68 Annamaria Drive, Georgina, ON

Keswick North, Georgina · MLS® N13875378

$299,000
Sold

About this home

In short

  • Attention Builders, Investors & End Users.
  • Rare opportunity to acquire a premium corner lot in a sought-after Keswick neighbourhood.
  • The original home was lost due to fire, leaving the existing foundation in place and creating a unique opportunity to rebuild, redesign, or develop to suit your vision.
  • The property features an existing in-ground pool and is being sold strictly "as is, where is" with no representations or warranties.
  • Situated on a generous approximately 9,365 sq. ft. corner lot in an established residential area close to schools, parks, shopping, Lake Simcoe, and all amenities.

Attention Builders, Investors & End Users! Rare opportunity to acquire a premium corner lot in a sought-after Keswick neighbourhood. The original home was lost due to fire, leaving the existing foundation in place and creating a unique opportunity to rebuild, redesign, or develop to suit your vision. The property features an existing in-ground pool and is being sold strictly "as is, where is" with no representations or warranties. Recent permits and plans relating to restoration/rebuilding may be available to interested purchasers. Situated on a generous approximately 9,365 sq. ft. corner lot in an established residential area close to schools, parks, shopping, Lake Simcoe, and all amenities. An exceptional chance to create your dream home or investment project in a desirable location. Buyer to conduct their own due diligence regarding permits, development potential, rebuilding requirements, and municipal approvals

Key facts

Property type
Other, Other
MLS®
N13875378
Lot
66.55 × 170.84 ft
Cross streets
Annamaria/Henry
Property tax
$1,757 / 2026
Days on market
12
Listing brokerage
RE/MAX ALL-STARS REALTY INC.
Our TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,363/mo
$60KIncome needed
5.0×Price ÷ income
$314Weekly cost
$2,960Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $1,363Property tax $146Total carry $1,509

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,323per month

Mortgage amount $239,200 · 4.49% over 25 years

$59,800Down payment (20.0%)
$239,200Loan before insurance
$0CMHC premium
$1,469Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,323
Property tax
$146
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$1,469

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$2,960
Estimated closing costs
$2,960

Plus your down payment of $59,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,601/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$157,573Total interest paid
$396,773Total of all payments
Principal $239,200 Interest $157,573
YearPrincipalInterestBalance
1$5,338$10,533$233,862
2$5,580$10,291$228,282
3$5,834$10,037$222,448
4$6,099$9,772$216,350
5$6,375$9,496$209,974
6$6,665$9,206$203,309
7$6,968$8,903$196,342
8$7,284$8,587$189,058
9$7,615$8,256$181,443
10$7,960$7,911$173,483
11$8,322$7,549$165,161
12$8,700$7,171$156,462
13$9,095$6,776$147,367
14$9,508$6,363$137,860
15$9,939$5,932$127,920
16$10,390$5,480$117,530
17$10,862$5,009$106,668
18$11,355$4,516$95,312
19$11,871$4,000$83,441
20$12,410$3,461$71,031
21$12,973$2,897$58,058
22$13,563$2,308$44,495
23$14,178$1,693$30,317
24$14,822$1,049$15,495
25$15,495$376$0

At the end of your 5-year term

Total paid over the term
$79,355
Principal paid down
$29,226
Interest paid
$50,129
Balance remaining
$209,974

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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