25904 Hwy 48 Highway, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13871794

$925,000
For Sale
Listed 12 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 5 parking
700-1100Sq ft

About this home

In short

  • Charming cottage style living on an impressive 85' x 214' lot.
  • This beautifully upgraded 3 bedrooms, 2 full bathroom home offers a warm and inviting atmosphere with a perfect blend of comfort and character.

Charming cottage style living on an impressive 85' x 214' lot! This beautifully upgraded 3 bedrooms, 2 full bathroom home offers a warm and inviting atmosphere with a perfect blend of comfort and character. Newly painted and thoughtfully updated, the home is move-in ready and ideal for families, nature lovers, or those looking for a peaceful retreat with plenty of outdoor space. Enjoy the privacy and tranquility of a generously sized lot while still having convenient access to nearby amenities. A wonderful opportunity to own a charming home with exceptional lot size and endless possibilities.

Key facts

Property type
Detached, Bungalow
MLS®
N13871794
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
85 × 214 ft
Cross streets
Hwy 48/ High St
Parking
1 garage · 5 parking (detached)
Driveway
Private
Basement
Crawl Space
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Vinyl Siding, Wood
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$1,847 / 2025
Days on market
12
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Main3.29 × 2.74 m

Overlooks Backyard

Primary BedroomMain5.94 × 4.34 m

3 Pc Ensuite

KitchenMain4.65 × 3.72 m

eat-in kitchen · overlooks frontyard · family size kitchen

Bedroom 3Main3.29 × 3.26 m

Overlooks Backyard

Living RoomMain4.25 × 5.35 m

window · overlooks frontyard · fireplace

FoyerMain5.64 × 1.83 m

W/O To Yard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,216/mo
$168KIncome needed
5.5×Price ÷ income
$973Weekly cost
$14,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $4,216Property tax $154Total carry $4,370

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,092per month

Mortgage amount $740,000 · 4.49% over 25 years

$185,000Down payment (20.0%)
$740,000Loan before insurance
$0CMHC premium
$4,246Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,092
Property tax
$154
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,246

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,975
Estimated closing costs
$14,975

Plus your down payment of $185,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,952/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$487,476Total interest paid
$1,227,476Total of all payments
Principal $740,000 Interest $487,476
YearPrincipalInterestBalance
1$16,514$32,585$723,486
2$17,263$31,836$706,223
3$18,047$31,052$688,176
4$18,867$30,232$669,309
5$19,723$29,376$649,586
6$20,619$28,480$628,967
7$21,555$27,544$607,412
8$22,534$26,565$584,878
9$23,557$25,542$561,321
10$24,626$24,473$536,695
11$25,745$23,355$510,950
12$26,913$22,186$484,037
13$28,135$20,964$455,902
14$29,413$19,686$426,489
15$30,748$18,351$395,740
16$32,144$16,955$363,596
17$33,604$15,495$329,992
18$35,130$13,969$294,863
19$36,725$12,374$258,138
20$38,392$10,707$219,746
21$40,135$8,964$179,610
22$41,958$7,141$137,653
23$43,863$5,236$93,790
24$45,854$3,245$47,936
25$47,936$1,163$0

At the end of your 5-year term

Total paid over the term
$245,495
Principal paid down
$90,414
Interest paid
$155,081
Balance remaining
$649,586

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $1,847− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $12,239

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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