Down payment (20.0%)
$1,231,200Loan before insurance
$0CMHC premium
$7,452Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,808
Property tax
$644
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,452

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,255
Estimated closing costs
$27,255

Plus your down payment of $307,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,239/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$811,055Total interest paid
$2,042,255Total of all payments
Principal $1,231,200 Interest $811,055
YearPrincipalInterestBalance
1$27,475$54,215$1,203,725
2$28,723$52,968$1,175,002
3$30,027$51,663$1,144,975
4$31,390$50,300$1,113,585
5$32,815$48,875$1,080,770
6$34,305$47,385$1,046,465
7$35,863$45,827$1,010,602
8$37,491$44,199$973,111
9$39,193$42,497$933,917
10$40,973$40,717$892,944
11$42,833$38,857$850,111
12$44,778$36,912$805,333
13$46,811$34,879$758,522
14$48,937$32,754$709,585
15$51,159$30,532$658,427
16$53,481$28,209$604,945
17$55,910$25,781$549,036
18$58,448$23,242$490,588
19$61,102$20,588$429,486
20$63,876$17,814$365,609
21$66,776$14,914$298,833
22$69,808$11,882$229,025
23$72,978$8,712$156,047
24$76,291$5,399$79,755
25$79,755$1,935$0

At the end of your 5-year term

Total paid over the term
$408,451
Principal paid down
$150,430
Interest paid
$258,021
Balance remaining
$1,080,770

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $7,728− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,942

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDPOWER REAL ESTATE LTD.. MLS®/PropTx.

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