106 Hawthorn Avenue, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13873090

$2,350,000
For Sale
Listed 11 days agoNo offer date stated

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5+2Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • A rare offering in the heart of the Village of Stouffville, welcome to 106 Hawthorn, a truly exceptional custom-built home set on a large mature lot and offering over...
  • Designed with both elegance and everyday function in mind, this impressive 5+2 bedroom, 5 bathroom residence blends timeless design, thoughtful layout, and elevated...
  • From the moment you enter, soaring 10 ft ceilings on the main floor, spacious principal rooms, and refined finishes create an immediate sense of quality and scale.
  • The heart of the home is the custom entertainer's kitchen, designed for both daily living and unforgettable gatherings, complete with stunning finishes, generous...
  • Custom built, thoughtfully designed, and ideally located close to Main Street, shops, restaurants, parks, schools, and everything Stouffville has to offer.

A rare offering in the heart of the Village of Stouffville, welcome to 106 Hawthorn, a truly exceptional custom-built home set on a large mature lot and offering over 5,500 sq. ft. of beautifully finished living space. Designed with both elegance and everyday function in mind, this impressive 5+2 bedroom, 5 bathroom residence blends timeless design, thoughtful layout, and elevated family living. From the moment you enter, soaring 10 ft ceilings on the main floor, spacious principal rooms, and refined finishes create an immediate sense of quality and scale. The heart of the home is the custom entertainer's kitchen, designed for both daily living and unforgettable gatherings, complete with stunning finishes, generous storage, and seamless flow to the dining and living spaces. A dream mudroom and pantry add the perfect touch of practical luxury, while the full covered porch extends the living space outdoors and overlooks the private, mature setting, ideal for morning coffee, summer evenings, and year-round entertaining. The fully finished walk-up basement apartment is a standout feature, offering incredible versatility with additional bedrooms, generous living space, a theatre room, and private access - perfect for multi-generational living, guests, or potential rental income. Custom built, thoughtfully designed, and ideally located close to Main Street, shops, restaurants, parks, schools, and everything Stouffville has to offer. This is the kind of home that rarely comes to market.

Key facts

Property type
Detached, 2-Storey
MLS®
N13873090
Bedrooms
5+2 (7 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
63.19 × 125.33 ft
Cross streets
Main Street and Baker
Parking
2 garage · 6 parking (attached)
Driveway
Available
Basement
Apartment, Finished, Full, Separate Entrance, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten , Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,590 / 2025
Days on market
11
Listing brokerage
UNION CAPITAL REALTY

Rooms

Dining RoomMain3.35 × 5.63 m

b/i bar · b/i fridge · bar sink

Bedroom 3Second4.57 × 3.98 m

hardwood floor · double closet

Living RoomMain4.42 × 5.79 m

fireplace · built-in speakers · w/o to porch

KitchenBasement3.38 × 5.63 m

W/O To Yard

BedroomBasement2.74 × 2.80 m
PantryMain3.70 × 1.95 m

b/i microwave · bar sink

OfficeMain2.89 × 3.35 m

glass doors · hardwood floor

Bedroom 5Second3.35 × 4.57 m

3 pc bath · walk-in closet(s) · hardwood floor

Mud RoomMain3.78 × 1.95 m

b/i closet · access to garage · pantry

Primary BedroomSecond4.57 × 6.77 m

5 pc ensuite · w/w closet · hardwood floor

RecreationBasement6.09 × 7.31 m
Bedroom 4Second3.40 × 3.35 m

hardwood floor · double closet

Great RoomBasement6.09 × 5.63 m

W/O To Yard

BedroomBasement3.35 × 4.26 m

Double Closet

KitchenMain4.65 × 5.63 m

b/i appliances · b/i dishwasher · custom counter

Bedroom 2Second3.81 × 4.87 m

hardwood floor · double closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$10,711/mo
$420KIncome needed
5.6×Price ÷ income
$2,472Weekly cost
$45,225Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $10,711Property tax $382Total carry $11,093

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,395per month

Mortgage amount $1,880,000 · 4.49% over 25 years

$470,000Down payment (20.0%)
$1,880,000Loan before insurance
$0CMHC premium
$10,777Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,395
Property tax
$383
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,777

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$45,225
Estimated closing costs
$45,225

Plus your down payment of $470,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,581/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,238,453Total interest paid
$3,118,453Total of all payments
Principal $1,880,000 Interest $1,238,453
YearPrincipalInterestBalance
1$41,954$82,785$1,838,046
2$43,858$80,880$1,794,188
3$45,850$78,888$1,748,338
4$47,932$76,807$1,700,407
5$50,108$74,630$1,650,299
6$52,383$72,355$1,597,916
7$54,761$69,977$1,543,154
8$57,248$67,490$1,485,907
9$59,847$64,891$1,426,060
10$62,564$62,174$1,363,495
11$65,405$59,333$1,298,090
12$68,375$56,363$1,229,716
13$71,479$53,259$1,158,237
14$74,725$50,014$1,083,512
15$78,117$46,621$1,005,395
16$81,664$43,074$923,731
17$85,372$39,366$838,359
18$89,248$35,490$749,110
19$93,301$31,438$655,810
20$97,537$27,201$558,273
21$101,965$22,773$456,308
22$106,595$18,143$349,713
23$111,435$13,303$238,278
24$116,494$8,244$121,784
25$121,784$2,954$0

At the end of your 5-year term

Total paid over the term
$623,691
Principal paid down
$229,701
Interest paid
$393,989
Balance remaining
$1,650,299

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,590− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $72,508

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION CAPITAL REALTY. MLS®/PropTx.

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