195 King Street, East Gwillimbury, ON
Mt Albert, East Gwillimbury · MLS® N13871658
About this home
In short
- Well-cared-for all-brick raised bungalow in the heart of Mt Albert, offering bright, spacious principal rooms and a thoughtfully updated interior.
- The open-concept living and dining area is warm and inviting, highlighted by a gas fireplace, creating seamless indoor-outdoor living.
- The main floor includes two generously sized bedrooms, while the lower level offers a third bedroom along with a professionally finished recreation space boasting...
- The primary bedroom includes a walk-in closet and ceiling fan for added comfort.
- Exterior features include a private, fully fenced 60' wide lot and a double-car garage.
Well-cared-for all-brick raised bungalow in the heart of Mt Albert, offering bright, spacious principal rooms and a thoughtfully updated interior. The modern kitchen features granite countertops, ceramic backsplash, pot lights and a breakfast bar, with a walkout to a large deck-perfect for outdoor dining and entertaining. The open-concept living and dining area is warm and inviting, highlighted by a gas fireplace, creating seamless indoor-outdoor living. The main floor includes two generously sized bedrooms, while the lower level offers a third bedroom along with a professionally finished recreation space boasting 9-foot ceilings and large windows for plenty of natural light. An additional unfinished area provides excellent potential for future customization. The primary bedroom includes a walk-in closet and ceiling fan for added comfort. Exterior features include a private, fully fenced 60' wide lot and a double-car garage. Located within walking distance to the library, recreation centre, schools, parks, shopping and a splash pad, this home offers both convenience and a family-friendly lifestyle.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13871658
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 60.79 × 117.7 ft
- Cross streets
- CENTRE ST AND KING ST
- Parking
- 2 garage · 7 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $4,176 / 2025
- Days on market
- 12
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Rooms
laminate · gas fireplace · pot lights
laminate · ceiling fan(s) · closet
broadloom · pot lights
laminate · pot lights · w/o to sundeck
updated · granite counters · pot lights
laminate · ceiling fan(s) · walk-in closet(s)
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $526/sqft; this home lists at $654/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Mt Albert, East Gwillimbury, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
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Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $679,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,759
- Property tax
- $348
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,107
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,473
- Estimated closing costs
- $13,473
Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $225,564
- Principal paid down
- $83,074
- Interest paid
- $142,490
- Balance remaining
- $596,846
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.