35 Metcalfe Street, Aurora, ON

Aurora Village, Aurora · MLS® N13876920

$1,279,900
For Sale
Listed 11 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
6Parking
1500-2000Sq ft

About this home

In short

  • Century-home charm meets everyday flexibility at 35 Metcalfe Street.
  • An inviting century home, versatile living arrangements and a central Aurora Village address come together at 35 Metcalfe Street.

Century-home charm meets everyday flexibility at 35 Metcalfe Street. Set in the heart of downtown Aurora in sought-after Aurora Village, this beautifully updated triplex offers a welcoming main home plus two separate one-bedroom apartments at the rear. Whether you are looking for rental income to help offset your mortgage or space to keep extended family close, this property offers options for the way you live. The main house blends its historic character with fresh, modern updates, including a new kitchen with quartz countertops and workstation sink, new floors throughout, pot lights and fresh paint. The two additional apartments create opportunities for multi-generational living or rental income, making this home as practical as it is charming. Step outside and enjoy one of Aurora's most walkable neighbourhoods. The Aurora Public Library, Aurora Cultural Centre, local coffee shops and restaurants, Town Park and Yonge Street transit are all just steps away. From morning coffee to community events and evenings out, there is plenty to enjoy close to home. An inviting century home, versatile living arrangements and a central Aurora Village address come together at 35 Metcalfe Street.

Key facts

Property type
Other, 2-Storey
MLS®
N13876920
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
59.4 × 119.9 ft
Cross streets
Yonge St and Church St
Parking
6 parking
Driveway
Private, Private Double
Basement
Apartment, Separate Entrance, Walk-Out
Kitchens
3 (2 + 1)
Heating
Baseboard
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,633 / 2025
Days on market
11
Listing brokerage
ROYAL LEPAGE RCR REALTY

Rooms

LaundryGround2.19 × 3.82 m

tile floor · w/o to deck · 2 pc bath

KitchenGround2.22 × 3.62 m

quartz counter · pantry · stainless steel appl

KitchenBasement3.08 × 4.67 m

tile floor · closet

Bedroom 3Second2.62 × 3.61 m

laminate · b/i closet · picture window

KitchenGround2.29 × 2.92 m

laminate · picture window · backsplash

Bedroom 2Second2.81 × 3.61 m

laminate · b/i closet · picture window

BedroomGround4.41 × 3.05 m

laminate · b/i closet · picture window

BedroomBasement3.64 × 3.06 m

laminate · closet

Dining RoomGround3.31 × 3.62 m

laminate · picture window · combined w/kitchen

Living RoomBasement3.34 × 3.92 m

laminate · large window · 4 pc bath

Primary BedroomSecond4.37 × 3.67 m

laminate · picture window · walk-in closet(s)

Living RoomGround4.41 × 3.78 m

laminate · large window · 4 pc bath

Living RoomGround5.53 × 4.53 m

laminate · bay window · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Aurora Village, Aurora, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,833/mo
$240KIncome needed
5.3×Price ÷ income
$1,346Weekly cost
$22,073Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,833Property tax $469Total carry $6,303

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,661per month

Mortgage amount $1,023,920 · 4.49% over 25 years

$255,980Down payment (20.0%)
$1,023,920Loan before insurance
$0CMHC premium
$6,131Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,661
Property tax
$469
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,131

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,073
Estimated closing costs
$22,073

Plus your down payment of $255,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,852/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$674,509Total interest paid
$1,698,429Total of all payments
Principal $1,023,920 Interest $674,509
YearPrincipalInterestBalance
1$22,850$45,088$1,001,070
2$23,887$44,050$977,183
3$24,972$42,966$952,212
4$26,105$41,832$926,107
5$27,291$40,646$898,816
6$28,530$39,407$870,286
7$29,825$38,112$840,461
8$31,179$36,758$809,282
9$32,595$35,342$776,687
10$34,075$33,862$742,612
11$35,622$32,315$706,990
12$37,239$30,698$669,750
13$38,930$29,007$630,820
14$40,698$27,239$590,122
15$42,546$25,391$547,576
16$44,477$23,460$503,099
17$46,497$21,440$456,602
18$48,608$19,329$407,994
19$50,815$17,122$357,179
20$53,122$14,815$304,057
21$55,534$12,403$248,523
22$58,056$9,881$190,467
23$60,692$7,246$129,775
24$63,447$4,490$66,328
25$66,328$1,609$0

At the end of your 5-year term

Total paid over the term
$339,686
Principal paid down
$125,104
Interest paid
$214,582
Balance remaining
$898,816

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $5,633− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,609

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.

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