207 Farmstead Road, Richmond Hill, ON

Rouge Woods, Richmond Hill · MLS® N13871700

$1,488,000
Sold
4+1Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Rarely Offered Home in a Desirable School District.
  • Featuring 9-ft ceilings and hardwood flooring throughout the main floor, this home showcases a thoughtfully designed open-concept layout with custom-built cabinetry...
  • Upstairs, enjoy upgraded carpeting throughout, while the spacious primary retreat features his & her walk-in closets and a 5-piece ensuite.
  • The finished basement provides additional versatile living and entertainment space, complete with a modern bathroom and a beautifully designed laundry room.
  • Central Air Conditioner(2017), Furnace (2017) Roof(2019).

Rarely Offered Home in a Desirable School District! Welcome to this beautifully upgraded home offering an exceptional combination of style, comfort and functionality.Featuring 9-ft ceilings and hardwood flooring throughout the main floor, this home showcases a thoughtfully designed open-concept layout with custom-built cabinetry, quartz countertops and a designer backsplash. The main floor is enhanced with upgraded crown moulding, pot lights and elegant light fixtures.Upstairs, enjoy upgraded carpeting throughout, while the spacious primary retreat features his & her walk-in closets and a 5-piece ensuite.The finished basement provides additional versatile living and entertainment space, complete with a modern bathroom and a beautifully designed laundry room.The exterior offers added convenience and curb appeal with no sidewalk, along with interlock in both the front and backyard. Central Air Conditioner(2017), Furnace (2017) Roof(2019). Excellent school district: Silver Stream Public School and Bayview Secondary School. A well-appointed home with numerous upgrades, ideal for families seeking quality finishes, functional living space and a sought-after school location.

Key facts

Property type
Detached, 2-Storey
MLS®
N13871700
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
35.14 × 77.14 ft
Cross streets
Leslie / Major Mac
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,395 / 2026
Days on market
13
Listing brokerage
BAY STREET GROUP INC.

Rooms

Bedroom 4Second3.05 × 2.97 m

broadloom · closet

RecreationBasement6.88 × 5.44 m

Laminate

Primary BedroomSecond6.88 × 4.37 m

broadloom · his and hers closets · 5 pc ensuite

Bedroom 2Second4.19 × 3.20 m

broadloom · closet

KitchenMain5.79 × 3.92 m

quartz counter · breakfast area · w/o to yard

Bedroom 5Basement3.25 × 2.93 m

Laminate

Bedroom 3Second3.05 × 3.05 m

broadloom · closet

Living RoomMain7.01 × 3.05 m

hardwood floor · crown moulding · pot lights

Dining RoomMain7.01 × 3.05 m

hardwood floor · crown moulding · pot lights

Family RoomMain4.92 × 3.66 m

hardwood floor · fireplace · pot lights

Our TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

Neighbourhood & location

Rouge Woods, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,782/mo
$281KIncome needed
5.3×Price ÷ income
$1,565Weekly cost
$26,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,782Property tax $616Total carry $7,398

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,582per month

Mortgage amount $1,190,400 · 4.49% over 25 years

$297,600Down payment (20.0%)
$1,190,400Loan before insurance
$0CMHC premium
$7,198Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,582
Property tax
$616
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,198

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,235
Estimated closing costs
$26,235

Plus your down payment of $297,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,966/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$784,178Total interest paid
$1,974,578Total of all payments
Principal $1,190,400 Interest $784,178
YearPrincipalInterestBalance
1$26,565$52,418$1,163,835
2$27,771$51,212$1,136,065
3$29,032$49,951$1,107,033
4$30,350$48,633$1,076,683
5$31,728$47,255$1,044,955
6$33,168$45,815$1,011,787
7$34,674$44,309$977,112
8$36,249$42,734$940,863
9$37,895$41,088$902,969
10$39,615$39,368$863,354
11$41,414$37,569$821,940
12$43,294$35,689$778,646
13$45,260$33,723$733,386
14$47,315$31,668$686,071
15$49,463$29,520$636,607
16$51,709$27,274$584,898
17$54,057$24,926$530,841
18$56,511$22,472$474,330
19$59,077$19,906$415,253
20$61,759$17,224$353,494
21$64,564$14,420$288,930
22$67,495$11,488$221,435
23$70,560$8,424$150,876
24$73,763$5,220$77,112
25$77,112$1,871$0

At the end of your 5-year term

Total paid over the term
$394,916
Principal paid down
$145,445
Interest paid
$249,471
Balance remaining
$1,044,955

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

CallFind similar