209-75 Norman Bethune Avenue, Richmond Hill, ON

Beaver Creek Business Park, Richmond Hill · MLS® N13872254

$610,000
For Sale
Listed 13 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Bright and spacious 2+1 bedrooms Condo Unit at Four Seasons Garden with Sun-Filled Southeast View.
  • Master retreat with Ensuite & Walk-In closet.
  • The building offers premium amenities including an indoor pool, gym, sauna, party room, 24-hour concierge and lots of visitor parking.
  • Conveniently located just steps to Viva Transit, restaurants, and all amenities, with easy access to Highways 404, 407, and Highway 7.
  • Includes 1 parking spots and 1 locker.

Bright and spacious 2+1 bedrooms Condo Unit at Four Seasons Garden with Sun-Filled Southeast View. This exceptional split-bedroom layout offers both privacy and functionality. A modern kitchen features granite countertops, breakfast bar and Stainless-Steel appliances. Master retreat with Ensuite & Walk-In closet. Large 115 Sq. Ft balcony. Den can be 3rd bedroom! The building offers premium amenities including an indoor pool, gym, sauna, party room, 24-hour concierge and lots of visitor parking. Conveniently located just steps to Viva Transit, restaurants, and all amenities, with easy access to Highways 404, 407, and Highway 7. Located in excellent school districts including Doncrest Elementary and Thornlea Secondary school. Includes 1 parking spots and 1 locker.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13872254
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
900-999 sq ft
Cross streets
Hwy 7 & East Beaver Creek
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$930/mo
Exposure
South East
Property tax
$2,797 / 2026
Days on market
13
Listing brokerage
IREPS TORONTO REALTY

Rooms

Living RoomFlat4.65 × 3.02 m

combined w/dining · w/o to balcony · laminate

DenFlat2.54 × 2.36 m

laminate · enclosed

Bedroom 2Flat3.10 × 3.02 m

large window · closet · laminate

Dining RoomFlat4.65 × 3.02 m

combined w/living · open concept · laminate

Primary BedroomFlat4.62 × 3.10 m

3 pc ensuite · walk-in closet(s) · w/o to balcony

KitchenFlat2.36 × 2.36 m

breakfast bar · ceramic floor · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Beaver Creek Business Park, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,780/mo
$134KIncome needed
4.5×Price ÷ income
$642Weekly cost
$8,675Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,780Property tax $233Condo fee $930Total carry $3,943

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,698per month

Mortgage amount $488,000 · 4.49% over 25 years

$122,000Down payment (20.0%)
$488,000Loan before insurance
$0CMHC premium
$3,861Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,698
Property tax
$233
Condo / maintenance fees
$930
Heating
$0
Estimated monthly cost
$3,861

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,675
Estimated closing costs
$8,675

Plus your down payment of $122,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,266/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$321,471Total interest paid
$809,471Total of all payments
Principal $488,000 Interest $321,471
YearPrincipalInterestBalance
1$10,890$21,489$477,110
2$11,385$20,994$465,725
3$11,901$20,477$453,824
4$12,442$19,937$441,382
5$13,007$19,372$428,375
6$13,597$18,782$414,778
7$14,215$18,164$400,563
8$14,860$17,519$385,703
9$15,535$16,844$370,169
10$16,240$16,139$353,929
11$16,977$15,401$336,951
12$17,748$14,631$319,203
13$18,554$13,825$300,649
14$19,397$12,982$281,252
15$20,277$12,102$260,975
16$21,198$11,181$239,777
17$22,160$10,218$217,616
18$23,167$9,212$194,450
19$24,218$8,160$170,231
20$25,318$7,061$144,913
21$26,468$5,911$118,446
22$27,669$4,710$90,777
23$28,926$3,453$61,851
24$30,239$2,140$31,612
25$31,612$767$0

At the end of your 5-year term

Total paid over the term
$161,894
Principal paid down
$59,625
Interest paid
$102,270
Balance remaining
$428,375

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $2,797− Condo fees $11,157− Insurance $600− Vacancy & upkeep $4,026Net operating income $18,020

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of IREPS TORONTO REALTY. MLS®/PropTx.

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