49 Shore Crescent, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13872522

$1,324,900
For Sale
Listed 10 days agoNo offer date stated

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3+1Bedrooms
4Bathrooms
2Garage · 11 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this stunning custom-built stone bungalow, nestled in a highly sought-after neighbourhood of estate homes.
  • Set on an impressive 115 x 196 ft. lot, the property is surrounded by mature trees and features a private, two-level interlock deck-perfect for entertaining family...
  • Built with durable steel construction, this exceptional home offers 2,525 sq. ft. on each level.
  • The thoughtfully designed interior showcases hardwood flooring, heated ceramic tile, and soaring 10-ft. ceilings in the Great Room and Primary Bedroom.
  • Conveniently located just 15 minutes from Highway 404, approximately one hour from Toronto, and only a short walk to scenic trails and beautiful Lake Simcoe, this...

Welcome to this stunning custom-built stone bungalow, nestled in a highly sought-after neighbourhood of estate homes. Set on an impressive 115 x 196 ft. lot, the property is surrounded by mature trees and features a private, two-level interlock deck-perfect for entertaining family and friends. Built with durable steel construction, this exceptional home offers 2,525 sq. ft. on each level. The thoughtfully designed interior showcases hardwood flooring, heated ceramic tile, and soaring 10-ft. ceilings in the Great Room and Primary Bedroom. The spacious kitchen is complete with stainless steel appliances, granite countertops, a stylish backsplash, and flows seamlessly into the inviting living area with a cozy gas fireplace. Large windows throughout flood the home with natural light, creating a bright and welcoming atmosphere. The fully finished lower level includes an in-law suite, providing flexibility for extended family or guests. Conveniently located just 15 minutes from Highway 404, approximately one hour from Toronto, and only a short walk to scenic trails and beautiful Lake Simcoe, this home offers the perfect balance of luxury, comfort, and lifestyle.49 Shore Crescent is the home you've been waiting for!

Key facts

Property type
Detached, Bungalow
MLS®
N13872522
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
115.49 × 196.05 ft
Cross streets
Metro Rd./Huntley Dr.
Parking
2 garage · 11 parking (attached)
Driveway
Private
Basement
Finished, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete, Steel Frame
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,235 / 2026
Days on market
10
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Great RoomMain6.88 × 4.93 m

coffered ceiling(s) · hardwood floor · gas fireplace

Bedroom 2Main3.75 × 3.38 m

broadloom · closet · window

FoyerMain4.36 × 3.94 m

cathedral ceiling(s) · ceramic floor · heated floor

Living RoomLower6.81 × 4.15 m

broadloom · window

OtherLower4.43 × 3.40 m

broadloom · walk-in closet(s)

Game RoomLower5.88 × 5.26 m

laminate · window

BreakfastMain3.97 × 2.93 m

ceramic floor · heated floor · w/o to deck

Family RoomLower3.91 × 2.84 m

broadloom · wall sconce lighting

Bedroom 3Main3.63 × 3.31 m

broadloom · closet · window

KitchenMain3.97 × 3.73 m

ceramic floor · granite counters · backsplash

Exercise RoomLower3.52 × 3.43 m

vinyl floor · pot lights

Bedroom 4Lower3.54 × 3.26 m

broadloom · closet · window

Dining RoomMain4.92 × 3.65 m

formal rm · hardwood floor · crown moulding

Primary BedroomMain5.53 × 3.94 m

coffered ceiling(s) · walk-in closet(s) · 5 pc ensuite

LaundryMain2.47 × 1.65 m

ceramic floor · laundry sink · window

KitchenLower5.56 × 4.95 m

quartz counter · b/i dishwasher · breakfast area

OfficeMain4.22 × 3.82 m

hardwood floor · french doors · large window

Our TakeTeam Asgarian · Broker
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Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$6,038/mo
$256KIncome needed
5.2×Price ÷ income
$1,393Weekly cost
$22,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $6,038Property tax $686Total carry $6,725

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,860per month

Mortgage amount $1,059,920 · 4.49% over 25 years

$264,980Down payment (20.0%)
$1,059,920Loan before insurance
$0CMHC premium
$6,547Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,860
Property tax
$686
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,547

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,973
Estimated closing costs
$22,973

Plus your down payment of $264,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,093/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$698,224Total interest paid
$1,758,144Total of all payments
Principal $1,059,920 Interest $698,224
YearPrincipalInterestBalance
1$23,653$46,673$1,036,267
2$24,727$45,599$1,011,540
3$25,850$44,476$985,691
4$27,023$43,303$958,668
5$28,250$42,076$930,417
6$29,533$40,793$900,885
7$30,874$39,452$870,011
8$32,276$38,050$837,735
9$33,741$36,585$803,994
10$35,273$35,053$768,721
11$36,874$33,451$731,847
12$38,549$31,777$693,298
13$40,299$30,027$652,999
14$42,129$28,197$610,870
15$44,042$26,284$566,829
16$46,041$24,285$520,788
17$48,132$22,194$472,656
18$50,317$20,009$422,339
19$52,602$17,724$369,737
20$54,990$15,336$314,747
21$57,487$12,839$257,260
22$60,097$10,229$197,164
23$62,825$7,500$134,338
24$65,678$4,648$68,660
25$68,660$1,666$0

At the end of your 5-year term

Total paid over the term
$351,629
Principal paid down
$129,503
Interest paid
$222,126
Balance remaining
$930,417

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $8,235− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,435

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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